AAA vs. Travelers: Which provider is better?

Trying to decide between AAA and Travelers for car insurance? We’ve got you covered. Our side-by-side comparison will give you the info you need to make your decision. But first, some background on each provider.

Everyone knows AAA for its roadside assistance and travel discounts, but it also provides car insurance. In order to get coverage through AAA, you’ll need to be a member, which costs up to $100 annually. But with that membership you’ll get perks like travel planning, home lockout service, entertainment discounts and more.

Travelers has been around for more than 150 years and earns an A from the Better Business Bureau. And its five-step guide helps you find the exact coverage you need at the lowest rates you’re eligible for.

Now, let’s dive into the details of AAA and Travelers…

	Go to site Read review	Go to site Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in Alaska, Arizona, California, Montana, Nevada, Utah & Wyoming.	Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.
States served
States served	Alaska, Arizona, California, Montana, Nevada, Utah & Wyoming	All states except AK, HI, KS, MI, ND, SD, WV, WY
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Included free	Optional
New car protection
New car protection	Yes	Yes
Accident forgiveness
Accident forgiveness	Yes	Yes
Rideshare coverage
Rideshare coverage	Yes	Yes
SR-22 insurance
SR-22 insurance	Yes	Yes
Claims methods
Claims methods	online email phone	online phone
Payment schedule
Payment schedule	12 months 6 months monthly	monthly
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes
Bundling discount
Bundling discount	Yes	Yes
Home owner discount
Home owner discount	Yes	Yes, up to 5%
Military discount
Military discount	No	No
Multi car discount
Multi car discount	Yes, up 27%	Yes, up to 8%
Paid in full discount
Paid in full discount	Yes	Yes
Safety device discount
Safety device discount	Yes	Yes, up to 10%
Safe driver discount
Safe driver discount	Yes, up to 20%	Yes, up to 8%
Special employment discount
Special employment discount	No	No
Student discount
Student discount	Yes, up to 14%	Yes, 8%
Usage based discount
Usage based discount	No	No
Learn more
Learn more	Go to site Read review	Go to site Read review

Bottom line

If you’re looking for the perks that come with a AAA membership, you might want to consider getting insurance through AAA. But if cost is your main concern, be sure to compare the discounts that each provider offers to determine which one will save you the most money.

If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to AAA and Travelers