Our top pick: Allstate
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras
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Compare Allstate vs AAA car insurance
Allstate vs AAA
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Are you trying to decide between Allstate and AAA for car insurance? We’ve got you covered.
Allstate offers a range of coverage options at affordable prices in all 50 states. The company has been insuring drivers since 1931 and has a reputation for good customer service, earning an A from the Better Business Bureau.
AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
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|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY. |
| All 50 states | AK, AZ, CA, MT, NV, UT and WY |
| Optional | Included free |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes |
Yes |
| Online Phone |
online phone |
| Monthly |
12 months 6 months monthly |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | Yes, up to 37% |
| No | No |
| Yes | Yes, up 27% |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | Yes, up to 20% |
| Yes | No |
| Up to 20%, under 25 | Yes, up to 14% |
| Yes - up to 20% cash back | No |
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Bottom line
If you’re looking for the perks that come with a AAA membership and you’re prepared to pay the annual membership fee, getting your car insurance through AAA might be a good idea for you. But if your sole concern is the price, then Allstate might be the better option. If neither one’s right for you, compare car insurance options to find the best policy for you.
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