Allstate vs. The General: Which provider is better?

Allstate vs. The General: Which provider is better?

Allstate vs. The General

Considering Allstate and The General for car insurance? You’ll need the details on each provider in order to pick the one that best suits your needs. That’s why we’ve created this head-to-head comparison so you’ll have all the info you need. But first, let’s get an overview of each company.

Allstate offers a range of coverage options at affordable prices in all 50 states. The company has been insuring drivers since 1931 and has a reputation for good customer service.

Like Allstate, The General is also known for its customer service. It offers coverage in 46 states and accepts drivers with less-than-perfect credit or driving violations.

Now, let’s dive into the details…

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Allstate

Allstate

The General

The General

About the providerAllstate was founded in 1931 and aims to deliver quick service to get customers insured and on the road. 16 million households are currently being served by Allstate. In 2016, they were awarded The World’s Most Ethical Company by the Ethisphere Institute.The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
PricePolicy costs depend your personal situation. Visit Allstate for a quote based on your specific needs.Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States servedAll 50 states46
User satisfaction*AA+
J.D. Power ratings**3/5 on overall claims satisfactionN/A
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Allstate

Allstate

The General

The General

Good studentUp to 20% (full-time student, under 25).
Defensive driverUp to 10% — must be at least 55, complete at least 6 hours of defensive driving courses and have no violations or at-fault claims)
Good driverUp to 22% — must have driven for at least 3 years without any violations or accidents. Goes up to 35% after 5 years.
Pay in full discountUp to 10%
Multicar
Military
Homeowner
Other discounts

Drivewise – Up to 20% cash back (based on everyday safe driving)

EZ pay plan discount – Up to 5% (automatic withdrawal)

Allstate eSmart discount – Up to 10% (sign up for ePolicy to view all insurance documents online)

Auto/life discount – Varies

Multi policy discount – Up to 10%

Early signing discount – Up to 10% (sign 7 days before policy becomes effective)

Good payer discount – Up to 5% (no cancellation notice for non-payment during the past 12 months)

Senior discount – Up to 10% (55+, not seeking full-time employment)

Safe drivers discount – Up to 45%

TeenSMART discount – Up to 10%

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Vehicle discounts

Allstate

Allstate

The General

The General

Anti-theft deviceUp to 10%
Anti-lock brake10%
Passive restraintsUp to 30%
Air bag
Other discounts

New car – Up to 30% (First owner, car under 2 years old)

Economy car – Up to 10%

Utility discount – Up to 15% (Utility vehicle with a model year of 2002 or prior)

Farm vehicle – Up to 10%

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Bottom line

Allstate offers many more discounts than The General, but if you’re finding it difficult to get coverage because of a poor driving history, The General might be the better pick for you.

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Enter your ZIP code below and click Compare Now to find the best rates near you.

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