Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
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Allstate vs State Farm car insurance
Allstate vs State Farm: Who has better car insurance?
Allstate, the third-largest auto insurance provider in the US, gets high praise from its customers, receiving an A from the Better Business Bureau. They were also recently identified as one of the World’s Most Ethical Companies by the Ethisphere Institute.
Like Allstate, State Farm also gets a “good grade” from the Better Business Bureau – a solid B. And both providers offer ways to save, like Allstate’s EZ Pay Plan discount and State Farm’s Drive Safe & Save discount. With so many similarities, it can be hard to decide between the two. That’s why we pit both side by side so you can choose the one that best suits your needs.
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|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. |
| All 50 states |
All 50 states |
| Optional | Optional |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Online Phone |
Online Phone |
| Monthly |
12 months 6 months Monthly |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| No | No |
| Yes | Yes, Up to 20% |
| Yes | Yes |
| Yes | Yes, up to 40% |
| Up to 10% | Yes |
| Yes | No |
| Up to 20%, under 25 | Yes, Up to 25% |
| Yes - up to 20% cash back | No |
|
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Bottom line
In overall discounts, Allstate is the clear winner. But if those discounts don’t apply to your situation, then there’s no benefit to you. Review the pros and cons of each provider so you can choose the insurance that best suits your needs.
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