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Cadillac CT4 insurance rates

Compare car insurance for your Cadillac CT4

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Cadillac CT4

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The Cadillac CT4 is a sedan that's expensive to insure. The expected average cost of auto insurance for the Cadillac CT4 is $188 a month or $2,256 a year. With a starting MSRP of $44,495, that makes the price-to-cost ratio 5.07%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, CT4 trim and options and other factors.

Get insurance quotes for your CT4

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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What factors affect insurance for the Cadillac CT4?

Insurance rates for the Cadillac CT4 are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the CT4 compares to other vehicles.
  • Type of car. The Cadillac CT4 is a sedan, which tend to be cheaper to insure.
  • Theft. Theft rates for this car are unknown, which may increase the cost of insurance.
  • Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
  • Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
  • Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
  • Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Luxury trim, depending on the model year.
  • Coverage. For a sedan, you might consider a policy with your state's required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
  • Warranty. New CT4s come with a 6-year/70,000-mile warranty from Cadillac plus roadside assistance.
  • Manufacturer deals. Currently, Cadillac is offering reduced prices on 36-month leases. You can also find other financing deals from Cadillac by checking with your local dealer.

What discounts does the CT4 qualify for?

You could save money on car insurance for your Cadillac CT4 if it comes equipped with certain safety features.
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount
  • Safety device discount

Cadillac CT4 safety and reliability ratings

The Cadillac CT4 scores unrated from the Consumer Reports, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they're easier to repair and safer in a car crash.

Compare the CT4 to similar cars

Find out how other Cadillac models compare or explore vehicles similar to the CT4. Compare all car makes and models

Bottom line

The Cadillac CT4 is a sedan with unknown theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Cadillac CT4.
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