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Esurance, the online insurance company, is making its name known in the car insurance world by offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience and customers respect its low rates.
Geico’s been around since 1936, and today is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind.
As two big names in the auto insurance industry, how do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?
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Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs. | Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. |
All states except AK, DE, HI, MT, NH, VT, WY | All 50 states |
Included free | Optional |
Yes | Yes |
No | Yes |
Yes | Yes |
Yes |
Yes |
Online Phone In-person |
Online Phone Agent |
12 months monthly |
12 months 6 months custom |
Yes | Yes, up to 25% |
Yes | Varies |
Yes | No |
Yes | Yes, up to 15% |
Yes | Yes, up to 25% |
Yes | Yes |
Yes | Yes, up to 15% |
Yes | Yes, Varies by state |
No | Yes |
Yes | Yes, up to 15% |
No | No |
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While both companies operate online, offering quick quotes and a streamlined claims process, Geico is offered in all 50 states and offers additional discounts to those in the military or federal employees. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.
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