Get cheap SR-22 insurance in Arkansas

If you’ve gotten into trouble behind the wheel in Arkansas, you might be required to show proof of insurance. In some states this is done with an SR-22 form.

When would I have to file an SR-22 in Arkansas?

Your state DMV will let you know if you need to file an SR-22. You might have to file an SR-22 in Arkansas if:

• You’re convicted for DUI or reckless driving
• You’re involved in multiple accidents
• You’re caught driving without insurance

What if I don’t have a car or a license?

If you don’t own a car and you still want to drive, you’ll need an SR-22. Ask you insurance provider about non-owner or an operator insurance policy.

What if I’m from another state?

If you have an SR-22 from another state, maintain it while driving in Arkansas. It’s likely sufficient in Arkansas, but verify coverage with Arkansas Driver Services and your insurer.

How long will I need to hold the SR-22 for?

Make sure you understand your role in maintaining your insurance and your SR-22.

In Arkansas, the typical amount of time you may be required to keep an SR-22 on file is three years, depending on your conviction.

Cheap SR-22 car insurance in Arkansas

Not every insurer offers SR-22 filing support. Compare cheap rates from Arkansas insurance companies that offer SR-22 insurance. Your actual quotes will vary based on your demographics, location, driving record and other factors.

• Quote methodology: driver profile & coverage options

  To get these quotes, we compared median rates for the same driver profile.

  • All ZIP codes in this state
  • Male driver
  • 26–30 years old
  • Married
  • Good credit
  • 2017 Toyota Camry LE
  • State minimum requirements

• Affordable coverage
• Instant online access
• SR-22 support

Our top pick: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

• Affordable coverage
• High risk drivers okay
• Instant online access
• Available in 46 states

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Compare Arkansas SR-22 car insurance

Find the best rates from insurance providers near you or learn more about state minimums and other requirements in the comprehensive guide to Arkansas car insurance.

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Name	Product	SR-22	Nonowner policy	Payment schedule	States served
The General		Yes	Yes	12 months, monthly	AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY	The General offers affordable coverage for nearly any driver who needs car insurance.	Get quotes More Info	Compare	loading Fetching your data...
Esurance		Yes	No	12 months, monthly	AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI	Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.	Get quotes More Info	Compare	loading Fetching your data...
Direct		Yes	Yes	monthly, custom	AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA	Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.	Get quotes More Info	Compare	loading Fetching your data...
Dairyland		Yes	Yes	custom	AL, AZ, AR, CA, CO, CT, DE, FL, ID, IL, IN, IA, KS, KY, ME, MD, MN, MS, MO, NE, NV, NM, NC, OH, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY	Dairyland offers auto insurance with flexible payment and coverage options for high-risk drivers in 37 states.	Get quotes More Info	Compare	loading Fetching your data...
Farmers		Yes	No	monthly, custom	All 50 states	Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.	Get quotes More Info	Compare	loading Fetching your data...
USAA		Yes	Yes	12 months, 6 months, custom	All 50 states	USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.	Get quotes More Info	Compare	loading Fetching your data...

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How do I file an SR-22 in Arkansas?

1. 1. Find an insurer. Ask your insurer if it issues SR-22s in the state of Arkansas. If it doesn’t, you’ll need to find a car insurance company that does.
   2. Pay the SR-22 fee. Your insurer will charge you a processing fee for filing the SR-22 on your behalf.
   3. Verify minimum liability coverage. The minimum amount of car insurance that you must carry in Arkansas is:
      • $25,000 for injury or death of one person
      • $50,000 for injury or death of more than one person
      • $25,000 for property damage

You might see this listed as 25/50/10 in insurance documents.

1. Submit your SR-22. In Arkansas, your insurance provider can electronically file the SR-22 on your behalf.
2. Wait for confirmation. You’ll receive a letter from your insurer and the the state of Arkansas that your SR-22 is accepted.

How much does an SR-22 cost?

The fee for filing the SR-22 varies by insurer, usually $20 to $50. But it’s not the filing fee that’s most expensive — you’ll typically see higher premiums than you’re used to.