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Ford F-150 Electric insurance rates

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The Ford F-150 Electric is a truck that's expensive to insure. The expected average cost of auto insurance for the Ford F-150 Electric is $181 a month or $2,172 a year. With a starting MSRP of $70,000, that makes the price-to-cost ratio 3.1%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, F-150 Electric trim and options and other factors.

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What factors affect insurance for the Ford F-150 Electric?

Insurance rates for the Ford F-150 Electric are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the F-150 Electric compares to other vehicles.
  • Type of car. The Ford F-150 Electric is a truck, which tend to be pricier to insure.
  • Theft. Theft rates for this car are low, which may lower the cost of insurance.
  • Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
  • Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
  • Fuel type. Cars with electric engines are usually slightly more expensive to insure than other fuel types.
  • Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Lariat, King Ranch, Platinum, Limited trim, depending on the model year.
  • Coverage. For a truck, you might consider a policy with your state's required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
  • Warranty. New F-150 Electrics come with a eight years or 100,000 miles warranty from Ford plus roadside assistance.
  • Manufacturer deals. Currently, Ford is offering reduced prices on 36-month leases. You can also find other financing deals from Ford by checking with your local dealer.

What discounts does the F-150 Electric qualify for?

You could save money on car insurance for your Ford F-150 Electric if it comes equipped with certain safety features.
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount
  • Safety device discount

Ford F-150 Electric safety and reliability ratings

The Ford F-150 Electric scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they're easier to repair and safer in a car crash.

Compare the F-150 Electric to similar cars

Find out how other Ford models compare or explore vehicles similar to the F-150 Electric. Compare all car makes and models

Bottom line

The Ford F-150 Electric is a truck with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Ford F-150 Electric.
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