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Cadillac XTS insurance rates

Average Cadillac XTS insurance rates

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Cadillac XTS 2019

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The average insurance costs for a Cadillac XTS is $167 a month — or $2,004 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: The AARP Auto Insurance Program from The Hartford

Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.

  • Free replacement cost coverage
  • Disappearing deductibles and lower deductibles for not-at-fault accidents
  • Exclusive AARP member benefits that increase over time
  • Perks like $2,500 for home services after an accident
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Compare insurance for your Cadillac XTS

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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About the Cadillac XTS

The Cadillac XTS has been around since 2013 and is a large luxury sedan. In 2016, there were over 22,000 sales in the United States. The Cadillac XTS is known for its strong engine and spacious interior. The 2017 model was awarded a Top Safety Pick+ safety rating by the Insurance Institute for Highway Safety.

Cadillac XTS money-saving safety features

You could save money on car insurance for your Cadillac XTS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability Control
  • Airbags
  • Seatbelt Pretensioners
  • Anti theft system

How does the Cadillac XTS compare to other car models?

From a price standpoint, the Cadillac XTS ranks right in the middle of our list of the 360 priciest car models to insure.

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