Farmers vs. Liberty Mutual
Are you considering Farmers and Liberty Mutual for auto insurance? Both are big names in the industry. Farmers has been around since 1928, and Liberty Mutual was established in 1912.
Both providers have a good reputation for customer satisfaction, with Farmers getting an A- from the Better Business Bureau, and Liberty an A+. And both make insurance more affordable by offering multiple discounts.
Having a hard time making your decision? We don’t blame you. With all of those similarities, how do you choose? Fear not! We’ve lined up Farmers and Liberty Mutual in a side-by-side comparison to make the decision easier for you.
- Roadside assistance
- Accident forgiveness
- Collision coverage
Our top pick: Liberty Mutual
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
 Liberty Mutual |
 Farmers |
|
|---|---|---|
| About the provider | Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members. | “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services. |
| Price | Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | A+ | A- |
| J.D. Power ratings** | 2/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re looking for good driver and good grade discounts, Farmers is the best choice for you. But if you want a pay-in-full discount, you’ll want to go with Liberty Mutual. Compare your car insurance options to find the best insurance company for you.