Farmers vs. Travelers: Which provider is better for you?

Farmers vs. Travelers: Which provider is better for you?

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Farmers vs. Travelers

Two big names in the insurance industry, Farmers and Travelers have been providing insurance for generations. Farmers was established in 1928, and Travelers has been around for more than 150 years.

Both providers offer affordable insurance by giving drivers discounts for things like paying in full and having a good driving record. And both have a good reputation for customer service. Farmers gets an A- from the Better Business Bureau while Travelers gets an A.

So which one should you choose? Take a look at our side-by-side comparison below to get the info you need to make your decision.

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Compare the best car insurance companies near you.

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Travelers

Travelers

Farmers

Farmers

About the provider Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices. “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services.
Price Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs. Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* A A-
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Travelers

Travelers

Farmers

Farmers

Good student 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home. B average or 3.0 GPA or higher
Defensive driver
Good driver 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 7.5%
Multicar Up to 8%
Military
Homeowner Up to 5%
Other discounts

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%

Distant students – 23 or younger, 100+ miles away from home

Teen driver – Single licensed driver under 19

Youthful driver – Driver under 25 in the household

Transfer discount – Switch to Farmers with no lapse in coverage


Vehicle discounts

Travelers

Travelers

Farmers

Farmers

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol

Bottom line

Farmers is the clear winner in terms of the total amount of discounts offered, but take a close look and make sure those discounts actually apply to you.

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Compare the best car insurance companies near you.

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