Allstate vs. Farmers: Which provider is better? | finder.com

Allstate vs Farmers: Which provider is right for you?

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Allstate vs Farmers

Allstate and Farmers are both big names in the insurance industry. Both have been around for 85+ years, and both get high marks from the Better Business Bureau.

With Allstate, you have access to a multitude of options — including roadside assistance and rental car assistance — designed to complement your plan in all the right ways. While Farmers offers options and support to help you find the coverage you need. And both companies provide discounts to bring down the cost of your insurance.

With all of these similarities, how do you choose between the two? We’ve helped to make that decision easier by pairing the two side by side in a comprehensive comparison.

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted

Allstate

Allstate

Farmers

Farmers

About the provider
About the provider Enjoy having your own dedicated agent to help you get the best discounts and coverage. Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
States served
States served All 50 states All 50 states
User satisfaction
User satisfaction 2.5 stars 2.5 stars
J.D Power ratings
J.D Power ratings 3 stars 5 stars
Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Bundling discount
Bundling discount Up to 10% Yes
Student discount
Student discount Up to 20%, under 25 No
Defensive driver discount
Defensive driver discount Up to 10% Yes
Good driver discount
Good driver discount Yes Yes
Paid in full discount
Paid in full discount Yes Yes
Multi car discount
Multi car discount Yes Yes
Military discount
Military discount No No
Home owner discount
Home owner discount Yes Yes
Anti theft device discount
Anti theft device discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Special employment discount
Special employment discount Yes No
Usage based discount
Usage based discount Yes - up to 20% cash back No
Other discounts
Other discounts Economy car – Up to 10% Distant students – 23 or younger, 100+ miles away from home
Accident forgiveness
Accident forgiveness Yes No
Learn more
Learn more

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Bottom line

Both Allstate and Farmers do well in the customer service department, and both offer an equal amount of discounts. Your best bet is to keep your personal situation in mind when deciding. Looking for a defensive driver discount? Then Allstate is the way to go. But if you’re looking for a discount for your hybrid car, go with Farmers.

Not into either insurer? Compare car insurance alternatives.

Compare alternatives to Allstate and Farmers

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

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