We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Farmers vs. Liberty Mutual: Which provider is better for you?
Farmers vs. Liberty Mutual
Last updated:
Are you considering Farmers and Liberty Mutual for auto insurance? Both are big names in the industry. Farmers has been around since 1928, and Liberty Mutual was established in 1912.
Both providers have a good reputation for customer satisfaction, with Farmers getting an A- from the Better Business Bureau, and Liberty an A+. And both make insurance more affordable by offering multiple discounts.
Having a hard time making your decision? We don’t blame you. With all of those similarities, how do you choose? Fear not! We’ve lined up Farmers and Liberty Mutual in a side-by-side comparison to make the decision easier for you.
- Roadside assistance
- Accident forgiveness
- Collision coverage
Our top pick: Liberty Mutual
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
 Liberty Mutual |
 Farmers |
|
|---|---|---|
| About the provider | Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members. | “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services. |
| Price | Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | A+ | A- |
| J.D. Power ratings** | 2/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re looking for good driver and good grade discounts, Farmers is the best choice for you. But if you want a pay-in-full discount, you’ll want to go with Liberty Mutual. Compare your car insurance options to find the best insurance company for you.
Compare alternatives to Farmers and Liberty Mutual
Read more on this topic
-
Compare carshare car insurance Make sure the free insurance offered by carshare services is enough protection for you.
-
Compare car insurance for self-employed drivers Self-employed drivers need to balance getting the best rates with protecting their business.
-
Compare Allstate car insurance discounts You could save well over 30% by taking advantage of Allstate’s numerous car insurance discounts.
-
Compare Liberty Mutual car insurance discounts Save extra money with Liberty Mutual by taking advantage of its numerous car insurance discounts.
-
Which gas should you use in your car? When should you use regular, premium or E85 gas? And what if you use the wrong kind?
-
How does car insurance cover additional drivers? Insurance should cover drivers listed on your policy, but double-check how your company handles unnamed drivers.
-
Compare car insurance with accidental death benefits An accidental death benefits rider can help cover funeral expenses after a fatal car accident.
-
Does driver assist technology affect car insurance? Driver assist technology won’t discount your insurance premium, but it could save your life.
-
Ferrari LaFerrari car insurance rates You can expect to pay a lot to buy — and insure — this hybrid hypercar from Ferrari.
-
Compare car insurance for Zipcar drivers Zipcar provides basic insurance, but frequent drivers may want to consider additional coverage.
Ask an Expert