Esurance vs. Progressive: Which provider is better? | finder.com

Esurance vs Progressive: Which provider is better?

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Esurance vs. Progressive

Esurance and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

  • Customizable coverage
  • Industry-specific options
  • Easy online access
  • 24/7 assistance

Our top pick: Progressive commercial car insurance

This big-name lender offers general and specialized coverage for your drivers or fleet. But don’t expect top customer support.

  • Customizable coverage
  • Industry-specific options
  • Easy online access
  • 24/7 assistance
Promoted
Progressive

Progressive

Esurance

Esurance

About the provider Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program. Esurance, the online insurance company, is making its name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience, and customers respect its low rates and excellent customer service.
Price Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs. Policy costs depend your personal situation. Visit Esurance for a quote based on your specific needs.
States served All 50 states 43 states
User satisfaction* A+ A+
J.D. Power ratings** 3/5 on overall claims satisfaction 2/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Esurance

Esurance

Good student Up to 10% (Full time student, under the age of 25 and a 3.0 GPA)
Defensive driver Up to 10% (minimum age 50, 55 or 60, depending on state residence and completed a defensive driving course)
Good driver 31% (no tickets or accidents in the last three years) 30-40% (driving for three years with 0-1 points on your driving record)
Pay in full discount
Multicar 10%
Military
Homeowner
Other discounts

Automatic bill pays — discount varies

Sign documents online — 7% (not available in CA, GA or NC)

Minor child driver — discount varies for those younger than 19 and newly licensed

Continuous insurance — must maintain active insurance with no gaps or cancellations


Vehicle discounts

Progressive

Progressive

Esurance

Esurance

Anti-theft device 5-25%
Anti-lock brake 5%
Passive restraints 2-33%
Air bag
Other discounts

New vehicle discount

Compare alternatives to Esurance and Progressive

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

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