Get cheap SR-22 insurance in Arkansas | finder.com

Get cheap SR-22 insurance in Arkansas

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Compare Arkansas SR-22 insurance

If you’ve gotten into trouble behind the wheel in Arkansas, you might be required to show proof of insurance. In some states this is done with an SR-22 form.

  • Affordable coverage
  • Instant online access
  • SR-22 support

Our top pick: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Available in 46 states
Promoted

Compare Arkansas SR-22 car insurance

Find the best rates from insurance providers near you or learn more about state minimums and other requirements in the comprehensive guide to Arkansas car insurance.

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Compare up to 4 providers

When would I have to file an SR-22 in Arkansas?

Your state DMV will let you know if you need to file an SR-22. You might have to file an SR-22 in Arkansas if:

  • You’re convicted for DUI or reckless driving
  • You’re involved in multiple accidents
  • You’re caught driving without insurance

What if I don’t have a car or a license?

If you don’t own a car and you still want to drive, you’ll need an SR-22. Ask you insurance provider about non-owner or an operator insurance policy.

What if I’m from another state?

If you have an SR-22 from another state, maintain it while driving in Arkansas. It’s likely sufficient in Arkansas, but verify coverage with Arkansas Driver Services and your insurer.

How long will I need to hold the SR-22 for?

Make sure you understand your role in maintaining your insurance and your SR-22.

In Arkansas, the typical amount of time you may be required to keep an SR-22 on file is three years, depending on your conviction.

Cheap SR-22 car insurance in Arkansas

Not every insurer offers SR-22 filing support. Compare cheap rates from Arkansas insurance companies that offer SR-22 insurance. Your actual quotes will vary based on your demographics, location, driving record and other factors.

Rates last updated May 27th, 2019
Company Median annual rate Learn more
Allstate $668 Read review
State Farm $843 Read review
Geico $1,699 Read review
Progressive $652 Read review
Farmers $1,642 Read review
USAA $962 Read review
Average $1,078 Compare more reviews

How do I file an SR-22 in Arkansas?

    1. Find an insurer. Ask your insurer if it issues SR-22s in the state of Arkansas. If it doesn’t, you’ll need to find a car insurance company that does.
    2. Pay the SR-22 fee. Your insurer will charge you a processing fee for filing the SR-22 on your behalf.
    3. Verify minimum liability coverage. The minimum amount of car insurance that you must carry in Arkansas is:
      • $25,000 for injury or death of one person
      • $50,000 for injury or death of more than one person
      • $25,000 for property damage

You might see this listed as 25/50/10 in insurance documents.

  1. Submit your SR-22. In Arkansas, your insurance provider can electronically file the SR-22 on your behalf.
  2. Wait for confirmation. You’ll receive a letter from your insurer and the the state of Arkansas that your SR-22 is accepted.

How much does an SR-22 cost?

The fee for filing the SR-22 varies by insurer, usually $20 to $50. But it’s not the filing fee that’s most expensive — you’ll typically see higher premiums than you’re used to.

The impact of an SR-22 on your car insurance rates

Keep your SR-22 updated to avoid longer and more costly penalties. A lapse or non-renewal could cost you time and money.

SR-22s are often required after a driving conviction, such as driving without insurance or a DUI. After such a conviction, you’re considered a “high risk” driver by Arkansas and most providers — which typically results in higher insurance rates. Still, you’ll find providers out there that specialize in high-risk drivers.

Talk to your provider about how much you can expect your rates to increase.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

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