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Capital One Venture Rewards Credit Card vs. Southwest Rapid Rewards® Premier Credit Card

Get a general travel card or an airline cobranded card.

These two cards are made for individuals who travel often. With the Capital One Venture Rewards Credit Card, you earn unlimited miles on all purchases for a $95 annual fee. With the Southwest Rapid Rewards® Premier Credit Card, you earn accelerated miles on Southwest Airlines purchases and you pay $99 annual fee.

All other differences are outlined in the table below.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • Earning anniversary miles
Welcome offer
Welcome offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

New Offer: 50,000 bonus points after spending $1,000 on purchases in the first 3 months

Rewards
Rewards

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023

3x points on Southwest® purchases, 2x points on local transit and commuting, including rideshare, 2x points on internet, cable, phone services, and select streaming

Purchase APR
Purchase APR

18.99% to 26.99% variable

18.24% to 25.24% variable

Annual fee
Annual fee $95 $99
Balance transfer APR
Balance transfer APR 18.99% to 26.99% variable 18.24% to 25.24% variable
Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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