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Esurance vs. Geico: Which provider is better?
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Esurance vs. Geico
Esurance, the online insurance company, is making it’s name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience and customers respect its low rates and excellent customer service.
Geico’s been around since 1936, and today is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind.
As two big names in the auto insurance industry, how do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?
- Customized coverage
- 24/7 claims service
- Convenient mobile app
Our top pick: Esurance
Convenient online quotes, coverage and claims for tech-savvy drivers.
- Online quotes in minutes
- Competitive pricing
- A+ BBB rating
 Geico |
 Esurance |
|
|---|---|---|
| About the provider | Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. | Esurance, the online insurance company, is making its name known in the car insurance world, offering affordable coverage for just about any of your vehicles. It takes pride in a hassle-free experience, and customers respect its low rates and excellent customer service. |
| Price | Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Esurance for a quote based on your specific needs. |
| States served | All 50 states | 43 states |
| User satisfaction* | N/A | A+ |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S. Auto Claims Satisfaction Study
Driver discounts
You can significantly lower your rates by checking out the driver discounts offered by Esurance and Geico.
Vehicle discounts
Both Esurance and Geico offer discounts for safety features like car alarms and air bags. See who has the better discounts.
Bottom line
While both companies operate online, offering quick quotes and a streamlined claims process, Gieco is offered in all 50 states and offers additional discounts to those in the military or federal employees. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.
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