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Updated
Model | Monthly insurance rate | Base car price |
---|---|---|
Bentayga | $132 | $229,100 |
Mulsane | $270 | $198,500 |
Continental | $270 | $303,700 |
Flying Spur | $240 | $189,000 |
You’ll probably have to call a few insurance companies to get an accurate insurance quote for your Mulsanne, given how pricey they are. Most companies won’t even try giving you an online quote for this luxury vehicle. Geico, Progressive, Travelers and Esurance are among the providers that won’t touch a Bentley, while Erie, Farmers and Allstate will.
When comparing insurance options for the Bentley Mulsanne, consider:
The Bentley Mulsanne costs more to insure because owning such a luxurious car means you may need coverage much higher than state minimums, and more coverage means higher premiums. Also, not all insurance companies are willing to insure a luxury vehicle like the Mulsanne, limiting your provider options.
Luxury cars like the Bentley Mulsanne are typically more expensive to insure than other vehicles because parts to fix them are rare and imported. Plus, not all shops will work on a Bentley, so you might have to pay top dollar to take yours to a dealership or expensive specialty shop.
Your insurance rates could also be affected by which of the three Mulsanne trim packages you drive:
Beyond the make and model of your vehicle, other factors like your age, gender, location, credit score and accident history can affect your car insurance rates.
When it comes to sports cars, insurance companies consider them a higher risk for accidents than other vehicles. That’s why the Mulsanne Speed could be a little pricier to insure than the other trim packages.
If you live in a city with traffic congestion or high crime rates, you could see above-average premiums as well.
Yes, the Bentley Mulsanne comes equipped with safety features that could land you a discount on your premium, including:
Because the Bentley Mulsanne is so expensive and therefore isn’t a very common car on the road, there’s no official safety or reliability data for it. But Bentley in general has earned a reputation for being one of the least reliable car brands in recent years.
One possible reason for this is that luxury cars in general tend to have more problems than your average daily driver, plus parts can be pricey and hard to find.
According to online owner reviews, reliability sounds like more of an issue if you’re buying a used Bentley or if you drive your Bentley more frequently than just to show it off every once in a while. After all, the more you drive it, the higher the chances of something breaking.
Luxury cars like the Bentley Mulsanne don’t just cost a lot to buy — the maintenance and repair costs are above average. Expect to pay around $500 a year for regular oil changes, plus an additional $1,400 to $2,500 a year in other maintenance costs.
You’ll also have to shop around for a mechanic that work on Bentley Mulsannes, because most won’t touch a luxury car like this one. Expect to pay extra and wait longer when you bring your Bentley to dealership or specialty shop.
Bentleys are known for being the epitome of luxury, so it’s no surprise that they go through a lengthy manufacturing process before they’re ready for the road.
The engine for the Bentley Mulsanne takes up to 30 hours to put together, the interior takes around 170 hours to build, the body takes more than 125 hours to assemble and the steering wheel alone takes 15 hours to create.
All of the added time and care that goes into making a Bentley is one of the top reasons why this brand is so pricey to buy and insure.
Looking for other car brands? Compare car makes and models that are similar to the Bentley Mulsanne.
Bentleys are known for their speed, luxury and hefty price tag. You can expect to pay more than average to insure, repair and maintain your Mulsanne.
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