Geico vs AAA: Who has better car insurance?
Just about everyone has heard of Geico and AAA, but not everyone realizes that AAA doesn’t just provide roadside assistance and travel discount. AAA also offers car insurance. If you’re considering these two providers for coverage, we’ve got the info you need to make your decision.
Geico services all 50 states and offers many discounts in an effort to bring down the cost of your insurance. Their innovative app allows you to view your policy, submit a claim or even find the cheapest gas in your area. With AAA, you’re required to be a member, which adds to the cost of your insurance. But with that membership come perks like roadside assistance, trip planning and travel discounts.
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 Geico |
 AAA |
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|---|---|---|
| About the provider | Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. | AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service. |
| Price | Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. | Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | N/A | N/A |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re looking for the benefits that come with a AAA membership, then AAA might work best for you. But if the cost of your insurance is what is most important, look carefully at the discounts that each offers to determine which company will save you the most money. Compare all your options to find the best car insurance for you.