Allstate vs. Direct Auto: Compare rates and discounts

The third-largest auto insurance provider in the US, Allstate gets high praise for its customer service, receiving an A from the Better Business Bureau. They were also recently identified as one of the World’s Most Ethical Companies by the Ethisphere Institute. Allstate provides insurance in all 50 states. At the opposite end of the insurance spectrum from Allstate is Direct Auto Insurance.

Direct Auto only services 13 states and gets consistently poor reviews from consumers, along with an F from the Better Business Bureau. However, the provider does insure high-risk drivers. If you find yourself in the position of choosing between Allstate and Direct Auto, our side-by-side comparison below will help you make your decision.

	Go to site Read review	Go to site Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Qualify for car insurance stacked with multiple discounts, whether or not you have a spotty driving record.
States served
States served	All 50 states	AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Included free	Optional
New car protection
New car protection	Yes	No
Accident forgiveness
Accident forgiveness	Yes	No
Rideshare coverage
Rideshare coverage	Yes	No
SR-22 insurance
SR-22 insurance	Yes	Yes
Claims methods
Claims methods	Online Phone	phone
Payment schedule
Payment schedule	12 months Monthly	monthly custom
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes, up to 10%
Bundling discount
Bundling discount	Up to 10%	Yes, up to 10%
Home owner discount
Home owner discount	Yes	Yes, up to 15%
Military discount
Military discount	No	Yes, up to 25%
Multi car discount
Multi car discount	Yes	Yes
Paid in full discount
Paid in full discount	Yes	Yes
Safety device discount
Safety device discount	Yes	Yes
Safe driver discount
Safe driver discount	Up to 10%	Yes, up to 10%
Special employment discount
Special employment discount	Yes	No
Student discount
Student discount	Up to 20%, under 25	Yes, up to 10%
Usage based discount
Usage based discount	Yes - up to 20% cash back	No
Learn more
Learn more	Go to site Read review	Go to site Read review

Bottom line

Allstate stands head and shoulders above Direct Auto, but if you find that you don’t qualify for insurance through Allstate because you are a high-risk driver, Direct Auto might be an option. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Allstate and Direct Auto