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Capital One QuicksilverOne Cash Rewards Credit Card vs. Capital One Platinum Credit Card

Choose a card for rewards or for building credit.

Both these cards are aimed at those with fair credit, but the Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee and lets you earn flat cash back on all purchases. The Capital One Platinum Credit Card, on the other hand, has a $0 annual fee but no rewards.

Check out the table below to learn more about these cards.

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One Platinum Credit Card

Capital One Platinum Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.3 / 5.0

★★★★★

4.5 / 5.0
Best for
Best for
  • Cash back for fair credit
  • Building credit without a deposit
Welcome offer
Welcome offer

N/A

N/A

Rewards
Rewards

1.5% cash back on every purchase, every day and 5% on hotels and rental cars booked through Capital One Travel (terms apply)

N/A

Purchase APR
Purchase APR

26.99% variable

26.99% variable

Annual fee
Annual fee $39 $0
Balance transfer APR
Balance transfer APR

26.99% variable

26.99% variable

Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 580 580
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Capital One QuicksilverOne Cash Rewards Credit Card vs. Capital One Platinum Credit Card

Explore your options by welcome offer, rewards or annual fee. Select Apply now to start your application for a particular card.

1 - 2 of 2
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One QuicksilverOne Cash Rewards Credit Card
N/A
1.5% cash back on every purchase, every day and 5% on hotels and rental cars booked through Capital One Travel (terms apply)
$39
1.5% cash back on every purchase, every day. Plus earn 5% on hotels and rental cars booked through Capital One Travel (terms apply)
Capital One Platinum Credit Card
N/A
N/A
$0
Pay no annual fee, be automatically considered for a higher credit line in as little as 6 months
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