Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Esurance vs. Allstate: Which provider is better?

Esurance vs. Allstate


Fact checked

Allstate acquired Esurance in 2000, but the two companies operate separately.

Esurance is making waves in the car insurance world, offering affordable coverage for just about any of your vehicles — cars, boats, RVs and even Segways. It’s unique because it operates completely online and takes pride in a hassle-free experience. Customers respect its low rates and excellent customer service. Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931. It serves more than 16 million households around the country, with agents in every state.

How do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent




About the provider
About the brand Convenient online quotes, coverage and claims for tech-savvy drivers. Enjoy having your own dedicated agent to help you get the best discounts and coverage.
States served
States served All states except AK, DE, HI, MT, NH, VT, WY All 50 states


Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Rideshare coverage No Yes
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
Payment schedule
Payment schedule 12 months
12 months


Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Up to 10%
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Up to 10%
Special employment discount
Special employment discount No Yes
Student discount
Student discount Yes Up to 20%, under 25
Usage based discount
Usage based discount No Yes - up to 20% cash back
Learn more
Learn more

Bottom line

If you want affordable rates with local agents and accessibility around the country, Allstate can deliver. On the other hand, Esurance is known for its online convenience and quick claims process. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.

Compare alternatives to Esurance and Allstate

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
AZ, CA, IL, LA, OH, TX, UT and WI
Find basic coverage and low rates through its easy online or app-based experience.
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Car Insurance Finder
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
The AARP Auto Insurance Program from The Hartford
All 50 states & DC
Enjoy exclusive savings and benefits designed for experienced drivers over the age of 49.
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.

Compare up to 4 providers

Read more on this topic

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site