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Geico vs AAA car insurance
Geico vs AAA: Who has better car insurance?
Choosing between Geico vs. AAA comes down to cheap rates or coverage benefits. Geico has the slight edge on rates, averaging $50 less per month than competitors. But AAA offers top-notch roadside service coupled with trip planning and travel discounts, perks that could pay for its higher rates and membership. In the end, you might choose Geico for the cheapest rates, or AAA if you take frequent road trips and need travel benefits.
Consider which car insurance company’s coverage and benefits give you the best value for your needs.
|
|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY. |
| All 50 states |
AK, AZ, CA, MT, NV, UT and WY |
| Optional | Included free |
| Yes | |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Online Phone Agent |
online phone |
| 12 months 6 months custom |
12 months 6 months monthly |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | Yes, up to 37% |
| Yes, up to 15% | No |
| Yes, up to 25% | Yes, up 27% |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes, Varies by state | Yes, up to 20% |
| Yes | No |
| Yes, up to 15% | Yes, up to 14% |
| No | No |
|
|
|
Bottom line
If you’re looking for the benefits that come with a AAA membership, then AAA might work best for you. But if the cost of your insurance is what is most important, look carefully at the discounts that each offers to determine which company will save you the most money. Compare all your options to find the best car insurance for you.
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