Allstate vs. Progressive auto insurance: which provider is better?

Allstate vs. Progressive

Allstate has been offering car insurance since 1931 and has grown to be one of the most trusted and well-established companies in the insurance market. It serves more than 16 million households around the country, with agents in every state. It’s known for rewarding safe drivers and for their stellar customer service.

Progressive has also been building its reputation as a reliable insurance provider since the 1930s. You might know Progressive insurance for its “Name Your Price” program, allowing you to customize a policy that fits your budget and needs. It’s also one of the first to introduce tiered policies for low-risk drivers.

Allstate and Progressive are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

	Allstate	Progressive
Price	Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs.	Policy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.
States served	All 50 states	All 50 states
User satisfaction*	A	A+
J.D. Power ratings**	3/5 on overall claims satisfaction	3/5 on overall claims satisfaction
Driver discounts	View driver discounts	View driver discounts
Vehicle discounts	View vehicle discounts	View vehicle discounts
	Go to site | Read review	Read Review

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

Both Allstate and Progressive are known for providing its customers driver discounts for things like keeping a good driving record and being a good student. See who has the best discounts for you.

	Allstate	Progressive
Good student	Up to 20% — must be a single full-time student who’s younger than 25.	Amount varies — must have at least a 3.0 GPA and be younger than 22. Additional discount if 100+ miles away at school
Defensive driver	Up to 10% — must be at least 55, complete at least 6 hours of defensive driving courses and have no violations or at-fault claims
Good driver	Up to 22% — must have driven for at least 3 years without any violations or accidents	31% — no tickets or accidents in the last 3 years
Pay in full	Up to 10%
Homeowner
Military
Start your quote online		7% — not available in CA
Sign documents online		7% — e-sign discount not available in CA, GA and NC
	Go to site | Read review	Read Review

Vehicle discounts

The age of your car, its safety features and fuel efficiency can all earn you discounts. See who has the best rates.

	Allstate	Progressive
Anti-theft device	Up to 10%
Anti-lock brake	10%
Passive restraints	Up to 30%
Multi-car discount		10%
New car discount	Up to 30% — must be the first owner for cars under 2 years old
Economy car discount	Up to 10%
Air Bag
	Go to site | Read review	Read Review

Bottom line

Both Allstate and Progressive offer competitive rates and discounts. Progressive is good if you want to file your claim online, while Allstate offers discounts if you’re driving a new or fuel efficient car. Before making a decision about car insurance, always compare your options to find a provider that’s right for your needs.