Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Allstate vs State Farm car insurance
Allstate vs State Farm: Who has better car insurance?
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Allstate, the third-largest auto insurance provider in the US, gets high praise from its customers, receiving an A from the Better Business Bureau. They were also recently identified as one of the World’s Most Ethical Companies by the Ethisphere Institute.
Like Allstate, State Farm also gets a “good grade” from the Better Business Bureau – a solid B. And both providers offer ways to save, like Allstate’s EZ Pay Plan discount and State Farm’s Drive Safe & Save discount. With so many similarities, it can be hard to decide between the two. That’s why we pit both side by side so you can choose the one that best suits your needs.
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| Monthly |
12 months 6 months Monthly |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| No | No |
| Yes | Yes, Up to 20% |
| Yes | Yes |
| Yes | Yes, up to 40% |
| Up to 10% | Yes |
| Yes | No |
| Up to 20%, under 25 | Yes, Up to 25% |
| Yes - up to 20% cash back | No |
|
|
|
Bottom line
In overall discounts, Allstate is the clear winner. But if those discounts don’t apply to your situation, then there’s no benefit to you. Review the pros and cons of each provider so you can choose the insurance that best suits your needs.
Compare alternatives to State Farm and Allstate
More guides on Finder
-
Lemonade car insurance review for 2021
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
-
How much does umbrella insurance cost?
Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.
-
Best umbrella insurance
Receive extra liability coverage with an umbrella policy from these top insurers, though they may require you to have car insurance through them.
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
-
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
-
Car insurance for drivers 25 to 40 years old
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
-
Say car insurance review May 2021
Offers a transparent look at your premiums and rewards renewal with a better insurance score.
-
Compare bus conversion insurance
Find and qualify for the right type of policy when living in a skoolie.
-
Car insurance engine
Get cheap car insurance quotes for you.
Ask an Expert