Managing Money In A Crisis
Weekly tips sent straight to your inbox
Guides
Vehicle Guides
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Esurance vs. Geico: Which provider is better?
Both insurers offer cheap rates and digital app management, but is the average service worth it?
Esurance vs. Geico
Esurance, the online insurance company, is making its name known in the car insurance world by offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience and customers respect its low rates.
Geico’s been around since 1936, and today is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind.
As two big names in the auto insurance industry, how do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?
Our top pick: Esurance
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
- Online quotes in minutes
- Competitive pricing
- Mobile claims filing
- Customized coverage
- 24/7 claims service
- Convenient mobile app
|
|
|
|---|---|
| Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs. | Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. |
| All states except AK, DE, HI, MT, NH, VT, WY | All 50 states |
| Included free | Optional |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone In-person |
Online Phone Agent |
| 12 months monthly |
12 months 6 months custom |
| Yes | Yes, up to 25% |
| Yes | Varies |
| Yes | No |
| Yes | Yes, up to 15% |
| Yes | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes, up to 15% |
| Yes | Varies |
| No | Yes |
| Yes | Yes, up to 15% |
| No | No |
|
|
|
Bottom line
While both companies operate online, offering quick quotes and a streamlined claims process, Geico is offered in all 50 states and offers additional discounts to those in the military or federal employees. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.
Compare alternatives to Esurance and Geico
Read more on this topic
-
Aston Martin DBX insurance rates Get cheap car insurance quotes and find the best policies for your Aston Martin DBX.
-
GoAuto car insurance review August 2020 Pocket an option for SR-22 coverage, but you might be compromising on service.
-
Compare the best auto and renters insurance bundles The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare RV rental insurance Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
-
Honda Passport car insurance rates The Honda Passport’s high safety ratings and antitheft package may discount your insurance.
-
Ford Bronco car insurance rates The Bronco’s off-roading performance may mean an increased car insurance premium. But its safety features could be an upside.
-
Electra Meccanica Solo car insurance rates Insuring the new Electra Meccanica Solo presents a unique challenge.
-
States with the strictest driving laws If you're relaxed behind the wheel, you'll want to steer clear of these states with the strictest driving laws.
-
Compare the best bundling insurance companies for 2020 Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
-
Does car insurance cover PTSD after a car accident? How to make a car insurance claim for mental or emotional injuries after a car accident.
Ask an Expert