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Fiat insurance rates

Compare car insurance for Fiats


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Fiat 500L

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Average insurance cost for a Fiat

The average insurance cost of a Fiat is $207 a month. Your actual cost will be determined by many factors, both personal and car-related. Some of the variables that affect the price of insurance include your driving record, the number of miles you drive in a year, your age and your location, as well as the year, model and trim package of your Fiat.

Find your Fiat model

Get car insurance quotes for your Fiat

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
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Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
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Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
The AARP Auto Insurance Program from The Hartford
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Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
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Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.

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How a vehicle from Fiat affects the cost of insurance

Fiats are generally not expensive to repair or replace, if totaled. This, along with the good safety rating most Fiats get from the National Highway Traffic Safety Administration, helps to keep insurance costs down.

Fiats are commonly covered by insurance providers in the US. You’ll find a wide variety of companies that will insure your Fiat.

Fiat car insurance rates by model

Model Monthly insurance rate Base car price
124 Spider $238 $24,995
500 $180 $14,995
500L $166 $20,995
500X $245 $19,995

Pros and cons of insuring a Fiat

Different factors will affect the cost of insuring a Fiat. Here’s what to look out for.


  • Not costly to repair or replace
  • Good safety ratings
  • Not often stolen


  • The Fiat’s small size is not as good at protecting its occupants as a larger car

About the Fiat brand

Fiat was established in 1899 with the 3½ HP, and quickly began winning international auto races by the 1910s. The company faced difficulties after World War I but persevered and began expanding abroad in the ’30s. The company experienced a boom in the ’50s and saw a dramatic increase in production in the next decade.

Fiat continued to grow and eventually brought together the Fiat, Lancia, Autobianchi and Ferrari brands in 1979, in addition to Alfa Romeo in 1984. Fiat has won multiple Car of the Year awards throughout the years, and continues to produce innovative models to this day.

What’s the Fiat Abarth?

Abarth is the souped up version of a Fiat. The Abarth line takes its name from Karl Abarth, the famed car designer. Only two of Fiat’s models are available in an Abarth version — the Fiat 500 and the Fiat Spider. With the Fiat 500 Abarth and the Fiat Spider Abarth, you get a 1.4 L multi-air turbo engine, a 6-speed automatic transmission and 17-inch aluminum wheels.

Fiat car facts

  • Fiat is the largest automotive company in Italy.
  • Fiat is a market leader in Brazil. The country is the second highest producer of Fiat cars.
  • In 2012, Fiat acquired a 60% stake of the Chrysler Corporation.
  • Financing options are available from Fiat.

Fiat competitors

Looking for other car brands? Find other car manufacturers that are similar to Fiat, or compare makes that are completely different.

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Bottom line

Fiat’s smaller size doesn’t mean a smaller insurance premium. That said, they aren’t expensive to insure, but be sure to shop around to find the best car insurance for you.

Frequently asked questions about Fiat

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