Case study: Roslyn’s experience
Car insurance publisher
I traded in my 2002 Jeep Liberty Sport for a new 2016 Ford C-Max. I stuck with my car insurer, Erie, because I wanted to keep my claim-free discount, and I was happy with their customer support. My husband and I ended up paying $1,244 a year for 100/300/100 coverage with collision and comprehensive on a 2016 Ford C-Max and a 2011 Toyota Prius in Tennessee.
But I did need to change my coverage for my new car. On my older car, I’d dropped collision and comprehensive coverage, because the insurance would have cost more than the car was worth. I added full coverage on my new car, and the Ford warranty came with free roadside assistance. Because I planned to pay off my car loan within the first year, I skipped gap insurance. I didn’t get a hybrid discount, but I did get discounts for extra safety features, which was a nice perk for upgrading to a newer, safer car.