Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
The third-largest auto insurance provider in the US, Allstate gets high praise for its customer service, receiving an A from the Better Business Bureau. They were also recently identified as one of the World’s Most Ethical Companies by the Ethisphere Institute. Allstate provides insurance in all 50 states. At the opposite end of the insurance spectrum from Allstate is Direct Auto Insurance.
Direct Auto only services 13 states and gets consistently poor reviews from consumers, along with an F from the Better Business Bureau. However, the provider does insure high-risk drivers. If you find yourself in the position of choosing between Allstate and Direct Auto, our side-by-side comparison below will help you make your decision.
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Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Qualify for car insurance stacked with multiple discounts, whether or not you have a spotty driving record. |
All 50 states | AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA |
Included free | Optional |
Yes | No |
Yes | No |
Yes | No |
Yes |
Yes |
Online Phone |
phone |
12 months Monthly |
monthly custom |
Yes | Yes, up to 10% |
Up to 10% | Yes, up to 10% |
Yes | Yes, up to 15% |
No | Yes, up to 25% |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Up to 10% | Yes, up to 10% |
Yes | No |
Up to 20%, under 25 | Yes, up to 10% |
Yes - up to 20% cash back | No |
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Allstate stands head and shoulders above Direct Auto, but if you find that you don’t qualify for insurance through Allstate because you are a high-risk driver, Direct Auto might be an option. Compare your car insurance options to find the best insurance company for you.
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Choose how to file a claim, how to get paid and where to get your car repaired with Allstate