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Allstate vs. American Family: Which provider is better?
Allstate vs. American Family
Trying to choose between Allstate and American Family Insurance? Allstate is a household name, but don’t let American Family’s smaller size fool you. It aims to gain the trust of their customers through top-notch customer service and protection.
Both providers get good marks from the Better Business Bureau, and both provide discounts to bring the cost of your insurance down. So which one should you choose? We help you answer that question by lining up Allstate and American Family side by side in a comprehensive comparison. Take a look at the details below to pick the right one for you.
Our top pick: Allstate
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras like accident forgiveness, ridesharing or sound system coverage
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection. |
| All 50 states | AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
online phone |
| 12 months Monthly |
12 months monthly custom |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | No |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes, up to 10% |
| Yes | No |
| Up to 20%, under 25 | Yes |
| Yes - up to 20% cash back | Yes |
|
|
|
Bottom line
Allstate edges out ahead in the sheer number of discounts it offers, but if those don’t apply to you, then there’s no real benefit. Keep your personal situation in mind when choosing, and you’ll make the right decision. Also be aware that American Family only offers coverage in 19 states. Compare your car insurance options to find the best insurance company for you.
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