Ferrari FF car insurance rates

What to expect to cover this when insuring this grand tourer.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare car insurance

Ferrari FF

The Ferrari FF offers a long maintenance plan and tends to need minimal repair. But that doesn’t affect the insurance rate much — you’ll find average insurance costs at about $935 monthly or $11,220 annually. That cost is nearly $9,800 above the annual national average of $1,426.

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted

Compare insurance for your Aston Martin DB11

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

Compare up to 4 providers

How much does Ferrari FF car insurance cost?

Model Monthly insurance rate Base car Price
488 GTB $783 $245,400
488 Spider $868 $272,700
812 $1,188 $335,275
California T $648 $202,723
F12 Berlinetta & TDF $1,015 $319,995
FF $935 $295,000
GTC4 Lusso $953 $300,000

How do I compare insurance for the Ferrari FF?

This car features an extensive maintenance plan, long-lasting parts and roomy interior that can fit a small family. These factors could help to reduce your premium. Still, its Ferrari stamp and high price tag does make it a high-cost car to insure.

  • Body type.The FF is an interesting mix of a luxury coupe with a roomier wagon body style.
  • Fuel.This car gets low fuel economy, rated at 13 mpg for city and highway combined.
  • Maintenance.Maintenance costs can be expensive on an Italian luxury vehicle. However, car owners on review sites and forums boast its long-lasting parts and few repairs.
  • Theft.The FF’s low theft rates could score positive points with insurance companies.
  • Coverage.You may want to consider additional insurance options that protect you widely from costly repairs. For example, luxury car insurance provides higher limits and often uses agreed value for claims. In addition, comprehensive, uninsured/underinsured motorist and loan or lease gap insurance could go a long way in an accident.
  • Insurer options.Geico won’t offer car insurance on Ferrari models. However, most other insurance companies do.
  • Warranty.Ferrari offers a three-year, unlimited mileage warranty and extensive, seven-year maintenance plan to cover all your basic needs.

Does the Ferrari FF qualify for discounts?

You could receive discounts on the FF’s high insurance premium with these safety features.

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Parking sensors
  • Backup camera

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

Why is insurance so high for the Ferrari FF?

The Ferrari FF may have a roomy interior that’s family friendly. However, its insurance rates don’t match up with other typical family cars for several reasons:

  • High MSRP. This car’s ticket price is set far above a family sedan or minivan. Starting around $300,000, the car will cost your insurance company more to repair or replace.
  • Higher coverage. The tradeoff for insuring a luxury car with higher coverage is a higher rate.
  • Powerful engine. The FF comes with a whopping 651 horsepower, making it a tempting high-speed ride. The engine’s power may pose a risk in the eyes of your insurance company.
  • Specialized repairs. This Italian sports car may need special imported parts or a Ferrari specialist for repair work. Both will raise the cost of repairs significantly.

How reliable is the Ferrari FF?

While the car has seen a few early recalls, FF owners do show satisfaction with its reliability.

  • Safety. The Ferrari FF doesn’t hold safety ratings with the IIHS or NHTSA. That fact may be due to most consumers choosing cars at a lower price point.
  • Reliability. Car owners from forums relate this car’s minimal repair needs, even after 15,000 to 20,000 miles.
  • Recalls. The FF has included a few recalls. Those involved incorrect installment of the front airbag and an airbag inflator that may explode upon deploying. These issues have not come up in the 2016 model.

Bottom line

The Ferrari FF includes several safety features, an extensive manufacturer maintenance plan, and minimal repair needs. Its roomier body helps luxury-seekers still use this as a family car.

While these factors could help reduce your insurance premium, the high Ferrari price tag does drive up the average cost.

Compare car insurance options for the FF or look at costs for another make or model.

Frequently asked questions about the Ferrari FF

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site