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Allstate vs. USAA: Which provider is better?
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Allstate vs. USAA
The third-largest auto insurance provider in the US, Allstate not only offers insurance, the company is dedicated to giving back in local communities. And they get high praise from their customers, receiving an A from the Better Business Bureau. Like Allstate, USAA has an excellent reputation, receiving an A+ from the BBB and an almost unheard of 5 out of 5 rating from J.D. Power.
USAA was founded on its mission to proudly serve our military. The company provides insurance and more for former and current members of the military and their family members. USAA offers many ways to save on car insurance, through vehicle discounts and driver discounts. Allstate too provides discounts to make car insurance more affordable. With so many similarities, choosing between the two can be tough. So we’ve lined up Allstate and USAA side by side in a comprehensive comparison to make the decision easier for you.
- Rewards for safe drivers
- Basic to comprehensive
- Your own dedicated agent
Our top pick: Allstate
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
- Rewards for safe drivers, good students and more
- Get your own dedicated insurance agent
 Allstate |
 USAA |
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|---|---|---|
| About the provider | Allstate was founded in 1931 and aims to deliver quick service to get customers insured and on the road. 16 million households are currently being served by Allstate. In 2016, they were awarded The World’s Most Ethical Company by the Ethisphere Institute. | Operating since 1922, USAA is a company that deals primarily with military members and their families. It offers a wide array of products ranging from car insurance, homeowners insurance, banking, investing and more. |
| Price | Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs. | Policy costs depend your personal situation. Visit USAA for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | A | A+ |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 5/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
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* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you qualify for coverage through USAA, its outstanding reputation and ways to cut costs through discounts make it the clear winner. But if you are not associated with the military, Allstate is a great option. Allstate has a good reputation for its customer service and offers many discounts. If neither one’s right for you, compare car insurance options to find the best policy for you.
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