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Capital One Venture Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Two excellent travel rewards credit cards.

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Megan Horner
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Fact checked
These two are similar travel credit cards. The Capital One Venture Rewards Credit Card is a mid-tier card with a $95 annual fee, a higher signup bonus and a slightly higher rewards rate. The Bank of America® Travel Rewards Credit Card, on the other hand, comes with a $0 annual fee and a 0% intro APR period on purchases.

Other perks and features are covered in the table below.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

25,000 points after spending $1,000 in the first 90 days
Rewards
Rewards

Earn unlimited 2x miles on every purchase, every day

1.5x points on all purchases
Purchase APR
Purchase APR

15.99% to 23.99% variable

0% intro APR for 15 billing cycles, and then 13.99% to 23.99% variable

Annual fee
Annual fee $95 $0
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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Compare Capital One Venture Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Data updated regularly
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Apply now
View details
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
View details
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