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Farmers vs. Travelers: Which provider is better for you?

Farmers vs. Travelers

Julia Cameron
Julia Cameron

Updated

Fact checked

Two big names in the insurance industry, Farmers and Travelers have been providing insurance for generations. Farmers was established in 1928, and Travelers has been around for more than 150 years.

Both providers offer affordable insurance by giving drivers discounts for things like paying in full and having a good driving record. And both have a good reputation for customer service. Farmers gets an A- from the Better Business Bureau while Travelers gets an A.

So which one should you choose? Take a look at our side-by-side comparison below to get the info you need to make your decision.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership
Get a quote
Read review

Farmers

Read review

Travelers

Read review

OVERVIEW

 OVERVIEW
About the provider
About the brand Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. Travelers' five-step online guide takes the frustration out of building the perfect policy.
States served
States served All 50 states All states except AK, HI, KS, MI, ND, SD, WV, WY

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
 Yes
Claims methods
Claims methods Online
Phone
 online
phone
Payment schedule
Payment schedule 12 months
custom
Monthly
 monthly

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes, up to 5%
Military discount
Military discount No No
Multi car discount
Multi car discount Yes Yes, up to 8%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes, up to 10%
Safe driver discount
Safe driver discount Yes Yes, up to 8%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes, 8%
Usage based discount
Usage based discount No No
Learn more
Learn more
Read review
Read review

Bottom line

Farmers is the clear winner in terms of the total amount of discounts offered, but take a close look and make sure those discounts actually apply to you. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Farmers and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Get quotes
More Info
USAA
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Get quotes
More Info
Allstate
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Get quotes
More Info
The AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
Get quotes
More Info
Liberty Mutual
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Get quotes
More Info
Metromile
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
Get quotes
More Info
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Compare up to 4 providers

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