Allstate vs Farmers: Which provider is right for you?

Allstate vs Farmers car insurance

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Allstate and Farmers are both big names in the insurance industry. Both have been around for 85+ years, and both get high marks from the Better Business Bureau.

With Allstate, you have access to a multitude of options — including roadside assistance and rental car assistance — designed to complement your plan in all the right ways. While Farmers offers options and support to help you find the coverage you need. And both companies provide discounts to bring down the cost of your insurance.

With all of these similarities, how do you choose between the two? We’ve helped to make that decision easier by pairing the two side by side in a comprehensive comparison.

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted
 

Allstate

Farmers

OVERVIEW

OVERVIEW
About the provider
About the brand Enjoy having your own dedicated agent to help you get the best discounts and coverage. Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
States served
States served All 50 states All 50 states
User satisfaction
User satisfaction 2.5 stars 2.5 stars
JD Power ratings
JD Power ratings 3 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Accident forgiveness Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods online
phone
in-person
online
phone
Payment schedule
Payment schedule 12 months
monthly
monthly
custom

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Up to 10% Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount No No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Up to 10% Yes
Special employment discount
Special employment discount Yes No
Student discount
Student discount Up to 20%, under 25 No
Usage based discount
Usage based discount Yes - up to 20% cash back No
Other discounts
Other discounts Economy car – Up to 10% Distant students – 23 or younger, 100+ miles away from home
Learn more
Learn more

Bottom line

Both Allstate and Farmers do well in the customer service department, and both offer an equal amount of discounts. Your best bet is to keep your personal situation in mind when deciding. Looking for a defensive driver discount? Then Allstate is the way to go. But if you’re looking for a discount for your hybrid car, go with Farmers.

Not into either insurer? Compare car insurance alternatives.

Compare alternatives to Allstate and Farmers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
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Compare up to 4 providers

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