Clearcover vs. Geico car insurance | finder.com

Clearcover vs Geico: Who has better car insurance?

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Clearcover vs Geico

Low rates are the name of the game for these two cost-conscious companies. Both stick to online customer service, allowing them to keep rates low for customers. Clearcover stays unique in its no-frills coverage, speedy claims estimates and local service to California and Illinois. Geico offers a truckload of discounts along with coverage extras as a nationwide provider.

Which discount provider offers the best coverage, value and customer service to meet your needs?

 

Clearcover

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service. It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
States served
States served CA, IL All 50 states
User satisfaction
User satisfaction 5 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection No Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness Yes Yes
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
email
phone
online
phone
Payment schedule
Payment schedule monthly
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No No
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount Depends on provider Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No Yes
Student discount
Student discount No Yes, up to 15%
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use Seat belt use, up to 15% discount
Learn more
Learn more

Compare alternatives to Clearcover and Geico

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
52%
AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All 50 states
Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.

Compare up to 4 providers

Bottom line

Need low cost coverage with an experienced provider? Geico might be your best bet. On the other hand, Clearcover keeps rates low with minimal advertising, online-based service and standard coverage in 2 states. Not ready to decide? Discover more providers who can fit your car insurance needs.

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