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Esurance vs. Allstate: Which company is better?
Compare Esurance vs. Allstate car insurance
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Allstate acquired Esurance in 2000, but the two companies operate separately. However, Allstate plans to merge Esurance into the main brand in 2020.
Esurance is making waves in the car insurance world, offering affordable coverage for just about any of your vehicles — cars, boats, RVs and even Segways. It’s unique because it operates completely online and takes pride in a hassle-free experience. Customers respect its low rates and excellent customer service. Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931. It serves more than 16 million households around the country, with agents in every state.
How do they fare up against each other in terms of ratings, discounts, prices and user satisfaction?
Our top pick: Allstate
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras like accident forgiveness, ridesharing or sound system coverage
|
|
|
|---|---|
| Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs. | Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. |
| All states except AK, DE, HI, MT, NH, VT, WY | All 50 states |
| Included free | Included free |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone In-person |
Online Phone |
| 12 months monthly |
12 months Monthly |
| Yes | Yes |
| Yes | Up to 10% |
| Yes | Yes |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Up to 10% |
| No | Yes |
| Yes | Up to 20%, under 25 |
| No | Yes - up to 20% cash back |
|
|
|
Bottom line
If you want affordable rates with local agents and accessibility around the country, Allstate can deliver. On the other hand, Esurance is known for its online convenience and quick claims process. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.
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