Allstate vs Farmers
Allstate and Farmers are both big names in the insurance industry. Both have been around for 85+ years, and both get high marks from the Better Business Bureau.
With Allstate, you have access to a multitude of options — including roadside assistance and rental car assistance — designed to complement your plan in all the right ways. While Farmers offers options and support to help you find the coverage you need. And both companies provide discounts to bring down the cost of your insurance.
With all of these similarities, how do you choose between the two? We’ve helped to make that decision easier by pairing the two side by side in a comprehensive comparison.
- Rewards for safe drivers
- Basic to comprehensive
- Your own dedicated agent
Our top pick: Allstate
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
- Rewards for safe drivers, good students and more
- Get your own dedicated insurance agent
| Enjoy having your own dedicated agent to help you get the best discounts and coverage. | Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need. |
| All 50 states | All 50 states |
| 2.5 stars | 2.5 stars |
| 3 stars | 5 stars |
| Included free | Included free |
| Yes | Yes |
| Up to 10% | Yes |
| Up to 20%, under 25 | No |
| Up to 10% | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes - up to 20% cash back | No |
| Economy car – Up to 10% | Distant students – 23 or younger, 100+ miles away from home |
| Yes | No |
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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Bottom line
Both Allstate and Farmers do well in the customer service department, and both offer an equal amount of discounts. Your best bet is to keep your personal situation in mind when deciding. Looking for a defensive driver discount? Then Allstate is the way to go. But if you’re looking for a discount for your hybrid car, go with Farmers.
Not into either insurer? Compare car insurance alternatives.
