Farmers vs. Direct Auto
In many ways, Farmers and Direct Auto are very different companies. Direct Auto is fairly new to the insurance industry, having been in business since just 1991. Farmers, on the other hand, has been insuring drivers since 1928. Direct Auto provides coverage in only 13 states, while Farmers covers all 50 states.
Other differences include the companies’ reputations for customer service. Direct Auto receives poor reviews from its customers and gets an F from the Better Business Bureau. Meanwhile, Farmers earns an A-.
A full list of all of the similarities and differences between Farmers and Direct Auto can be found below.
|About the provider||“Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to insure that customers have peace of mind with its award-winning Farmers Claim Services.||Founded in 1991, Direct Auto Insurance offers low-cost insurance policies to “nonstandard” drivers — also known as high-risk drivers — who might have a hard time finding coverage elsewhere. But beware, the company gets very poor reviews and only services 13 states.|
|Price||Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.||Policy costs depend your personal situation. Visit Direct Auto for a quote based on your specific needs.|
|States served||All 50 states||13|
|J.D. Power ratings**||3/5 on overall claims satisfaction||N/A|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
|Other discounts||Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol|
Farmers’ superior customer service and plentiful discounts make it the clear winner. But if you don’t qualify for insurance through Farmers because of a less-than-perfect driving record, Direct Auto does insure high-risk drivers.