finder.com
US
AU
NZ
UK
CA
SG
More

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Capital One® Venture® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Two excellent travel rewards credit cards.

Megan Horner
Megan Horner

Updated

Fact checked
These two are similar travel credit cards. The Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee, a higher signup bonus and a slightly higher rewards rate. The Bank of America® Travel Rewards Credit Card, on the other hand, comes with a $0 annual fee and a 0% intro APR period on purchases.

Other perks and features are covered in the table below.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

4.4 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first

25,000 points after spending $1,000 in the first 90 days
Rewards
Rewards

5x miles on Uber Eats and 2x miles on all purchases

1.5x points on all purchases
Purchase APR
Purchase APR

17.24%, 21.99% or 24.49% variable

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

Annual fee
Annual fee $95 $0
Balance transfer APR
Balance transfer APR 17.24% to 24.49% variable 14.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 60,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Earn an additional miles after spending on purchases within the first .
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Compare Capital One® Venture® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
View details
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
View details
loading

Compare up to 4 providers

Compare Capital One credit cards

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site