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Our top pick: USAA
As the third-largest auto insurance company in the US, Allstate not only offers insurance, but is dedicated to giving back to local communities. The company gets high praise from its customers, receiving an A from the Better Business Bureau. Like Allstate, USAA has an excellent reputation, receiving an A+ from the BBB and an almost unheard of 5 out of 5 rating from J.D. Power.
USAA provides insurance and ways to save for former and current members of the military and their family members. Allstate too provides discounts to make car insurance more affordable. We’ve lined up Allstate and USAA side by side in a comprehensive comparison to highlight these companies’ similarities and differences.
If you qualify for coverage through USAA, its outstanding reputation and ways to cut costs through discounts make it the clear winner. But if you are not associated with the military, Allstate is a great option.
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|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family. |
| All 50 states |
All 50 states & DC |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Online Phone |
Online Phone |
| Monthly |
12 months 6 months custom |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| Up to 20%, under 25 | Yes |
| Yes - up to 20% cash back | Yes |
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|
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If you qualify for coverage through USAA, its outstanding reputation and ways to cut costs through discounts make it a clear winner. However, if you aren’t associated with the military, Allstate is a solid option. Allstate has a good reputation for its customer service and offers many discounts. If neither one’s right for you, compare car insurance options to find the best policy for you.
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