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Esurance vs. Travelers: Discounts, quotes, and comparison

Compare Esurance vs. Travelers car insurance

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Fact checked

Trying to decide between Esurance and Travelers? It’s time to compare them and pick the right one for you.

Esurance is a relatively new company, founded in 1999. It quickly gained traction after its inception, however, thanks to its internet-friendly insurance sales. Travelers has existed in some capacity since 1853, and it’s currently one of the 10 largest insurance companies in the United States.

Esurance

Travelers

OVERVIEW

OVERVIEW
About the provider
About the brand Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs. Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.
States served
States served All states except AK, DE, HI, MT, NH, VT, WY All states except AK, HI, KS, MI, ND, SD, WV, WY

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
In-person
online
phone
Payment schedule
Payment schedule 12 months
monthly
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes, up to 5%
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes, up to 8%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes, up to 10%
Safe driver discount
Safe driver discount Yes Yes, up to 8%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes, 8%
Usage based discount
Usage based discount No No
Learn more
Learn more

Bottom line

Before settling on Esurance, check to see if it operates in your state. Currently, the company covers 40 states (Travelers covers all 50 states). Both companies earn high user-satisfaction marks from the Better Business Bureau. At the same time, the insurers also pick up middling scores from J.D. Power in claims satisfaction. Esurance and Travelers both offer a variety of discounts: good-student, defensive-driver, good-driver and more.

Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Esurance and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
Root
52%
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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