Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Allstate vs Farmers: Which provider is right for you?
Allstate vs Farmers car insurance
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Allstate and Farmers are both big names in the insurance industry. Both have been around for 85+ years, and both get high marks from the Better Business Bureau.
With Allstate, you have access to a multitude of options — including roadside assistance and rental car assistance — designed to complement your plan in all the right ways. While Farmers offers options and support to help you find the coverage you need. And both companies provide discounts to bring down the cost of your insurance.
With all of these similarities, how do you choose between the two? We’ve helped to make that decision easier by pairing the two side by side in a comprehensive comparison.
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. |
| All 50 states | All 50 states |
| Included free | Included free |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months Monthly |
12 months custom Monthly |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes |
| No | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | No |
| Up to 20%, under 25 | Yes |
| Yes - up to 20% cash back | No |
|
|
|
Bottom line
Both Allstate and Farmers do well in the customer service department, and both offer an equal amount of discounts. Your best bet is to keep your personal situation in mind when deciding. Looking for a defensive driver discount? Then Allstate is the way to go. But if you’re looking for a discount for your hybrid car, go with Farmers.
Not into either insurer? Compare car insurance alternatives.
Compare alternatives to Allstate and Farmers
More guides on Finder
-
Compare Auto Insurance
Get cheap car insurance rates.
-
Compare the best auto and renters insurance bundles
The best companies blend wide auto and renters coverage, free perks and strong value.
-
Senior driving stats
Compare the good and the risky sides of driving when you’re a senior.
-
Can I get car insurance premium forgiveness during the coronavirus outbreak?
Car insurance companies are chiming in with payment extensions or waived fees for financial relief.
-
Allstate piggybacks on Ford’s data for pay-as-you-go insurance deal
The move follows Nationwide in offering auto insurance discounts based on how much you drive.
-
Car insurance for wealthy drivers
Wealthy drivers might require specialty insurance policies to fully cover their assets and vehicles.
-
American Farmers & Ranchers Group car insurance Mar 2021
Compare car insurance coverage, perks and discounts from American Farmers & Ranchers Group plus how to apply for a policy.
-
Compare car insurance after a red light ticket
Running a red light could increase your car insurance rates, depending on several factors.
-
Compare SUV insurance
SUVs are generally affordable to insure, but rates will vary by make and model.
-
Compare sedan insurance
Sedans are often the cheapest vehicles to insure, but watch out for high theft rates on popular models.
Ask an Expert