
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
The 2019 Cadillac XT4 comes highly rated among several car enthusiast publications around the web, making the subcompact SUV a favorite among the year’s lineup. With the news that its updates will be limited in 2020, it can be expected that insurance rates will largely remain the same.
The XT4 averages about $175 per month or $2,100 a year, which runs $800 over the national average of $1,300 a year. A hefty cost, but not uncommon for a luxury vehicle — especially a larger one. And while its optional safety features might help you get a lower premium, they can cost several hundred dollars extra up front.
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
This luxury subcompact SUV comes with the same additional expenses that other luxury cars and SUVs face. When comparing insurance rates, keep the following in mind:
Standard and optional features can get you a few discounts, depending on what you opt for. Discounts can include those for:
An extra $800 per year is nothing to sniff at, but it comes with having a vehicle that’s more expensive to repair and replace. The value of a luxury car is higher, and you can be more inclined to buy coverage with higher maximums, both of which cause insurance rates to increase over a cheaper sedan.
The Cadillac XT4 is undoubtedly one of the top SUVs of its class, but it still comes with the car insurance cost trappings that luxury cars and larger vehicles garner. Checking out other makes and models can help you better compare similar vehicles. And you can also compare coverage options overall to make sure the insurer you’re going with meets all of your high-class standards.
Compare car insurance companies near you.
Your information is secure.
You can pay for car insurance in Bitcoin, even if your insurer doesn’t accept it yet.
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
Learn how insurance companies use identifying info from your VIN to set rates.
Which type of car insurance policy fits your car and driving needs?
Learn the common health reasons that lead to denials and how to get life insurance anyway.
Check out the top 50 American car models, and find out what makes them American.
A company you’ve never heard of just made it to the top for customer satisfaction. Here’s who did what to better serve their customers.
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.