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Capital One Venture Rewards Credit Card vs. Southwest Rapid Rewards® Premier Credit Card

Get a general travel card or an airline cobranded card.

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Megan Horner
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These two cards are made for individuals who travel often. With the Capital One Venture Rewards Credit Card, you earn unlimited miles on all purchases for a $95 annual fee. With the Southwest Rapid Rewards® Premier Credit Card, you earn accelerated miles on Southwest Airlines purchases and you pay $99 annual fee.

All other differences are outlined in the table below.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • Earning anniversary miles
Welcome offer
Welcome offer

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

Up to 100,000 points. 50,000 points after spending $2,000 in the first 3 months, plus 50,000 points after spending $12,000 total in the first 12 months
Rewards
Rewards

Earn unlimited 2x miles on every purchase, every day

New! Earn 3X points on Southwest® purchases.
New! Earn 2X points on local transit and commuting, including rideshare.
New! Earn 2X points on internet, cable, phone services, and select streaming.
Purchase APR
Purchase APR

15.99% to 23.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $95 $99
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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