Get cheap SR-22 insurance in Arkansas |

Get cheap SR-22 insurance in Arkansas

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Compare Arkansas SR-22 insurance

If you’ve gotten into trouble behind the wheel in Arkansas, you might be required to show proof of insurance. In some states this is done with an SR-22 form.

  • Affordable coverage
  • Instant online access
  • SR-22 support

Our top pick: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Available in 46 states

Compare Arkansas SR-22 car insurance

Find the best rates from insurance providers near you or learn more about state minimums and other requirements in the comprehensive guide to Arkansas car insurance.

Name Product Roadside assistance New car protection Accident forgiveness Available states
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Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
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Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

Compare up to 4 providers

When would I have to file an SR-22 in Arkansas?

Your state DMV will let you know if you need to file an SR-22. You might have to file an SR-22 in Arkansas if:

  • You’re convicted for DUI or reckless driving
  • You’re involved in multiple accidents
  • You’re caught driving without insurance

What if I don’t have a car or a license?

If you don’t own a car and you still want to drive, you’ll need an SR-22. Ask you insurance provider about non-owner or an operator insurance policy.

What if I’m from another state?

If you have an SR-22 from another state, maintain it while driving in Arkansas. It’s likely sufficient in Arkansas, but verify coverage with Arkansas Driver Services and your insurer.

How long will I need to hold the SR-22 for?

Make sure you understand your role in maintaining your insurance and your SR-22.

In Arkansas, the typical amount of time you may be required to keep an SR-22 on file is three years, depending on your conviction.

Cheap SR-22 car insurance in Arkansas

Not every insurer offers SR-22 filing support. Compare cheap rates from Arkansas insurance companies that offer SR-22 insurance. Your actual quotes will vary based on your demographics, location, driving record and other factors.

Rates last updated May 27th, 2019
Company Median annual rate Learn more
Allstate $668 Read review
State Farm $843 Read review
Geico $1,699 Read review
Progressive $652 Read review
Farmers $1,642 Read review
USAA $962 Read review
Average $1,078 Compare more reviews

How do I file an SR-22 in Arkansas?

    1. Find an insurer. Ask your insurer if it issues SR-22s in the state of Arkansas. If it doesn’t, you’ll need to find a car insurance company that does.
    2. Pay the SR-22 fee. Your insurer will charge you a processing fee for filing the SR-22 on your behalf.
    3. Verify minimum liability coverage. The minimum amount of car insurance that you must carry in Arkansas is:
      • $25,000 for injury or death of one person
      • $50,000 for injury or death of more than one person
      • $25,000 for property damage

You might see this listed as 25/50/10 in insurance documents.

  1. Submit your SR-22. In Arkansas, your insurance provider can electronically file the SR-22 on your behalf.
  2. Wait for confirmation. You’ll receive a letter from your insurer and the the state of Arkansas that your SR-22 is accepted.

How much does an SR-22 cost?

The fee for filing the SR-22 varies by insurer, usually $20 to $50. But it’s not the filing fee that’s most expensive — you’ll typically see higher premiums than you’re used to.

The impact of an SR-22 on your car insurance rates

Keep your SR-22 updated to avoid longer and more costly penalties. A lapse or non-renewal could cost you time and money.

SR-22s are often required after a driving conviction, such as driving without insurance or a DUI. After such a conviction, you’re considered a “high risk” driver by Arkansas and most providers — which typically results in higher insurance rates. Still, you’ll find providers out there that specialize in high-risk drivers.

Talk to your provider about how much you can expect your rates to increase.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

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