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Compare Allstate vs AAA car insurance

Allstate vs AAA

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Are you trying to decide between Allstate and AAA for car insurance? We’ve got you covered.

Allstate offers a range of coverage options at affordable prices in all 50 states. The company has been insuring drivers since 1931 and has a reputation for good customer service, earning an A from the Better Business Bureau.

AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.

Our top pick: Allstate

Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

  • Stack discounts up to 30%
  • Earn points and rewards with safe driving
  • Get claims paid through direct deposit
  • Opt for extras like accident forgiveness, ridesharing or sound system coverage
 

Allstate

AAA

OVERVIEW

OVERVIEW
About the provider
About the brand Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. Member benefits extend beyond car insurance to offer discounts, bike coverage and more.
States served
States served All 50 states All 50 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
online
email
phone
Payment schedule
Payment schedule 12 months
Monthly
12 months
6 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Up to 10% Yes
Home owner discount
Home owner discount Yes Yes, up to 37%
Military discount
Military discount No No
Multi car discount
Multi car discount Yes Yes, up 27%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Up to 10% Yes, up to 20%
Special employment discount
Special employment discount Yes No
Student discount
Student discount Up to 20%, under 25 Yes, up to 14%
Usage based discount
Usage based discount Yes - up to 20% cash back No
Learn more
Learn more

Bottom line

If you’re looking for the perks that come with a AAA membership and you’re prepared to pay the annual membership fee, getting your car insurance through AAA might be a good idea for you. But if your sole concern is the price, then Allstate might be the better option. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to Allstate and AAA

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
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