Amica vs. Geico car insurance | finder.com

Amica vs Geico: Who has better car insurance?

Weigh coverage with rates when choosing between these industry leaders.

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Geico’s known for its catchy jingles and promises of savings. Amica is lesser known, but has been around longer and offers similar coverage, benefits and discounts. Both insurers offer solid car insurance coverage for almost any driver, including high-risk drivers who need an SR-22.

In the battle of Amica versus Geico, Geico has the slight edge for its low rates. You’ll find any type of coverage you need from Geico, and almost any driver can get coverage through Geico. That’s why Geico may be the top choice for most drivers who are looking for the best rate on solid coverage.

While Geico may offer most customers a cheaper rate on car insurance, consider Amica’s other perks like lifetime repair claim warranty and no deductibles on glass damage or key replacement. Paired with Amica’s excellent customer support ratings, you might be glad you picked Amica if it comes time to make a claim.

  • Save over $500 a year when you switch
  • Innovative mobile app
  • Easy repair process

Our top pick: Geico

As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance.

  • Tons of discounts
  • Innovative mobile app
  • Easy repair process
Promoted

Compare Amica vs Geico

 

Amica

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand From offering yearly dividends for policyholders to multi-car discounts and roadside assistance, consider switching to Amica car insurance. As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance.
States served
States served All 50 states All 50 states
User satisfaction
User satisfaction 5 stars 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Accident forgiveness No Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
email
phone
online
phone
Payment schedule
Payment schedule 6 months
monthly
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes, up to 15% Yes
Home owner discount
Home owner discount Yes No
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes, up to 25% Yes, up to 25%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No Yes
Student discount
Student discount Yes Yes, up to 15%
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use, up to 15% discount
Learn more
Learn more

Bottom line

Geico may be your best bet for the absolute lowest rates, but Amica also offers some perks that might make it worth considering — like lifetime repair claim warranty and no deductibles on glass damage or key replacement. Compare quotes from both providers to choose the right one for you.

Compare alternatives to Amica and Geico

Name Product Roadside assistance New car protection Accident forgiveness Available states
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Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.

Compare up to 4 providers

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