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Capital One® Venture® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Two excellent travel rewards credit cards.

These two are similar travel credit cards. The Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee, a higher signup bonus and a slightly higher rewards rate. The Bank of America® Travel Rewards Credit Card, on the other hand, comes with a $0 annual fee and a 0% intro APR period on purchases.

Other perks and features are covered in the table below.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Terms apply, see rates & fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

5x miles on Uber Eats and 2x miles on all purchases

1.5x points on all purchases

Purchase APR
Purchase APR

17.24%, 21.99% or 24.49% variable

0% intro APR for 12 statement closing dates, and then 13.99% to 23.99% variable

Annual fee
Annual fee $95 $0
Balance transfer APR
Balance transfer APR 17.24% to 24.49% variable 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Capital One® Venture® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Venture® Rewards Credit Card
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months from account opening.
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
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