Acura RLX insurance rates

Average Acura RLX insurance rates

On average, insuring a 2017 Acura RLX will run you about $152 a month – or $1,824 per year. This is roughly $500 more than the $1,318 national average, but less than California and Montana’s averages of $1,962 and $2,013, respectively. If you were to reside in New Hampshire, for example, you could expect to pay closer to $983 per year. Your location, along with a handful of other factors, greatly influence the price you pay for car insurance, which is why it’s important to shop around when insuring your Acura RLX.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Acura RLX
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Acura RLX model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

Packages

• Tech. This package includes a front electric motor, AcuraLink system, and more. These features might increase the cost of insurance because hybrid vehicles are generally more expensive to repair and therefore insure.
• Elite. Front and rear parking sensors, auto-dimming side mirrors and a surround camera system can all help to increase visibility, which could translate to lower auto insurance premiums.

Accessories

• Alloy wheels. Upgrading your wheels can be expensive and may increase chances of theft. Adding this accessory could increase the cost of car insurance, but you’ll need to speak with your provider to be sure.
• Wheel locks. Wheel locks make it much harder to steal your wheels. Many insurance providers recognize that and are willing to offer a discount for having them installed.

Acura RLX money-saving safety features

You could save money on car insurance for your Acura RLX if it comes equipped with these safety features.

• Airbags
• Daytime running lights
• Anti-lock brakes
• Anti-theft device

Does the Acura RLX qualify for auto insurance discounts?

Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Acura RLX:

• New car discount
• Anti-lock brake discount
• Anti-theft discount
• Passive restraint discount (Airbags, motorized seat belts, etc.)
• Usage or low mileage discount
• Emergency roadside assistance discount

How reliable is the Acura RLX?

While Acura is generally highly regarded for its reliable vehicles, the RLX seems to fall short. U.S. News and J.D. Power give it a below-average rating of 2.5/5 stars and rank it #9 out of 9 in luxury large cars. Ratings from previous model years are a bit better, but with an average of 3/5 stars between 2015 and 2017, there’s not much of an improvement.

According to J.D. Power, which maintains a database of recalls backed by industry updates, about 20,000 Acura RLX models have been affected by recalls:

There aren’t a whole lot of issues or complaints about the RLX, but of all model years, 2014 seems to have had the most problems. Complaints often refer to suspension issues, malfunctioning infotainment system, and poor mileage.

Acura RLX maintenance

Routine maintenance can help extend the life of your vehicle. Between oil change prices and mileage, here’s what to expect from the Acura RLX.

• Oil changes should be done every 5,000 miles or four months.
• An oil change for an Acura RLX generally costs about $80 from a mechanic or $100 from an Acura dealership.
• The 2018 Acura RLX Hybrid gets an average of 28 miles per gallon, with 28 in the city and 29 on the highway.
• The 2018 Acura RLX Elite gets an average of 23 miles per gallon, with 20 in the city and 29 on the highway.
• Acura recommends that customers have their vehicle serviced at an official Acura dealer, but your warranty will remain in effect if you decide to have it serviced elsewhere.
• The 2018 Acura RLX comes with Acura’s standard four-year/50,000-mile basic warranty and six-year/70,000-mile powertrain warranty. However, Acura also offers multiple extended warranty options.

Is an extended warranty worth it for the Acura RLX?

While Acura has a reputation for reliable vehicles, the RLX seems to fall behind other models. It comes with a standard four-year/50,000-mile basic warranty and six-year/70,000-mile powertrain warranty, but you may want to consider one of the extended warranty options just in case. Here are Acura’s extended warranty options:

How safe is the Acura RLX?

Despite the RLX’s lackluster reliability ratings, this vehicle boasts some incredible safety ratings, like most other Acura vehicles. According to J.D. Power and U.S. News, the 2018 Acura RLX gets a perfect 10 in terms of safety. Frontal, side, and rollover crash tests resulted in perfect scores as well, making the Acura RLX the 2018 top safety pick as reported by the IIHS.

Bottom line

For New York drivers, auto insurance on a 2017 Acura RLX costs about $500 above the national average. However, the price you’ll pay for insurance depends on a number of factors, making it important to compare your options to find out exactly how much you’ll pay. The RLX has an assortment of safety features that may help you get auto insurance discounts. Its perfect crash test scores and incredible safety ratings will likely help reduce your rates, but you’ll never know until you get a quote.