Our top pick: Farmers
- Many savings opportunities with 13+ discounts
- Personalized service through 50,000 local agents
- Optional extras like accident forgiveness, custom parts or rideshare coverage
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AAA vs. Farmers: Which provider is better?
AAA vs. Farmers
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AAA and Farmers are both well-known brands in the US. AAA was establish more than 100 years ago, while Farmers has been around since 1928. If you’re considering these two providers for car insurance, we’e got the information you need to make your decision.
In addition to roadside assistance, AAA also offers its members car insurance. Because you have to be a member to get coverage through AAA, this will increase the cost of your insurance. But with that membership come rewards like travel planning, home lockout services, 24 hour concierge service and more.
Farmers’ reputation for good customer service earns it an A- from the Better Business Bureau. It also offers both driver and vehicle discounts, which help to make car insurance more affordable.
Still not sure which one to choose? Check out our detailed head-to-head comparison of Farmers and AAA below.
|
|
|
|---|---|
| Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY. | Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. |
| AK, AZ, CA, MT, NV, UT and WY | All 50 states |
| Included free | Included free |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| online phone |
Online Phone |
| 12 months 6 months monthly |
12 months custom Monthly |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 37% | Yes |
| No | No |
| Yes, up 27% | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 20% | Yes |
| No | No |
| Yes, up to 14% | Yes |
| No | No |
|
|
|
Bottom line
If you’re looking for the perks that come with a AAA membership, getting car insurance through AAA might be the best option for you. But if cost is the most important factor, then Farmers might be the way to go. If neither one’s right for you, compare car insurance options to find the best policy for you.
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