Capital One Venture vs. Southwest Rapid Rewards® Premier | finder.com
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Capital One® Venture® Rewards Credit Card vs. Southwest Rapid Rewards® Premier Credit Card

Get a general travel card or an airline cobranded card.

The winner: Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card logo

Companion Pass

through 2/28/2022 when you meet requirements

  • Entry-level Southwest credit card
  • Huge signup bonus worth thousands of dollars
  • Get 3,000 points each card anniversary
See offer
Avatar
Megan Horner
Updated
Fact checked
These two cards are made for individuals who travel often. With the Capital One® Venture® Rewards Credit Card, you earn unlimited miles on all purchases for a $95 annual fee. With the Southwest Rapid Rewards® Premier Credit Card, you earn accelerated miles on Southwest Airlines purchases and you pay $99 annual fee.

All other differences are outlined in the table below.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Terms apply, see rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • Earning anniversary miles
Welcome offer
Welcome offer

Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.

40,000 points after you spend $1,000 on purchases in the first 3 months, plus 3x points on dining, including takeout and eligible delivery services, for the first year
Rewards
Rewards

5x miles on Uber Eats and 2x miles on all purchases

3x points on dining, including takeout and eligible delivery services, for the first year, 2x points on Southwest Airlines and 1x points on all other purchases
Purchase APR
Purchase APR

17.24%, 21.99% or 24.49% variable

15.99% to 22.99% variable

Annual fee
Annual fee $95 $99
Balance transfer APR
Balance transfer APR 17.24% to 24.49% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Capital One® Venture® Rewards Credit Card vs. Southwest Rapid Rewards® Premier Credit Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months from account opening.
View details
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
40,000 points after you spend $1,000 on purchases in the first 3 months, plus 3x points on dining, including takeout and eligible delivery services, for the first year
3x points on dining, including takeout and eligible delivery services, for the first year, 2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3x points on dining, including takeout and eligible delivery services, for the first year.
See offer
View details
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