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Allstate vs. Progressive auto insurance: which provider is better?

Allstate vs. Progressive

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Roslyn McKenna
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Allstate has been offering car insurance since 1931 and has grown to be one of the most trusted and well-established companies in the insurance market. It serves more than 16 million households around the country, with agents in every state. It’s known for rewarding safe drivers and for their stellar customer service.

Progressive has also been building its reputation as a reliable insurance provider since the 1930s. You might know Progressive insurance for its “Name Your Price” program, allowing you to customize a policy that fits your budget and needs. It’s also one of the first to introduce tiered policies for low-risk drivers.

Allstate and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

Allstate

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Progressive

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OVERVIEW

 OVERVIEW
About the provider
About the brand Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

 Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
States served
States served All 50 states
 All 50 states & DC

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes Yes
Claims methods
Claims methods Online
Phone
 online
phone
Payment schedule
Payment schedule Monthly
 12 months
6 months

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Up to 10% Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes Yes, up to 10%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Up to 10% Yes
Special employment discount
Special employment discount Yes No
Student discount
Student discount Up to 20%, under 25 Yes
Usage based discount
Usage based discount Yes - up to 20% cash back Yes
Learn more
Learn more
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Bottom line

Both Allstate and Progressive offer competitive rates and discounts. Progressive is good if you want to file your claim online, while Allstate offers discounts if you’re driving a new or fuel efficient car. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.

Compare alternatives to Allstate and Progressive

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Get quotes
More Info
Progressive
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Get quotes
More Info
Pretected
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Get quotes
More Info
Root
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Get quotes
More Info
The AARP Auto Insurance Program from the Hartford
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Get quotes
More Info
USAA
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Get quotes
More Info
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