
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
You might like Allstate for its low rates and discounts, including a safe driver program with unique rewards. However, some competitors provide lower premiums than Allstate, top customer service and steeper safe driving discounts.
States served | All 50 states |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months, Monthly |
Claims methods | Online, Phone |
New car protection | Yes |
Accident forgiveness | Yes |
States served | All 50 states |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months |
Claims methods | online, phone |
New car protection | Yes |
Accident forgiveness | Yes |
States served | All 50 states |
---|---|
Roadside assistance | Optional |
Pay schedule | 12 months, 6 months, custom |
Claims methods | Online, Phone, Agent |
New car protection | Yes |
Accident forgiveness | Yes |
Allstate has a low price point in many states, including California. How the company stands up to the competition:
Provider | Premium | Best for |
---|---|---|
Allstate | $382 | Safe drivers |
Esurance | $333 | Online customer service |
USAA | $344 | Military and their families |
State Farm | $413 | Bundled policies |
Geico | $459 | Comparing |
You might opt for Allstate because of its local agents, but other providers offer a better customer experience.
Provider | Trustpilot score | Better Business Bureau customer rating |
---|---|---|
Allstate | 1.9 | 1 star |
Amica | 4.0 | 2 stars |
Esurance | 2.9 | 2 stars |
Farmers | 2.7 | 1.5 stars |
The General | 4.7 | 1 star |
Liberty Mutual | 3.2 | 1 star |
Safeco | 3.2 | 1 star |
The Allstate Rewards program lets safe drivers earn rewards like gift cards, but consider the savings you might get with other insurers:
Company | Safe driver discount | Car safety feature discounts | Usage-based discount |
---|---|---|---|
Allstate | yes — earn rewards | yes — up to 10% | yes |
21st Century | yes | yes | no |
AAA | yes — up to 20% | no | no |
American Family | yes — up to 10% | yes | no |
Connect (formerly Ameriprise) | yes | yes | no |
Amica | yes | yes | no |
Erie | yes | yes | no |
Esurance | yes | yes | no |
Farmers | yes | yes | no |
Geico | yes | yes — up to 15% | yes |
Liberty Mutual | yes | yes | yes |
Mercury | yes | yes | no |
MetLife | yes | yes | no |
Nationwide | yes | no | yes |
Progressive | yes | yes | yes |
Safeco | yes | yes | no |
State Farm | yes | yes | no |
Travelers | yes | yes — up to 10% | no |
USAA | yes | yes | yes |
Allstate offers low insurance rates for standard coverage and the possibility of earning rewards if you’re a safe driver. However, other car insurers may also provide a similar price point, high customer service ratings and rewards for safe driving to meet your needs.
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
Since driving uninsured comes with steep penalties, look at your coverage options or consider alternatives.
Consider Acceptance if you’re a high-risk driver, but prepare for the possibility of a negative customer service experience.
Pocket an option for SR-22 coverage, but you might be compromising on service.
The best companies blend wide auto and renters coverage, free perks and strong value.
Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
Protect your classic as well as your daily driver with steep liability coverage all on one policy.
Compare the 5 best digital-focused car insurance companies.
The virus won’t change coverage, but it could affect claims and communication with your insurance company.
Car insurance companies are chiming in with payment extensions or waived fees for financial relief.