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The Ferrari FF offers a long maintenance plan and tends to need minimal repair. But that doesn’t affect the insurance rate much — you’ll find average insurance costs at about $935 monthly or $11,220 annually. That cost is nearly $9,800 above the annual national average of $1,426.
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Model | Monthly insurance rate | Base car Price |
---|---|---|
488 GTB | $783 | $245,400 |
488 Spider | $868 | $272,700 |
812 | $1,188 | $335,275 |
California T | $648 | $202,723 |
F12 Berlinetta & TDF | $1,015 | $319,995 |
FF | $935 | $295,000 |
GTC4 Lusso | $953 | $300,000 |
This car features an extensive maintenance plan, long-lasting parts and roomy interior that can fit a small family. These factors could help to reduce your premium. Still, its Ferrari stamp and high price tag does make it a high-cost car to insure.
The Ferrari FF costs more to insure because it’s a four wheel drive, meaning its V12 engine shoots torque to all four tires making it fast, powerful and high-risk for insurers. Also, its luxurious interior and exterior parts make it high dollar to repair.
You could receive discounts on the FF’s high insurance premium with these safety features.
The Ferrari FF may have a roomy interior that’s family friendly. However, its insurance rates don’t match up with other typical family cars for several reasons:
While the car has seen a few early recalls, FF owners do show satisfaction with its reliability.
The Ferrari FF includes several safety features, an extensive manufacturer maintenance plan, and minimal repair needs. Its roomier body helps luxury-seekers still use this as a family car.
While these factors could help reduce your insurance premium, the high Ferrari price tag does drive up the average cost.
Compare car insurance options for the FF or look at costs for another make or model.
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