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If car insurance had popularity rankings, State Farm would stand at the top because of how many customers choose this company. But despite numerous discounts, the company doesn’t have the lowest rates or best customer ratings compared to competitors. Consider each company’s standout features to find the best fit.
States served | All 50 states |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months, custom |
Claims methods | Online, Phone, Agent |
New car protection | Yes |
Accident forgiveness | Yes |
States served | All 50 states |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months |
Claims methods | online, phone |
New car protection | Yes |
Accident forgiveness | Yes |
States served | All 50 states |
---|---|
Roadside assistance | Included free |
Pay schedule | 12 months, Monthly |
Claims methods | Online, Phone |
New car protection | Yes |
Accident forgiveness | Yes |
Consider providers who combine local agent service with high customer ratings if you prefer the best personalized service:
Provider | Finder rating | Trustpilot score |
---|---|---|
State Farm | 3 stars | 2.1 |
Amica | 5 stars | 4.0 |
USAA | 5 stars | 1.9 |
Geico | 4 stars | 2.1 |
Safeco | 3 stars | 3.2 |
Esurance | 3 stars | 2.9 |
State Farm doesn’t have the lowest premiums compared to similar providers, though that will depend a lot on your car and driving factors.
Provider | Average monthly rate |
---|---|
State Farm | $206.16 |
Geico | $115.91 |
USAA | $116.58 |
Esurance | $123.16 |
Progressive | $143.66 |
Mercury | $147.33 |
Allstate | $159.75 |
Safeco | $168.33 |
Nationwide | $187.41 |
Farmers | $202.08 |
State Farm far surpasses other car insurers in terms of market share and sheer number of premiums written. That’s a plus if you want wide coverage options and national availability. But if you’re looking for similar options, consider these other top market providers:
Company | Market share |
---|---|
State Farm | 18% |
Geico | 13% |
Progressive | 10% |
Allstate | 9% |
USAA | 6% |
Liberty Mutual | 5% |
Farmers | 4% |
State Farm offers robust rideshare coverage that you might find difficult to top. But personal policy benefits might tip your choice in these providers’ direction:
Top features that might have you partial to State Farm include its personalized customer service and helpful coverage like rideshare policies and other insurance products. Yet other car insurance providers may have low rates while providing you with the local agents and coverage you’re looking for.
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