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Audi S4 insurance rates

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Insurance rates for the Audi S4 are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the S4 compares to other vehicles.

  • Type of car. The Audi S4 is a sedan, which tend to be cheaper to insure.
  • Theft. Theft rates for this car are low, which may lower the cost of insurance.
  • Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
  • Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
  • Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
  • Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base trim, depending on the model year.
  • Coverage. For a sedan, you might consider a policy with your state’s required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
  • Warranty. New S4s come with a 4-year, 50,000 miles warranty from Audi plus roadside assistance.
  • Manufacturer deals. Currently, Audi is offering financing through Audi Financial Services. You can also find other financing deals from Audi by checking with your local dealer.
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Bankrate
Bankrate
Yes
Yes
Yes
Yes
All 50 states
Compare personalized rates from multiple insurance companies in one go. Plus, access a live agent for any questions along the way.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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What discounts does the S4 qualify for?

You could save money on car insurance for your Audi S4 if it comes equipped with certain safety features.

  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount
  • Safety device discount

Audi S4 safety and reliability ratings

The Audi S4 scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they’re easier to repair and safer in a car crash.

Bottom line

The Audi S4 is a sedan with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Audi S4.

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