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Which should you pick? In our independent review of thousands of car insurance rates, Geico has the edge on most companies, including AAA, averaging $50 less per month than its top competitors. And although you’ll need to be an AAA member to get insurance, you also get perks like roadside assistance, trip planning and travel discounts, which could pay for higher rates and membership costs.
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 Geico |
 AAA |
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|---|---|---|
| About the provider | Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. | AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service. |
| Price | Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. | Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | N/A | N/A |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re looking for the benefits that come with a AAA membership, then AAA might work best for you. But if the cost of your insurance is what is most important, look carefully at the discounts that each offers to determine which company will save you the most money. Compare all your options to find the best car insurance for you.
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