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Compare Allstate vs AAA car insurance

Allstate vs AAA

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Roslyn McKenna
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Are you trying to decide between Allstate and AAA for car insurance? We’ve got you covered.

Allstate offers a range of coverage options at affordable prices in all 50 states. The company has been insuring drivers since 1931 and has a reputation for good customer service, earning an A from the Better Business Bureau.

AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.

Allstate

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AAA

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OVERVIEW

 OVERVIEW
About the provider
About the brand Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY.
States served
States served All 50 states
 AK, AZ, CA, MT, NV, UT and WY

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Optional Included free
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes Yes
Claims methods
Claims methods Online
Phone
 online
email
phone
Payment schedule
Payment schedule Monthly
 12 months
6 months
monthly

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Up to 10% Yes
Home owner discount
Home owner discount Yes Yes, up to 37%
Military discount
Military discount No No
Multi car discount
Multi car discount Yes Yes, up 27%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Up to 10% Yes, up to 20%
Special employment discount
Special employment discount Yes No
Student discount
Student discount Up to 20%, under 25 Yes, up to 14%
Usage based discount
Usage based discount Yes - up to 20% cash back No
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Bottom line

If you’re looking for the perks that come with a AAA membership and you’re prepared to pay the annual membership fee, getting your car insurance through AAA might be a good idea for you. But if your sole concern is the price, then Allstate might be the better option. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to Allstate and AAA

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Get quotes
More Info
Progressive
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Get quotes
More Info
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Get quotes
The AARP Auto Insurance Program from the Hartford
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Get quotes
More Info
Clearcover
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Get quotes
More Info
Root
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Get quotes
More Info
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