Alfa Romeo 4C insurance rates

Average Alfa Romeo 4C insurance rates

Auto insurance for a 2017 Alfa Romeo 4C can be expensive. With a monthly average cost of about $197 – or $2,364 per year, you’ll be paying about $1,000 more than the national average of $1,318. However, your rate may change drastically depending on where you live, among many other factors. For example, the average annual cost of car insurance in Idaho is $1,053, which jumps to $2,201 if you were to live in Georgia.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Alfa Romeo 4C
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Alfa Romeo 4C model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

Packages & accessories

• Bi-Xenon headlamps. This feature could increase visibility, reducing your chances of being in an accident. This decreased risk could lead to lower auto insurance premiums.
• Coupe track package 1 & 2. Among other features, both of these packages include race-tuned suspension, which improves handling and could, in turn, reduce your premiums.
• Coupe convenience group. The addition of this package’s cruise control, rear parking assist system and security alarm could help reduce your premiums.
• Brakes. Upgrading your brakes could provide better handling, which might reduce the cost of your monthly premiums.

Alfa Romeo 4C money-saving safety features

You could save money on car insurance for your Alfa Romeo 4C if it comes equipped with these safety features.

• Airbags
• Daytime running lights
• Anti-lock brakes
• Anti-theft device
• Surround camera system
• Parking sensors
• Rear back-up sensors
• LED fog lights

Does the Alfa Romeo 4C qualify for auto insurance discounts?

Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Alfa Romeo 4C:

• New car discount
• Anti-lock brake discount
• Anti-theft discount
• Passive restraint discount (Airbags, motorized seat belts, etc.)
• Emergency roadside assistance discount

How reliable is the Alfa Romeo 4C?

According to cars.com, the 2017 Alfa Romeo 4C holds a perfect 5/5 rating for reliability. This may due in part to its lightweight construction that put less stress on individual components.

At the time of writing, there have been no active recalls on any of the Alfa Romeo 4C models.

Backpacking on the its excellent reliability ratings, there are almost no common issues with the 4C. However, according to an Alfa Romeo enthusiast forum, a very limited number of owners have faced transmission issues after heavy use.

Alfa Romeo 4C maintenance

The Alfa Romeo 4C is a performance sports car that requires routine maintenance to ensure it operates at full capacity. From oil changes to mileage, here’s what to expect in terms of maintenance.

• Alfa Romeo recommends owners change their oil every 10,000 miles or 12 months. However, many owners report changing theirs every 4,000 miles or six months.
• An oil change for an Alfa Romeo 4C can cost between $100 and $400 depending on where you have it serviced./span>
• The 2018 Alfa Romeo 4C gets an average of 28 miles per gallon, with 24 in the city and 34 on the highway.
• While Alfa Romeo encourages owners to have their vehicles serviced at an official Alfa Romeo dealer, your warranty will remain in tact if you bring it elsewhere.
• The 2018 Alfa Romeo 4C and 4C spider come with a generic warranty that lasts for 50,000 miles or four years, whichever comes first.

Is an extended warranty worth it for the Alfa Romeo 4C?

While the Alfa Romeo 4C comes with a standard four-year, 50-000 mile warranty, there are quite a few limitations. The following items are only covered for 12 months or 12,000 miles

• Brakes
• Wiper blades
• Clutch discs
• Windshield
• Rear window
• Wheel alignment
• Wheel balancing

Performance sports cars experience more wear and tear than most other vehicles. Maintenance can get expensive, making it important to ensure you have coverage from the manufacturer. While the standard warranty is quite comprehensive, an extended warranty can help prolong the life of your 4C. The addition of an extended warranty can also increase resale potential, as many buyers want a vehicle that has an active warranty.

How safe is the Alfa Romeo 4C?

The Alfa Romeo 4C is not mass-produced like many other common vehicles. This means that there isn’t enough crash test data to provide official safety ratings. However, the 4C does have a number of safety features that can mitigate damage in the event of a collision.

Bottom line

Insuring a 2017 Alfa Romeo 4C costs about $1,000 above the national average. However, the price you pay depends on your location, driving history, trim & packages, and many other factors. As always, it’s important to compare your options to find out which provider and policy is right for you.