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Fiat Insurance Rates

What to expect when insuring a Fiat

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Average insurance cost for a Fiat

The average insurance cost of a Fiat is $207 a month. Your actual cost will be determined by many factors, both personal and car-related. Some of the variables that affect the price of insurance include your driving record, the number of miles you drive in a year, your age and your location, as well as the year, model and trim package of your Fiat.

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How a vehicle from Fiat affects the cost of insurance

Fiats are generally not expensive to repair or replace, if totaled. This, along with the good safety rating most Fiats get from the National Highway Traffic Safety Administration, helps to keep insurance costs down.

Fiat car insurance rates by model

Model Monthly insurance rate Base car price
124 Spider $238 $24,995
500 $180 $14,995
500L $166 $20,995
500X $245 $19,995

Pros and cons of insuring a Fiat

Different factors will affect the cost of insuring a Fiat. Here’s what to look out for.


  • Not costly to repair or replace
  • Good safety ratings
  • Not often stolen


  • The Fiat’s small size is not as good at protecting its occupants as a larger car

About the Fiat brand

Fiat was established in 1899 with the 3½ HP, and quickly began winning international auto races by the 1910s. The company faced difficulties after World War I but persevered and began expanding abroad in the ’30s. The company experienced a boom in the ’50s and saw a dramatic increase in production in the next decade.

Fiat continued to grow and eventually brought together the Fiat, Lancia, Autobianchi and Ferrari brands in 1979, in addition to Alfa Romeo in 1984. Fiat has won multiple Car of the Year awards throughout the years, and continues to produce innovative models to this day.

Fiat car facts

  • Fiat is the largest automotive company in Italy.
  • Fiat is a market leader in Brazil. The country is the second highest producer of Fiat cars.
  • In 2012, Fiat acquired a 60% stake of the Chrysler Corporation.

What’s the Fiat Abarth?

Abarth is the souped up version of a Fiat. Only two of Fiat’s models are available in an Abarth version the Fiat 500 and the Fiat Spider. With the Fiat 500 Abarth and the Fiat Spider Abarth, you get a 1.4 L multi-air turbo engine, a 6-speed automatic transmission and 17-inch aluminum wheels.

The Abarth line takes its name from Karl Abarth, the famed car designer.

Bottom line

Fiat’s smaller size doesn’t mean a smaller insurance premium. That said, they aren’t expensive to insure, but be sure to shop around to find the best car insurance for you.

Companies that provide coverage for Fiat

Fiats are commonly covered by insurance providers in the US. You’ll find a wide variety of companies that will insure your Fiat. Compare a few below.

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Yes, cars under 1 year old & 15,000 miles
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.

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Fiat competitors

Looking for other car brands? Find other car manufacturers that are similar to Fiat, or compare makes that are completely different.

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Frequently asked questions about Fiat

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