Acura MDX insurance rates
Shedding light on car insurance prices
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Auto insurance for an Acura MDX costs an average of $191 a month, which works out to $2,292 per year. This is almost $1,000 higher than the national average of $1,318, but still lower than Michigan’s steep average of $2,551. However, the actual price you’ll pay depends on your driving record, annual mileage, state of residence, and a number of other factors.
A 2017 Acura MDX starts at a base price of $44,050. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 5.2%.
|Model||Monthly insurance rate||Base car price|
Auto insurance coverage can vary depending on your insurance provider and policy options, as car insurance is never one-size-fits-all. You should always compare your options to find out what coverage is best for your Acura MDX, but you might be wondering how to do so. Here are a few things that you should consider when comparing car insurance for your Acura MDX:
Auto insurance providers calculate premiums based on a number of factors. While your location, driving history, and policy options all play a huge role, the actual vehicle you choose to insure can significantly affect the amount you’ll pay for car insurance. Here are a few vehicle-specific factors that influence your rate:
Just like vehicle-specific factors, the trim and packages on your Acura MDX can also influence the price you pay for auto insurance. Here are a few of the available options on the 2018 Acura MDX and how they might affect your premiums compared to the standard model.
You could save money on car insurance for your Acura MDX if it comes equipped with these safety features.
Many providers offer auto insurance discounts based on the vehicle you choose to insure. Discounts may vary depending on location, provider, vehicle, and other factors, but there are a few that should apply to the Acura MDX:
Acura has a reputation for reliable vehicles, but the 2017 MDX falls a bit short according to JD power. It holds a predicted reliability score of ⅗, which is about average for other luxury SUVs in its price range.
There have been a number of recalls for the Acura MDX, affecting many model years. Here are a few of the most recent recalls:
If you own any of those model years or suspect that your vehicle may be a part of a recall, contact Acura as soon as possible to resolve the situation.
The 2003 Acura MDX is considered to have the most issues of all model years, even at low mileage. Most complaints are due to transmission problems that cost drivers up to $5,000 to repair. However, there have also been issues with newer model years. Owners of 2014 models report stalls and lurching upon slow acceleration, paint defects, unusual noises, and more.
The Acura MDX has great safety ratings along with multiple safety features that could help you save on car insurance. After all, a lower risk of filing personal injury claims often translates to lower auto insurance premiums. The 2018 Acura MDX gets a 2018 top safety pick with the Insurance Institute for Highway Safety. According to the National Highway Traffic Safety Administration, the MDX received a perfect 5-star rating for 2013-2018 models.
In order to prolong the life of your Acura MDX, it’s important that you perform routine maintenance to ensure that everything runs smoothly.
Acura has a reputation for reliable vehicles but if you plan on owning your vehicle for a long period of time, parts may break after your warranty is up. If you choose to get an extended warranty, Acura offers a number of options that are available at time of purchase, or at a later date for an added fee. The rates below are offered to customers who purchase an extended warranty within 60 days of vehicle purchase.
|5 year / 100,000 km||$808||$1,288||$1,448||$1,788||$2,258|
|6 year / 100,000 km||$1,068||$1,718||$1,938||$2,148||$2,798|
|6 year / 160,000 km||$1,458||$2,478||$2,688||$2,968||$3,878|
|7 year / 130,000 km||$1,398||$2,328||$2,538||$2,798||$3,618|
|7 year / 160,000 km||$1,608||$2,868||$3,078||$3,408||$4,418|
|7 year / 200,000 km||$1,998||$3,228||$3,768||$4,098||$5,388|
|8 year / 200,000 km||$2,328||$3,768||$4,378||$4,848||$6,358|
|Standard warranty coverage||Plus extended warranty coverage|
|Climate control||4 year / 80,000 km||7 year / 200,000 km|
|Security System||4 year / 80,000 km||7 year / 200,000 km|
|Brakes||4 year / 80,000 km||7 year / 200,000 km|
|Electrical||4 year / 80,000 km||7 year / 200,000 km|
|Suspension||4 year / 80,000 km||7 year / 200,000 km|
|Steering||4 year / 80,000 km||7 year / 200,000 km|
|Fuel System||4 year / 80,000 km||7 year / 200,000 km|
|Powertrain||5 year / 100,000 km||7 year / 200,000 km|
The Acura MDX has been around since 2000. The car is one of the best selling three-row luxury crossovers. The 2017 Acura MDX model features a hybrid option for higher fuel efficiency. Insurance companies determine the insurance cost for an Acura MDX based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. If you’re considering an Acura MDX, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
Looking for similar options? Find other car manufacturers that offer vehicles like the MDX, or compare makes that are completely different.
The Acura MDX will cost about $1,000 more than the national average to insure, but your rates may vary depending on your age, location, and a number of other factors. While it holds incredible safety ratings from multiple sources, it’s classified as a luxury SUV, which may be expensive to repair. This could translate to higher insurance premiums, but you’ll never know until you compare your options. With a handful of additional safety features, great safety ratings, and efficient mileage (especially on hybrid models), you may be able to save with various auto insurance discounts.
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