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Cadillac XTS insurance rates

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Cadillac XTS Insurance Finder

Average Cadillac XTS insurance rates

The average insurance costs for a Cadillac XTS is $167 a month — or $2,004 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

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Compare insurance for your Cadillac XTS

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

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Cadillac XTS car insurance rates

A 2017 Cadillac XTS starts at a base price of $45,595. With the average insurance rate at $2,004 per year, the annual insurance cost–to–base car price ratio is 4.4%.

Model Monthly insurance rate Base car price
ATS $173.00 $34,595
ATS-V $169.00 $60,695
CT6 $238.00 $53,795
CTS $173.00 $45,995
CTS-V $170.00 $85,995
Escalade $179.00 $73,395
XT5 $238.00 $39,395
XTS $167.00 $45,595

About the Cadillac XTS

The Cadillac XTS has been around since 2013 and is a large luxury sedan. In 2016, there were over 22,000 sales in the United States. The Cadillac XTS is known for its strong engine and spacious interior. The 2017 model was awarded a Top Safety Pick+ safety rating by the Insurance Institute for Highway Safety.

Cadillac XTS money-saving safety features

You could save money on car insurance for your Cadillac XTS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability Control
  • Airbags
  • Seatbelt Pretensioners
  • Anti theft system

How does the Cadillac XTS compare to other car models?

From a price standpoint, the Cadillac XTS ranks right in the middle of our list of the 360 priciest car models to insure.

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