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Allstate vs. USAA: Which provider is better?
Allstate vs. USAA
The third-largest auto insurance provider in the US, Allstate not only offers insurance, the company is dedicated to giving back in local communities. And they get high praise from their customers, receiving an A from the Better Business Bureau. Like Allstate, USAA has an excellent reputation, receiving an A+ from the BBB and an almost unheard of 5 out of 5 rating from J.D. Power.
USAA was founded on its mission to proudly serve our military. The company provides insurance and more for former and current members of the military and their family members. USAA offers many ways to save on car insurance, through vehicle discounts and driver discounts. Allstate too provides discounts to make car insurance more affordable. With so many similarities, choosing between the two can be tough. So we’ve lined up Allstate and USAA side by side in a comprehensive comparison to make the decision easier for you.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Affordable car insurance with highly rated customer service for military members and their families. Only available to military members, veterans and affiliated military members. |
| All 50 states | All 50 states |
| Included free | Optional |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months Monthly |
12 months 6 months custom |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| Up to 20%, under 25 | Yes |
| Yes - up to 20% cash back | Yes |
|
|
|
Bottom line
If you qualify for coverage through USAA, its outstanding reputation and ways to cut costs through discounts make it the clear winner. But if you are not associated with the military, Allstate is a great option. Allstate has a good reputation for its customer service and offers many discounts. If neither one’s right for you, compare car insurance options to find the best policy for you.
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