Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
Allstate and Farmers are both big names in the insurance industry. Both have been around for 85+ years, and both get high marks from the Better Business Bureau.
With Allstate, you have access to a multitude of options — including roadside assistance and rental car assistance — designed to complement your plan in all the right ways. While Farmers offers options and support to help you find the coverage you need. And both companies provide discounts to bring down the cost of your insurance.
With all of these similarities, how do you choose between the two? We’ve helped to make that decision easier by pairing the two side by side in a comprehensive comparison.
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Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. |
All 50 states | All 50 states |
Included free | Included free |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Yes |
Yes |
Online Phone |
Online Phone |
12 months Monthly |
12 months custom Monthly |
Yes | Yes |
Up to 10% | Yes |
Yes | Yes |
No | No |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Up to 10% | Yes |
Yes | No |
Up to 20%, under 25 | Yes |
Yes - up to 20% cash back | No |
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Both Allstate and Farmers do well in the customer service department, and both offer an equal amount of discounts. Your best bet is to keep your personal situation in mind when deciding. Looking for a defensive driver discount? Then Allstate is the way to go. But if you’re looking for a discount for your hybrid car, go with Farmers.
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