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Farmers vs. Travelers: Which provider is better for you?

Farmers vs. Travelers

Two big names in the insurance industry, Farmers and Travelers have been providing insurance for generations. Farmers was established in 1928, and Travelers has been around for more than 150 years.

Both providers offer affordable insurance by giving drivers discounts for things like paying in full and having a good driving record. And both have a good reputation for customer service. Farmers gets an A- from the Better Business Bureau while Travelers gets an A.

So which one should you choose? Take a look at our side-by-side comparison below to get the info you need to make your decision.

Farmers

Travelers

OVERVIEW

OVERVIEW
About the provider
About the brand Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.
States served
States served All 50 states
All states except AK, HI, KS, MI, ND, SD, WV, WY

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes Yes
Claims methods
Claims methods Online
Phone
online
phone
Payment schedule
Payment schedule 12 months
custom
Monthly
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes, up to 5%
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes, up to 8%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes, up to 10%
Safe driver discount
Safe driver discount Yes Yes, up to 8%
Special employment discount
Special employment discount Yes No
Student discount
Student discount Yes Yes, 8%
Usage based discount
Usage based discount Yes No
Learn more
Learn more

Bottom line

Farmers is the clear winner in terms of the total amount of discounts offered, but take a close look and make sure those discounts actually apply to you. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Farmers and Travelers

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Assurance
Yes
Yes
No
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Travelers
Yes
Yes, up to 5%
IntelliDrive
All states except AK, HI, KS, MI, ND, SD, WV, WY
Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.
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