Which competitors have better car insurance than Allstate?

You might like Allstate for its low rates and discounts, including a safe driver program with unique rewards. However, some competitors provide lower premiums than Allstate, top customer service and steeper safe driving discounts.

Allstate’s top competitors for car insurance

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State Farm

Optional
Roadside assistance

New car protection

Accident forgiveness

• Info
• Features
• Details

The company has local agents like Allstate, but it has better overall satisfaction as a top customer choice.

• Top provider choice
• Local agents
• 20% off for insuring several vehicles
• Safe driver discounts

• Higher premium than competitors
• Agents might upsell
• Customer experience varies by agent
• Business ratings lower than Allstate

States served	All 50 states
Roadside assistance	Optional
Pay schedule	12 months, 6 months, Monthly
Claims methods	Online, Phone
New car protection	Yes
Accident forgiveness	Yes

Finder Rating: 4 / 5

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Progressive

Optional
Roadside assistance

New car protection

Accident forgiveness

• Info
• Features
• Details

If you prefer local agents, this company may not work for you. But similar to Allstate, Progressive still comes in at the top, helping you budget for your insurance despite slightly higher rates.

• Top national insurer
• Variety of budget and rate tools
• Lets you compare rates with competitors
• Accident forgiveness included

• Higher rates than Allstate
• Many complaints on Better Business Bureau
• Six-month terms standard

States served	All 50 states
Roadside assistance	Optional
Pay schedule	12 months, 6 months
Claims methods	online, phone
New car protection	Yes
Accident forgiveness	Yes

Finder Rating: 4 / 5

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Geico

Optional
Roadside assistance

New car protection

Accident forgiveness

• Info
• Features
• Details

Like Allstate's coverage, Geico has steep safe driver discounts and a streamlined online claims process to rival Allstate's best features. But getting a lower premium might be a toss-up based on your location.

• Steep discounts
• Flexible payments
• Mechanical breakdown coverage

• Online customer service focus
• Low Trustpilot and BBB reviews
• Not many local agents

States served	All 50 states
Roadside assistance	Optional
Pay schedule	12 months, 6 months, custom
Claims methods	Online, Phone, Agent
New car protection	Yes
Accident forgiveness	Yes

Which competitors have cheaper insurance than Allstate?

Allstate has a low price point in many states, including California. How the company stands up to the competition:

• How we got these rates

  We compared rates from seven Allstate competitors using quotes we gathered with the same driver profile. All dollar amounts represent a 45-year-old male driver living in California. Characteristics of our driver profile:

  • Single
  • Good credit
  • Sedan
  • State minimum
  • Currently insured

Which competitors have better customer service than Allstate?

You might opt for Allstate because of its local agents, but other providers offer a better customer experience.

Allstate competitors with higher customer ratings:

Competitors with local agents:

Which Allstate competitors have safe driver rewards?

The Allstate Rewards program lets safe drivers earn rewards like gift cards, but consider the savings you might get with other insurers:

Compare car insurance companies like Allstate

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			Yes	AZ, CA, IL, LA, OH, TX, UT and WI	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states & DC	Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
EverQuote		Optional			Yes	All 50 states	Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.	Get quotes	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, MO, IL, OH and TX	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...

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Bottom line

Allstate offers low insurance rates for standard coverage and the possibility of earning rewards if you’re a safe driver. However, other car insurers may also provide a similar price point, high customer service ratings and rewards for safe driving to meet your needs.