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Geico vs AAA car insurance
Geico vs AAA: Who has better car insurance?
Both Geico and AAA are known for their discounts and savings in different ways. In our independent review of thousands of car insurance rates, Geico has the edge with its rates averaging $50 less per month than top competitors. That said, AAA offers top-notch roadside service coupled with trip planning and travel discounts. Those perks could pay for its higher rates and membership.
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|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection. |
| All 50 states | AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone Agent |
online phone |
| 12 months 6 months custom |
12 months monthly custom |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | No |
| Yes, up to 15% | Yes |
| Yes, up to 25% | Yes |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Varies | Yes, up to 10% |
| Yes | No |
| Yes, up to 15% | Yes |
| No | Yes |
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|
|
Bottom line
If you’re looking for the benefits that come with a AAA membership, then AAA might work best for you. But if the cost of your insurance is what is most important, look carefully at the discounts that each offers to determine which company will save you the most money. Compare all your options to find the best car insurance for you.
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