Clearcover vs Metromile
These two new companies have a modern approach to car insurance, but that plays out in very different ways. Metromile is known for its affordable coverage for low mileage and safe drivers, letting you pay only for the miles you drive. It provides all the necessities plus a few add-ons, and it tosses an easy claims process into the mix. Clearcover also stands for low cost insurance because of its minimal way of doing business online. This company sticks to basic coverage and doesn’t track your mileage like Metromile.
Between these two affordable options, which one has the right coverage, discounts, and benefits for you?
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|---|---|
| A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service. | Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA. |
| CA, IL | AZ, CA, IL, NJ, OR, PA, VA, WA |
| 5 stars | Not rated |
| 5 stars | 5 stars |
| Optional | Optional |
| No | Yes |
| No | No |
| Yes | No (they used to offer the service but they are no longer accepting new applications) |
| No |
No |
| online phone |
online phone |
| monthly |
monthly |
| Yes | Yes |
| No | Yes |
| No | No |
| Yes | No |
| Yes | Yes |
| Depends on provider | |
| Yes | Yes |
| Yes | No |
| No | No |
| No | No |
| No | Yes |
| Seat belt use | |
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Compare alternatives to Clearcover vs Metromile
Bottom line
Don’t drive much or want to get steep discounts for safe driving? Metromile might be for you. Yet Clearcover offers affordable car insurance for drivers with standard mileage and basic coverage needs.
Curious about other options? Compare multiple providers to find the best one for you.