Clearcover vs Geico: Who has better car insurance?

Clearcover vs Geico

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Low rates are the name of the game for these two cost-conscious companies. Both stick to online customer service, allowing them to keep rates low for customers. Clearcover stays unique in its no-frills coverage, speedy claims estimates and local service in a handful of states. Geico offers a truckload of discounts along with coverage extras as a nationwide provider.

Which discount provider offers the best coverage, value and customer service to meet your needs?

 

Clearcover

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand Find basic coverage and low rates through its easy online or app-based experience. Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
States served
States served AZ, CA, IL, UT All 50 states
User satisfaction
User satisfaction 5 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection No Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness Yes Yes
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
email
phone
online
phone
Payment schedule
Payment schedule monthly
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No No
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount Depends on provider Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No Yes
Student discount
Student discount No Yes, up to 15%
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use Seat belt use, up to 15% discount
Learn more
Learn more

Compare alternatives to Clearcover and Geico

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

Compare up to 4 providers

Bottom line

Need low cost coverage with an experienced provider? Geico might be your best bet. On the other hand, Clearcover keeps rates low with minimal advertising, online-based service and standard coverage in a few states. Not ready to decide? Discover more providers who can fit your car insurance needs.

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