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Esurance vs. Travelers: Discounts, quotes, and comparison

Esurance vs. Travelers

Roslyn McKenna
Roslyn McKenna

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Trying to decide between Esurance and Travelers? It’s time to compare them and pick the right one for you.

Esurance is a relatively new company, founded in 1999. It quickly gained traction after its inception, however, thanks to its internet-friendly insurance sales. Travelers has existed in some capacity since 1853, and it’s currently one of the 10 largest insurance companies in the United States.

  • CoverageMyWay® customized coverage
  • 24/7 claims service
  • Convenient mobile app

Our top pick: Esurance

Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.

  • First-rate site with quotes in minutes
  • Competitive pricing
  • A+ BBB rating
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Esurance

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Travelers

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OVERVIEW

 OVERVIEW
About the provider
About the brand Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states. Travelers' five-step online guide takes the frustration out of building the perfect policy.
States served
States served All states except AK, DE, HI, MT, NH, VT, WY All states except AK, HI, KS, MI, ND, SD, WV, WY
User satisfaction
User satisfaction 3 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness No Yes
SR-22 insurance
SR-22 insurance Yes
 Yes
Claims methods
Claims methods online
 online
phone
Payment schedule
Payment schedule 12 months
monthly
 monthly

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes, up to 5%
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes, up to 8%
Paid in full discount
Paid in full discount No
Safety device discount
Safety device discount Yes Yes, up to 10%
Safe driver discount
Safe driver discount Yes Yes, 10-23%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes, 8%
Usage based discount
Usage based discount No No
Other discounts
Other discounts
Learn more
Learn more
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Bottom line

Before settling on Esurance, check to see if it operates in your state. Currently, the company covers 40 states (Travelers covers all 50 states). Both companies earn high user-satisfaction marks from the Better Business Bureau. At the same time, the insurers also pick up middling scores from J.D. Power in claims satisfaction. Esurance and Travelers both offer a variety of discounts: good-student, defensive-driver, good-driver and more.

Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Esurance and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
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Liberty Mutual
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Geico
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The Hartford
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Root
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Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
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Compare up to 4 providers

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