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Savor Rewards from Capital One vs. Capital One Platinum Credit Card

One mid-tier cashback card and one entry-level credit-building card.

The Savor Rewards from Capital One is a mid-tier card with an annual fee of $95, a generous signup bonus and a massive cashback rate on dining and entertainment. The Capital One Platinum Credit Card, on the other hand, is a credit-building card with a $0 annual fee, with no rewards program and no signup bonus.

Find out more about these cards’ features in the table below.

Savor Rewards from Capital One

Savor Rewards from Capital One

Terms apply, see rates & fees

Capital One Platinum Credit Card

Capital One Platinum Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.5 / 5.0
Best for
Best for
  • Stellar cash back on dining and entertainment
  • Building credit without a deposit
Welcome offer
Welcome offer

$300 after spending $3,000 in the first 3 months

N/A

Rewards
Rewards

8% cash back on Vivid Seats until 1/31/2023 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases

N/A

Purchase APR
Purchase APR

15.99%, 20.99% or 23.99% variable

26.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $0
Balance transfer APR
Balance transfer APR 15.99% to 24.99% variable

26.99% variable

Cash advance
Cash advance

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 580
Card type
Card type Credit Credit
Learn more
Learn more

Compare Savor Rewards from Capital One vs. Capital One Platinum Credit Card

Name Product Welcome Offer Rewards Annual fee Filter values
Savor Rewards from Capital One
$300 after spending $3,000 in the first 3 months
8% cash back on Vivid Seats until 1/31/2023 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
Capital One Platinum Credit Card
N/A
N/A
$0
A no-annual-fee card for average credit. Earn a higher credit line after five on-time payments.
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