We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Car insurance by state
Compare car insurance policies and costs in your state
Car insurance requirements are governed by each state. Nearly all states require registered drivers to carry specified minimum liability insurance. And if you’re financing or leasing your car, you could be required to buy additional collision and comprehensive coverage as part of your finance agreement.
Find the best car insurance in your state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Compare insurance in your city
Get rates, requirements and driving tips with car insurance guides by city.
Compare insurance providers
Car insurance rates by state
| State | Average annual car insurance rate |
|---|---|
| Alabama | $1,400 |
| Alaska | $1,560 |
| Arizona | $1,300 |
| Arkansas | $1,400 |
| California | $1,698 |
| Colorado | $1,450 |
| Connecticut | $1,100 |
| Delaware | $1,100 |
| Florida | $1,800 |
| Georgia | $1,450 |
| Hawaii | $1,350 |
| Idaho | $1,410 |
| Illinois | $1,250 |
| Indiana | $1,112 |
| Iowa | $1,100 |
| Kansas | $1,250 |
| Kentucky | $1,400 |
| Louisiana | $1,300 |
| Maine | $1,300 |
| Maryland | $1,500 |
| Massachusetts | $1,300 |
| Michigan | $2,200 |
| Minnesota | $1,300 |
| Mississippi | $1,200 |
| Missouri | $1,300 |
| Montana | $1,200 |
| Nebraska | $1,100 |
| Nevada | $1,400 |
| New Hampshire | $1,200 |
| New Jersey | $1,400 |
| New Mexico | $1,200 |
| New York | $1,300 |
| North Carolina | $1,300 |
| North Dakota | $1,350 |
| Ohio | $1,000 |
| Oklahoma | $1,500 |
| Oregon | $1,300 |
| Pennsylvania | $1,300 |
| Rhode Island | $1,800 |
| South Carolina | $1,300 |
| South Dakota | $1,050 |
| Tennessee | $1,300 |
| Texas | $1,500 |
| Utah | $1,300 |
| Vermont | $1,300 |
| Virginia | $1,250 |
| Washington | $1,200 |
| Washington, DC | $1,300 |
| West Virginia | $1,350 |
| Wisconsin | $1,300 |
| Wyoming | $1,500 |
Get the cheapest quotes
Compare car insurance companies near you.
Your information is secure.
Ask an Expert