Esurance vs. Allstate: Which provider is better?

Esurance vs. Allstate: Which provider is better?

Esurance vs. Allstate

Allstate acquired Esurance in 2000, but the two companies operate separately.

Esurance is making waves in the car insurance world, offering affordable coverage for just about any of your vehicles — cars, boats, RVs and even Segways. It’s unique because it operates completely online and takes pride in a hassle-free experience. Customers respect its low rates and excellent customer service. Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931. It serves more than 16 million households around the country, with agents in every state.

How do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?

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esuranceAllstate
EsuranceAllstate
PricePolicy costs depend your personal situation. Visit Esurance for a quote based on your specific needs.Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs.
States served43 statesAll 50 states
J.D. Power ratings2/5 on overall claims satisfaction3/5 on overall claims satisfaction

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Driver discounts

Paying for car insurance can be expensive. Don’t miss out on driver discounts from Allstate and Esurance that can significantly lower your rates.

esuranceAllstate
EsuranceAllstate
Good studentUp to 10% — must be a full-time student who’s younger than 25 with a 3.0 GPAUp to 20% — must be a single full-time student who’s younger than 25.
Defensive driverUp to 10% — must be at least 50, 55 or 60, depending on your state residence, and complete a defensive driving courseUp to 10% — must be at least 55, complete at least 6 hours of defensive driving courses and have no violations or at-fault claims
Good driver30–40% — must have driven for at least 3 years with 0–1 points on your driving recordUp to 22% — must have driven for at least 3 years without any violations or accidents

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Vehicle discounts

Having safety features on your car can lower the cost of your premium. Check out the vehicle discounts offered by Esurance and Allstate.

esuranceAllstate
EsuranceAllstate
Anti-theft device5%–25%Up to 10%
Anti-lock brake5%10%
Passive restraints2%–33%Up to 30%

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Bottom line

If you want affordable rates with local agents and accessibility around the country, Allstate can deliver. On the other hand, Esurance is known for its online convenience and quick claims process. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.

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Enter your ZIP code below and click Compare Now to find the best rates near you.

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