AAA vs. Farmers: Which provider is better?

AAA vs. Farmers: Which provider is better?

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AAA vs. Farmers

AAA and Farmers are both well-known brands in the US. AAA was establish more than 100 years ago, while Farmers has been around since 1928. If you’re considering these two providers for car insurance, we’e got the information you need to make your decision.

In addition to roadside assistance, AAA also offers its members car insurance. Because you have to be a member to get coverage through AAA, this will increase the cost of your insurance. But with that membership come rewards like travel planning, home lockout services, 24 hour concierge service and more.

Farmers’ reputation for good customer service earns it an A- from the Better Business Bureau. It also offers both driver and vehicle discounts, which help to make car insurance more affordable.

Still not sure which one to choose? Check out our detailed head-to-head comparison of Farmers and AAA below.

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Farmers

Farmers

AAA

AAA

About the provider“Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to insure that customers have peace of mind with its award-winning Farmers Claim Services.AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service.
PricePolicy costs depend your personal situation. Visit Farmers for a quote based on your specific needs.Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs.
States servedAll 50 statesAll 50 states
User satisfaction*A-N/A
J.D. Power ratings**3/5 on overall claims satisfaction2/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Farmers

Farmers

AAA

AAA

Good studentB average or 3.0 GPA or higher
Defensive driver
Good driver
Pay in full discount
Multicar
Military
Homeowner
Other discounts

Distant students – 23 or younger, 100+ miles away from home

Teen driver – Single licensed driver under 19

Youthful driver – Driver under 25 in the household

Transfer discount – Switch to Farmers with no lapse in coverage

Low annual mileage

Purchase in advanced


Vehicle discounts

Farmers

Farmers

AAA

AAA

Anti-theft device
Anti-lock brake
Passive restraintsN/A
Air bag
Other discounts

Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol

New vehicle discount

Bottom line

If you’re looking for the perks that come with a AAA membership, getting car insurance through AAA might be the best option for you. But if cost is the most important factor, then Farmers might be the way to go.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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