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Filing for an SR-22 in Alaska

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An SR-22 is something you’ll likely never hear of — until a court requires you to have one.

If you’re convicted of a DUI or caught driving without car insurance, you may need to file an SR-22 before you can legally get back on the road.

Alaska requires two types of SR-22s depending on your circumstances: an owner’s certificate for motorists who own a car and an operator’s certificate for those who don’t.

Here’s what you need to know about getting an SR-22 in Alaska.

  • Affordable coverage
  • Instant online access
  • SR-22 support

Our top pick: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Prepayment discounts
  • SR-22 filing assistance
  • Available in 46 states
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Find the best rates from insurance providers near you or learn more about state minimums and other requirements in the comprehensive guide to Alaska car insurance.

Name Product Roadside assistance New car protection Accident forgiveness Available states
Progressive
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Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
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Allstate
Allstate
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
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Metromile
Metromile
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
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Liberty Mutual
Liberty Mutual
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
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Root
Root
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
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Esurance
Esurance
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
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Farmers
Farmers
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
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The General
The General
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.
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Do I need an SR-22 in Alaska?

Your state DMV will let you know if you need to file an SR-22. If your license is suspended or revoked in Alaska, you could be ordered to file an SR-22.

Cases in which an SR-22 requirement could apply include:

  • You’re involved in an accident that results in death, injury or damages of more than $500.
  • You’re convicted of driving under the influence or refuse a breathalyzer test.
  • You’re considered a high-risk driver due to reckless driving, speeding or similar driving violations.
  • You’re caught driving without insurance or are unable to show proof of your insurance to the authorities.

The steps to reinstate your driver’s license in Alaska depend on your violation and driving history.

What if I don’t have a car or license?

In most cases, you’ll still need SR-22 coverage. If you don’t own a car, Alaska could require you to file an SR-22 operator’s certificate with proof of a non-owner insurance policy. These documents prove to the state that you’re covered by the state’s minimum insurance requirements.

What if I’m from another state?

Check in with the Alaska DMV to ensure your SR-22 insurance from the state where it was issued provides enough coverage. While you’re away from your home state, you’re still required to keep up an SR-22 that is in compliance with your state’s mandates.

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Compare SR-22 car insurance from companies near you.

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How much will an SR-22 cost in Alaska?

Most car insurance providers charge a filing fee up to $50, though you could find a few in Alaska to file for free.

However, when choosing an insurance company, don’t base your decision solely on the fee for your SR-22. The most expensive penalty will be the higher insurance rates that come as a result of being marked as a high-risk driver.

Be your own advocate by discussing your specific needs with your insurance agent.

Companies that offer SR-22 car insurance in Alaska

Not every insurer offers SR-22 filing support. Compare cheap rates from Alaska insurance companies that offer SR-22 insurance. Your actual quotes will vary based on your demographics, location, driving record and other factors.

Rates last updated April 22nd, 2019
Company Median annual rate Learn more
Allstate $1,213 Read review
State Farm $824 Read review
Geico $1,646 Read review
Progressive $1,365 Read review
USAA $1,005 Read review
Average $1,211 Compare more reviews

How do I file for an SR-22 in Alaska?

To file for an SR-22, you’ll need to go through a car insurance provider licensed in Alaska. Most providers are willing to file for an SR-22 on your behalf for a fee.

Many areas of Alaska don’t require vehicle registration or even insurance. However, if you require an SR-22 this exemption doesn’t apply to you.

Instead, you’re required to purchase the state’s minimum liability coverage:

  • $50,000 bodily injury liability per person.
  • $100,000 bodily injury per accident.
  • $25,000 property damage per accident.

The provider will file your SR-22 with the Alaska Division of Motor Vehicles. But if you haven’t received confirmation within a week that you’re good to get back on the road, call and make sure. You’re not legally able to drive until your SR-22 is accepted.

Find out how to get an SR-22 with…

How long will I need an SR-22 in Alaska?

Most violations require an SR-22 for a minimum of three years, but timing can vary based on your violation. In Alaska, you could be required to carry SR-22 insurance for up to 20 years — or even life for repeat offenders.

Once you’re required to file an SR-22, it’s your responsibility to renew your policy on time each year. If you let your insurance or SR-22 lapse, you risk adding more time to your filing requirements and more money on your insurance rates.

What happens if I let my SR-22 lapse?

If you fail to renew your policy, your SR-22 is canceled. Your insurance company will notify the DMV through an SR-26, resulting in the state revoking your license until you file a new SR-22.

If you allow your SR-22 to lapse in Alaska, it won’t necessarily reset the time required to hold this type of coverage. Talk with your insurance provider or your local DMV to confirm any penalties.

You aren’t able to legally drive in the state until you’ve renewed your insurance and SR-22 status.

What happens when I don’t need SR-22 coverage anymore?

Once you’ve cleared the time required for your SR-22 mandate, you’ll be free to cancel your coverage. It’s important to be sure you’re fully finished before canceling to avoid penalties, including added time, for letting your insurance lapse. Your local DMV can help you confirm your time is up, and from there you can contact your provider and cancel your plan.

Bottom line

Alaska may require you to obtain SR-22 insurance even if you don’t own a vehicle. Avoid causing yourself additional frustration by keeping on top of your payments and coverage.

It’s possible to get insurance even with a mark on your record. Compare your options before you settle on any one insurer to secure coverage that fully meets your needs.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

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6 Responses

  1. Default Gravatar
    PennyNovember 17, 2018

    I need SR22 before I can take my road test. Having a problem finding a company who will insure me the day before I take my road test.

    Reply
    • finder Customer Care
      nikkiangcoNovember 21, 2018Staff

      Hi Penny,

      Thanks for your inquiry and for visiting our page. As a friendly reminder to find success in looking for a SR-2 provider, you must check the eligibility criteria and general requirements before submitting an application. The information above shows the providers for this. Click ‘view details’ to learn more information on them and click GO TO SITE to be redirected to their main website.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki

      Reply
  2. Default Gravatar
    DeanSeptember 23, 2018

    Looking for good rates for SR-22 insurance

    Reply
    • finder Customer Care
      nikkiangcoSeptember 24, 2018Staff

      Hey Dean,

      Thanks for your inquiry and for visiting our page.

      To get a quote on SR-22 insurances, simply read up on the information within our page that says companies that offer sr-22 in Alaska.
      You may also read the review to give you more information on the provider.

      Once you’ve chosen the one for you, go to the table where you’ll see a list of providers. To go to their website, simply click the GO TO SITE button.
      Please make sure that you read the eligibility and requirements needed to apply for the insurance before applying and make sure that its the right one for you.

      Should you need further assistance, don’t hesitate to reach out again.

      Regards,
      Nikki

      Reply
  3. Default Gravatar
    CarlaApril 3, 2018

    How long do Alaskans have to have Sr22???

    Reply
    • Default Gravatar
      joelmarceloApril 3, 2018

      Hi Carla,

      Thanks for leaving a question on finder.

      If you have been convicted of DWI / DUI or Refusal to Submit in the State of Alaska, you will be required to file an SR22 form with the Alaska Division of Motor Vehicles. This means that you will need to buy SR22 insurance.

      How long you will need to carry SR22 insurance depends on how many DUI offenses you’ve had:

      -First Offense DUI or Refusal – SR22 required for 5 years
      -Second Offense DUI or Refusal – SR22 required for 10 years
      -Third Offense DUI or Refusal – SR22 required for 20 years
      -Fourth Offense DUI or Refusal – SR22 required for life

      Hope it helps.

      Cheers,
      Joel

      Reply
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