Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Amica vs Geico: Who has better car insurance?
Weigh coverage with rates when choosing between these industry leaders.
Updated . What changed?
Choosing between Amica vs. Geico comes down to cheap rates or customer experience. Geico has a slight edge over Amica for rates, along with its award-winning app. Geico can save you around $108 per year compared to Amica, based on our independent research of rates across multiple ZIP codes. But Amica’s high customer ratings show a superb level of service that’s hard to find, and that’s paired with perks like no glass repair deductible.
Compare Amica vs Geico
Compare each company’s cost and benefits, then get quotes from both to help you choose based on your needs.
|Enjoy yearly dividends, big discounts and highly rated customer service.||Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.|
|All 50 states||All 50 states|
|Yes||Yes, up to 25%|
|Yes, up to 15%||Varies|
|No||Yes, up to 15%|
|Yes, up to 25%||Yes, up to 25%|
|Yes||Yes, up to 15%|
|Yes||Yes, Varies by state|
|Yes||Yes, up to 15%|
Geico may be your best bet for the absolute lowest rates, but Amica also offers some perks that might make it worth considering — like lifetime repair claim warranty and no deductibles on glass damage or key replacement. Compare quotes from both providers to choose the right one for you.
Compare alternatives to Amica and Geico
More guides on Finder
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
Compare the best auto and renters insurance bundles
The best companies blend wide auto and renters coverage, free perks and strong value.
Grundy classic car insurance review February 2021
Protect your classic as well as your daily driver with steep liability coverage all on one policy.
What is a combined single limit car insurance policy?
This type of limit applies to liability coverage, but it’s most common with commercial car insurance.
Compare the best online car insurance companies
Compare the 5 best digital-focused car insurance companies.
Compare manual vs. automatic car insurance
Cars with stick shifts cost a little less to insure than automatics
How does coronavirus affect car insurance?
The virus won’t change coverage, but it could affect claims and communication with your insurance company.
Can I get car insurance premium forgiveness during the coronavirus outbreak?
Car insurance companies are chiming in with payment extensions or waived fees for financial relief.
Washington Mutual car insurance
Compare coverage, perks and discounts from Washington Mutual car insurance plus how to apply for a policy.
Ask an Expert