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Esurance vs. Travelers: Discounts, quotes, and comparison

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Esurance vs. Travelers

Trying to decide between Esurance and Travelers? It’s time to compare them and pick the right one for you.

Esurance is a relatively new company, founded in 1999. It quickly gained traction after its inception, however, thanks to its internet-friendly insurance sales. Travelers has existed in some capacity since 1853, and it’s currently one of the 10 largest insurance companies in the United States.

  • CoverageMyWay® customized coverage
  • 24/7 claims service
  • Convenient mobile app

Our top pick: Esurance

Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.

  • First-rate site with quotes in minutes
  • Competitive pricing
  • A+ BBB rating
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Promoted
travelers

Travelers

 Esurance

Esurance
About the provider Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices. Esurance, the online insurance company, is making its name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience, and customers respect its low rates and excellent customer service.
Price Policy costs depend your personal situation. Visit travelers for a quote based on your specific needs. Policy costs depend your personal situation. Visit Esurance for a quote based on your specific needs.
States served All 50 states 43 states
User satisfaction* A A+
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts
Go to site | Read review


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

travelers

travelers

 Esurance

Esurance
Good student 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home. Up to 10% (full time student, under the age of 25 and a 3.0 GPA)
Defensive driver Up to 10% (minimum age 50, 55 or 60, depending on state residence and completed a defensive driving course)
Good driver 10-23% (no accidents or violations for the past 3 or 5 years) 30-40% (driving for 3 years with 0-1 points on your driving record)
Pay in full discount Up to 7.5%
Multicar Up to 8%
Military
Homeowner Up to 5%
Other discounts Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%
Go to site | Read review

Vehicle discounts

travelers

travelers

 Esurance

Esurance
Anti-theft device 5-25%
Anti-lock brake 5%
Passive restraints 2-33%
Air bag
Other discounts Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

 New vehicle discount
Go to site | Read review

Bottom line

Before settling on Esurance, check to see if it operates in your state. Currently, the company covers 40 states (Travelers covers all 50 states). Both companies earn high user-satisfaction marks from the Better Business Bureau. At the same time, the insurers also pick up middling scores from J.D. Power in claims satisfaction. Esurance and Travelers both offer a variety of discounts: good-student, defensive-driver, good-driver and more.

Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Esurance and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Available states
Progressive
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Yes, 3 years accident free
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Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
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Allstate
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Enjoy having your own dedicated agent to help you get the best discounts and coverage.
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Metromile
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Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
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Liberty Mutual
Liberty Mutual
Optional
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Car insurance through Liberty Mutual will give coverage options for almost any situation.
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Root
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AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
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Esurance
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All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
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Farmers
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Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
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The General
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The General offers affordable coverage for nearly any driver who needs car insurance.
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