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Clearcover vs Geico: Who has better car insurance?

Clearcover vs Geico

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Fact checked

Low rates are the name of the game for these two cost-conscious companies. Both stick to online customer service, allowing them to keep rates low for customers. Clearcover stays unique in its no-frills coverage, speedy claims estimates and local service in a handful of states. Geico offers a truckload of discounts along with coverage extras as a nationwide provider.

Which discount provider offers the best coverage, value and customer service to meet your needs?

 

Clearcover

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand Get instant online support and score a low rate thanks to online data that sets premiums automatically. Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
States served
States served AZ, CA, IL, LA, OH, TX, UT and WI All 50 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection No Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance No
Yes
Claims methods
Claims methods online
email
phone
Online
Phone
Agent
Payment schedule
Payment schedule 6 months
Monthly
12 months
6 months
custom

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes, up to 25%
Bundling discount
Bundling discount Yes Varies
Home owner discount
Home owner discount Yes No
Military discount
Military discount Yes Yes, up to 15%
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount No Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Yes Varies
Special employment discount
Special employment discount No Yes
Student discount
Student discount No Yes, up to 15%
Usage based discount
Usage based discount No No
Learn more
Learn more

Compare alternatives to Clearcover and Geico

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Compare up to 4 providers

Bottom line

Need low cost coverage with an experienced provider? Geico might be your best bet. On the other hand, Clearcover keeps rates low with minimal advertising, online-based service and standard coverage in a few states. Not ready to decide? Discover more providers who can fit your car insurance needs.

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