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Esurance vs. Progressive: Which provider is better?

Esurance vs. Progressive: Who has better car insurance?

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Choosing between Esurance vs. Progressive comes down to cheap rates or agent support. While you can manage your policy for either company online, Progressive also matches you with a local agent and allows more insurance bundling options than Esurance. However, Esurance costs $276 per year less than Progressive and offers many discount opportunities.

The best policy for you depends on which benefit serves your needs best.

Compare Esurance vs. Progressive

How do two of the biggest names in auto insurance fare against each other in terms of ratings, discounts, prices and satisfaction?

Our top pick: Progressive commercial car insurance

Cover nearly any business vehicle from box trucks to limos with big savings from discounts, safety programs and a single deductible.

  • #1 commercial car insurer by market share, suggesting it's preferred by customers
  • Flexible policies that you can adjust based on seasonality
  • A single deductible option, so you pay only one deductible after an accident
  • At least 7 discounts offered, twice as many as Geico
 

Esurance

Progressive

OVERVIEW

OVERVIEW
About the provider
About the brand Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs. Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
States served
States served All states except AK, DE, HI, MT, NH, VT, WY All 50 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
In-person
online
phone
Payment schedule
Payment schedule 12 months
monthly
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes Yes, up to 10%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount No Yes
Learn more
Learn more

Compare alternatives to Esurance and Progressive

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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