Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Allstate vs. Direct Auto: Compare rates and discounts
Allstate vs. Direct Auto
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
The third-largest auto insurance provider in the US, Allstate gets high praise for its customer service, receiving an A from the Better Business Bureau. They were also recently identified as one of the World’s Most Ethical Companies by the Ethisphere Institute. Allstate provides insurance in all 50 states. At the opposite end of the insurance spectrum from Allstate is Direct Auto Insurance.
Direct Auto only services 13 states and gets consistently poor reviews from consumers, along with an F from the Better Business Bureau. However, the provider does insure high-risk drivers. If you find yourself in the position of choosing between Allstate and Direct Auto, our side-by-side comparison below will help you make your decision.
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Qualify for car insurance stacked with multiple discounts, whether or not you have a spotty driving record. |
| All 50 states | AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA |
| Optional | Optional |
| Yes | No |
| Yes | No |
| Yes | No |
| Yes |
Yes |
| Online Phone |
phone |
| Monthly |
monthly custom |
| Yes | Yes, up to 10% |
| Up to 10% | Yes, up to 10% |
| Yes | Yes, up to 15% |
| No | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes, up to 10% |
| Yes | No |
| Up to 20%, under 25 | Yes, up to 10% |
| Yes - up to 20% cash back | No |
|
|
|
Bottom line
Allstate stands head and shoulders above Direct Auto, but if you find that you don’t qualify for insurance through Allstate because you are a high-risk driver, Direct Auto might be an option. Compare your car insurance options to find the best insurance company for you.
Compare alternatives to Allstate and Direct Auto
More guides on Finder
-
Compare the best auto and renters insurance bundles
The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare the best online car insurance companies
Compare the 5 best digital-focused car insurance companies.
-
State Auto car insurance
State Auto makes it easy to get covered with custom packages and easy to save with discounts and a telematics program.
-
Compare home and auto insurance bundles
Get a package deal for these major items — as long as it’s the best option.
-
Why did my car insurance rates go up?
Notice a jump in your monthly premiums? Find out why and how to prevent rising rates.
-
Compare full coverage car insurance
Everything you need to know when you’re shopping for full-coverage car insurance.
-
Are car insurance loyalty discounts worth it?
Are car insurance loyalty discounts worth it? Find out if you should switch insurance or stay with your current provider to get the best deal on insurance.
-
Compare car insurance rates in Fort Myers, Florida
How to get the best deal on car insurance in Fort Myers
-
Auto-Owners car insurance review
Auto-Owners Insurance Company stands out for its personalized customer service. Every car insurance policyholder has direct contact with a local agent, making it stand out among its competitors. Compare coverage, rates, discounts and more for Auto-Owners car insurance.
-
Compare the best defensive driver discounts
Save up to 10% on auto insurance and improve your record by enrolling in a defensive driving course.
Ask an Expert