Geico vs. American Family: Which provider is better?
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Geico vs. American Family
Trying to decide between Geico and American Family? American Family Insurance might not have the brand recognition that Geico has, but it aims to gain the trust of their customers through top-notch customer service and protection.
Geico and American Family both offer affordable car insurance through their many discounts, like Geico’s multi-car discount and American Family’s low mileage discount. So which one should you choose? Take a look at our side-by-side comparison below to find out which one is right for you.
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About the provider
Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind.
For 90 years, American Family has worked hard to give quality rates and services. In addition to auto insurance, it offers home, life, business, and farm and ranch insurance with a strong commitment to protect its customers.
Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs.
Policy costs depend your personal situation. Visit American Family for a quote based on your specific needs.
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
15% (full-time student, between 16-24 and B average or better)
Varies. Teen Safe Driver Discount + Generational Discount (18-24 with a parent who is an American Family customer)
5-10% (55+, completed defensive driving course)
Up to 26% (5 years accident-free)
Pay in full discount
Up to 25%
Up to 15% (active duty, retired of member of the National guard or Reserves)
Federal employee – Up to 8%
Emergency deployment – Up to 25% (member of the Enduring Freedom or Iraqi Freedom operational forces)
Multi-policy / Multi-line discount – Varies
Membership and employee discount – Varies
Seat belt use – 15% (medical payments or personal injury portion of premium)
Loyalty discount Early-bird discount
Steer into Savings discount
Low mileage discount – Drive less than 7,500 miles per year
Teen Safe Driver discount – Enroll teen in free program
Young volunteer discount – Under 25, 40+ hours per year volunteering for non-profit
Generational discount – 18-24 with a parent who is an American Family customer
KnowYourDrive discount – Up to 40% on your car insurance (based on evaluation during KnowYourDrive periods)
Up to 25% (comprehensive portion of premium)
5% (collision portion of premium)
Up to 25% for driver-side airbags, or 40% for full-front seat airbag (applies to medical payments or personal injury)
Auto safety equipment – 10-30%
If customer service is your top priority, then American Family is the winner. But Geico’s many discounts might make up for its average customer service. Keep your personal situation in mind when making your decision, and you’ll make the right choice.
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