Esurance vs. Travelers: Discounts, quotes, and comparison

Esurance vs. Travelers

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Trying to decide between Esurance and Travelers? It’s time to compare them and pick the right one for you.

Esurance is a relatively new company, founded in 1999. It quickly gained traction after its inception, however, thanks to its internet-friendly insurance sales. Travelers has existed in some capacity since 1853, and it’s currently one of the 10 largest insurance companies in the United States.

  • Customized coverage
  • 24/7 claims service
  • Convenient mobile app

Our top pick: Esurance

Convenient online quotes, coverage and claims for tech-savvy drivers.

  • Online quotes in minutes
  • Competitive pricing
  • A+ BBB rating
 

Esurance

Travelers

OVERVIEW

OVERVIEW
About the provider
About the brand Convenient online quotes, coverage and claims for tech-savvy drivers. Travelers' five-step online guide takes the frustration out of building the perfect policy.
States served
States served All states except AK, DE, HI, MT, NH, VT, WY All states except AK, HI, KS, MI, ND, SD, WV, WY
User satisfaction
User satisfaction 3 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness No Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
online
phone
Payment schedule
Payment schedule 12 months
monthly
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes, up to 5%
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes, up to 8%
Paid in full discount
Paid in full discount No
Safety device discount
Safety device discount Yes Yes, up to 10%
Safe driver discount
Safe driver discount Yes Yes, 10-23%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes, 8%
Usage based discount
Usage based discount No No
Other discounts
Other discounts
Learn more
Learn more

Bottom line

Before settling on Esurance, check to see if it operates in your state. Currently, the company covers 40 states (Travelers covers all 50 states). Both companies earn high user-satisfaction marks from the Better Business Bureau. At the same time, the insurers also pick up middling scores from J.D. Power in claims satisfaction. Esurance and Travelers both offer a variety of discounts: good-student, defensive-driver, good-driver and more.

Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Esurance and Travelers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

Compare up to 4 providers

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