Ameriprise vs Geico car insurance | finder.com

Ameriprise vs Geico: Who has better car insurance?

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Weigh your options with better rates or more rewards if you’re a Costco member.

Ameriprise and Costco partner to offer discounts on your Costco membership and perks for your insurance. However, Gieco tends to beat Ameriprise with lower rates across the board for all drivers.

As for customer support, Ameriprise touts stellar customer ratings in most categories. And it’s loyalty rewards increase the longer you’ve been a member. You’ll find a wider range of perks from Ameriprise, such as free roadside assistance and windshield deductible waiver. But Geico is available in more states.

  • Save over $500 a year when you switch
  • Innovative mobile app
  • Easy repair process

Our top pick: Geico

As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance. Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA and WY.

  • Tons of discounts
  • Innovative mobile app
  • Easy repair process
Promoted

Compare Ameriprise/Costco vs Geico car insurance

 

Ameriprise

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand To cut down on the cost of car insurance, check out Ameriprise — a budget-friendly provider with a high-profile partnership with Costco. Along with low premiums, the company rewards shoppers, loyal clients, students and safe drivers with deep discounts.
As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance. Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA and WY.
States served
States served AL, AZ, CO, DE, DC, GA, IL, IN, IA, KS, KY, MD, MA, MI, MS, MO, MT, NE, NV, NM, NY, OH, OK, OR, PA, SC, SD, TX, UT, VT, VA, WV, WI Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA, WY
User satisfaction
User satisfaction Not rated 3 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Accident forgiveness No Yes
SR-22 insurance
SR-22 insurance No
Yes
Claims methods
Claims methods online
online
phone
Payment schedule
Payment schedule 6 months
custom
12 months
6 months

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes No
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount No Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No Yes
Student discount
Student discount Yes Yes, up to 15%
Usage based discount
Usage based discount No No
Other discounts
Other discounts Costco member discount Seat belt use, up to 15% discount
Learn more
Learn more

Bottom line

You might get a bigger deal at Geico, but Ameriprise may offer you a better deal if you’re a Costco member. Compare quotes from both providers to choose the right one for you.

Compare alternatives to Ameriprise and Geico

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA, WY
As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance. Drivers in these states can apply: AK, AL, AZ, CA, CT, DC, FL, GA, HI, ID, KS, MA, MD, ME, MT, NC, NE, NH, NJ, NY, OH, OR, SC, TN, TX, UT, VA, VT, WA and WY.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.

Compare up to 4 providers

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