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Insuring a luxury vehicle of any size is going to be expensive, but the 2019 XT6 clocks in at an average of $2,856 per year in insurance premiums — over $1,500 more than the overall average yearly car insurance cost.
Cadillac’s midsize luxury SUV didn’t exactly dominate the competition in 2019 — in fact, it was towards the bottom of its category, according to the U.S. News top picks — but that tune may change with the 2020 updates. Because the redesigns for 2020 are still under wraps, it’s hard to tell whether they’re likely to send insurance rates up or down, or affect them at all.
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
When you’re getting ready to compare insurance options, keep in mind that all luxury vehicles are likely going to be more expensive to insure overall. The following will also affect your rates:
Discounts you can potentially get for standard and optional features include:
Luxury cars are valued higher than standard vehicles, and tend to cost more to repair and replace. Because of this, car insurance policies for them typically need to have higher coverage maximums and tend to sport larger premiums.
While the 2019 Cadillac XT6 didn’t blow its competition out of the water, it’s generally seen as a fair vehicle. That said, a luke-warm ride may not be worth shelling out an extra $130 per month over the national average for insurance.
Not satisfied with the XT6? You can always compare rates for other makes and models and check out overall coverage options to get a better idea of what could better suit your standards.
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