Farmers vs. Nationwide: Which provider is better for you?

Farmers vs. Nationwide: Which provider is better for you?

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Farmers vs. Nationwide

Are you considering Farmers and Nationwide for auto insurance? They’re both well-known insurance companies. Farmers has been around since 1928, and Nationwide was established two years earlier.

Farmers and Nationwide earn an A- and A, respectively, from the Better Business Bureau. And both provide ways to bring the cost of your insurance down through vehicle and driver discounts. With all of these similarities, which one should you choose? Take a look at our comprehensive comparison below and you’ll find the info you need to make your decision.

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Compare the best car insurance companies near you.

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Nationwide

Nationwide

Farmers

Farmers

About the provider Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services.
Price Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.
States served 46 All 50 states
User satisfaction* A A-
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Nationwide

Nationwide

Farmers

Farmers

Good student Varies (full-time student, B average or higher, 16 to 24) B average or 3.0 GPA or higher
Defensive driver
Good driver Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar
Military
Homeowner
Other discounts

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

USAA Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies

Distant students – 23 or younger, 100+ miles away from home

Teen driver – Single licensed driver under 19

Youthful driver – Driver under 25 in the household

Transfer discount – Switch to Farmers with no lapse in coverage


Vehicle discounts

Nationwide

Nationwide

Farmers

Farmers

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints N/A
Air bag
Other discounts

Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol

Bottom line

Farmers beats Nationwide in the total amount of discounts it provides, but if those discounts don’t apply to you, there’s no real benefit. Keep your personal situation in mind when deciding, and you’ll make the right choice.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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