Esurance vs. The General: Discounts, quotes, and comparison

Esurance vs. The General: Discounts, quotes, and comparison

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

Esurance vs. The General

You’ve narrowed your potential insurers to Esurance and The General. But which one should you pick?

Esurance is a relatively new player in the insurance market, founded in 1999. Since its inception, it’s gained a lot of traction through its accessible online insurance. Today, it’s owned by Allstate.

The General caters to drivers whom other insurers may classify as “high risk.” The company claims to provide affordable premiums, even though insurance for riskier drivers tends to be more expensive. In contrast to other high-risk insurance providers, The General maintains a stellar rating from the Better Business Bureau.

Compare 7+ car insurance quotes at once

Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

Your information is secure.

The General

The General

Esurance

Esurance

About the providerThe General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.Esurance, the online insurance company, is making its name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience, and customers respect its low rates and excellent customer service.
PricePolicy costs depend your personal situation. Visit The General for a quote based on your specific needs.Policy costs depend your personal situation. Visit Esurance for a quote based on your specific needs.
States served4643 states
User satisfaction*A+A+
J.D. Power ratings**N/A3/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

Read Review


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

The General

The General

Esurance

Esurance

Good studentUp to 10% (full time student, under the age of 25 and a 3.0 GPA)
Defensive driverUp to 10% (minimum age 50, 55 or 60, depending on state residence and completed a defensive driving course)
Good driver30-40% (driving for 3 years with 0-1 points on your driving record)
Pay in full discount
Multicar
Military
Homeowner
Other discounts

Read Review


Vehicle discounts

The General

The General

Esurance

Esurance

Anti-theft device5-25%
Anti-lock brake5%
Passive restraints2-33%
Air bag
Other discounts

New vehicle discount

Read Review

Bottom line

If you have no trouble finding insurance, compare multiple providers. Esurance and The General promise low prices, but it’s always worth shopping around.

Both insurers cover about the same number of US states. Esurance covers 43 states, while The General covers 46.

The General is a lightweight in cost reductions, offering a discount only if you pay in full. Esurance, on the other hand, offers a pay-in-full discount as well as promotions like good-student, defensive-driver and good-driver discounts.

Compare 7+ car insurance quotes at once

Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site