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Compare Arkansas SR-22 insurance

Get cheap SR-22 insurance in Arkansas

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Roslyn McKenna
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If you’ve gotten into trouble behind the wheel in Arkansas, you might be required to show proof of insurance. In some states this is done with an SR-22 form.

What's in this guide?

How much does an SR-22 cost in Arkansas?

The fee for filing the SR-22 varies by insurer, usually $20 to $50. But it’s not the filing fee that’s most expensive — you’ll typically see higher premiums than you’re used to.

How do I file an SR-22 in Arkansas?

  1. Find an insurer. Ask your insurer if it issues SR-22s in the state of Arkansas. If it doesn’t, you’ll need to find a car insurance company that does.
  2. Pay the SR-22 fee. Your insurer will charge you a processing fee for filing the SR-22 on your behalf.
  3. Verify minimum liability coverage.
  4. Submit your SR-22. In Arkansas, your insurance provider can electronically file the SR-22 on your behalf.
  5. Wait for confirmation. You’ll receive a letter from your insurer and the the state of Arkansas that your SR-22 is accepted.

    The minimum amount of car insurance that you must carry in Arkansas is 25/50/25:

    • $25,000 for injury or death of one person
    • $50,000 for injury or death of more than one person
    • $25,000 for property damage

      Compare Arkansas SR-22 car insurance

      Find the best rates from insurance providers near you or learn more about state minimums for Arkansas car insurance.

      Name Product Roadside assistance Accident forgiveness Payment schedule States served
      Progressive
      Progressive
      Optional
      12 months, 6 months
      All 50 states
      Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
      Get quotes
      More Info
      USAA
      USAA
      Optional
      12 months, 6 months, custom
      All 50 states
      Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
      Get quotes
      More Info
      Root
      Root
      6 months, monthly
      AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MO, MT, NE, NV, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT, VA, West VA
      Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
      Get quotes
      More Info
      Allstate
      Allstate
      Optional
      Monthly
      All 50 states
      Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
      Get quotes
      More Info
      Liberty Mutual
      Liberty Mutual
      Optional
      12 months, monthly
      All 50 states
      Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
      Get quotes
      More Info
      The General
      The General
      Optional
      12 months, monthly
      All states except HI MA MI and NJ
      Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
      Get quotes
      More Info
      Farmers
      Farmers
      12 months, custom, Monthly
      All 50 states
      Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options.
      More Info
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      When would I have to file an SR-22 in Arkansas?

      Your state DMV will let you know if you need to file an SR-22. You might have to file an SR-22 in Arkansas if:

      • You’re convicted for DUI or reckless driving
      • You’re involved in multiple accidents
      • You’re caught driving without insurance

      How does an SR-22 in Arkansas affect my car insurance rates?

      Keep your SR-22 updated to avoid longer and more costly penalties. A lapse or non-renewal could cost you time and money.

      SR-22s are often required after a driving conviction, such as driving without insurance or a DUI. After such a conviction, you’re considered a “high risk” driver by Arkansas and most providers — which typically results in higher insurance rates. Still, you’ll find providers out there that specialize in high-risk drivers.

      Talk to your provider about how much you can expect your rates to increase.

      How long will I need an SR-22 in Arkansas?

      Make sure you understand your role in maintaining your insurance and your SR-22.

      In Arkansas, the typical amount of time you may be required to keep an SR-22 on file is three years, depending on your conviction.

      Can I get nonowner SR-22 insurance in Arkansas?

      If you don’t own a car and you still want to drive, you’ll need an SR-22. Ask you insurance provider about non-owner or an operator insurance policy.

      Do I need an SR-22 in Arkansas if I’m from another state?

      If you have an SR-22 from another state, you’ll have to maintain it while driving in Arkansas. It’s likely sufficient in Arkansas, but verify coverage with Arkansas Driver Services and your insurer.

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