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Cadillac insurance rates

Compare car insurance for Cadillacs


Cadillac ATS-V

Cadillac CT5

Cadillac CT6

Cadillac XT4

Cadillac XT6

Cadillac XTS

The average insurance cost of a Cadillac can be as low as $160 or as high as $240 a month depending on the model you choose. Other factors that can affect the cost of your insurance premium include your driving history, your location, your age and many other variables.

ModelMonthly insurance rateBase car price
ATS$173.00$34,595
ATS-V$169.00$60,695
CT6$238.00$53,795
CTS$173.00$45,995
CTS-V$170.00$85,995
Escalade$179.00$73,395
XT5$238.00$39,395
XTS$167.00$45,595
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
State Farm
State Farm
No
Yes
Drive Safe and Save
Yes
All 50 states
Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value.
Geico
No
No
DriveEasy
Yes
All 50 states

Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.

Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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How a vehicle from Cadillac affects the cost of car insurance

Many 2018 Cadillacs get a 5-star rating in overall safety from the National Highway Traffic Safety Administration. And Cadillac has been implementing many standard safety features in its new cars. This results in a better insurance price for you.

You won’t have trouble finding a provider to insure your new Cadillac, as most, if not all, of the big insurance companies cover this prestigious car. However, the Cadillac Escalade is notorious for being stolen. If you plan on purchasing an Escalade, keep in mind that its history of theft might increase your insurance costs.

Are there any standout Cadillac models?

In 2019, Cadillac will introduce the first ever CT6 V-Sport. With the CT6 V-Sport, Cadillac strives to strike the perfect balance between luxury, technology and performance. The CT6 will come equipped with Cadillac’s first ever twin turbo V8, with an estimated 550 horsepower and 627 lb-ft of torque, and includes a new 10 speed automatic transmission and all-wheel drive.

The CT6 also boasts Cadillac’s most advanced infotainment system, with a rear camera mirror and wireless charging. The chief engineer of the CT6 developed the car for “driving enthusiasts who want the best of both worlds: a high performance sports sedan and a luxury car with all the comforts and technology that come with it.”

Pros and cons of insuring a Cadillac

Pros

  • Mostly manufactured in the US
  • Advanced safety features

Cons

  • Cadillac Escalade is popular among car theives

Cadillac car facts

  • Cadillac prices start at $35,000 and can go up to $107,000.
  • As with most higher-end cars, you’ll typically want more than just minimum liability coverage for your Cadillac, expanding your protection through an umbrella policy and comprehensive coverage.
  • The cost to insure your Cadillac is affected by many variables, including the vehicle’s trim, the estimated miles you drive in a year and your age, among others.
  • There were over 156,00 Cadillacs sold in the United States in 2017.

What’s Cadillac Super Cruise?

Cadillac Super Cruise is a hands-free driving system for the freeway. Driver-assistance features include lane keep assist and adaptive cruise control. And Cadillac has implemented head-tracking software to help make sure drivers are keeping their eyes on the road.

The Super Cruise feature is available on 2018 CT6 models produced on Sept. 6, 2017, and later.

Bottom line

Finding insurance for your Cadillac won’t be difficult, and its safety features help to balance out the higher costs that come with insuring a luxury car. But be sure to shop around to find the best car insurance for you.

Frequently asked questions

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