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Capital One® Venture® Rewards Credit Card vs. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

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Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.4 / 5.0

★★★★★

4.1 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • American Airlines rewards and perks
Welcome offer
Welcome offer

50,000 bonus miles after spending $3,000 in the first 3 months

50,000 miles after spending $2,500 in the first 3 months

Rewards
Rewards

5x miles on Uber Eats and 2x miles on all purchases

2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases

Purchase APR
Purchase APR

17.24%, 21.99% or 24.49% variable

15.99% to 24.99% variable

Annual fee
Annual fee $95 $0 intro annual fee the first year, then $99
Balance transfer APR
Balance transfer APR 17.24% to 24.49% variable

15.99% to 24.99% variable

Cash advance
Cash advance

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 740
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

  • Signup bonus. Earn 50,000 American Airlines AAdvantage bonus miles after you make $2,500 in purchases within the first 3 months of account opening.
  • Rewards. Earn 2x miles on eligible American Airlines purchases, on gas station and restaurant purchases. Earn 1x miles on all other purchases.
  • American Airlines perks. Get first checked bag free and preferred boarding on American Airlines itineraries, plus 25% savings on eligible in-flight food and beverage purchases, and a $125 flight discount when you spend $20,000 or more in a cardmembership year.

Compare credit cards

Name Product Foreign transaction fee Welcome offer Rewards Filter values
Chase Sapphire Preferred® Card
None
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
American Express® Gold Card
None
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Reserve®
None
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Hilton Honors American Express Card
None
80,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Luxury Card Mastercard® Titanium Card™
None
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
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