{"id":997201,"date":"2022-10-31T17:58:06","date_gmt":"2022-10-31T21:58:06","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=997201"},"modified":"2026-03-09T18:26:19","modified_gmt":"2026-03-09T22:26:19","slug":"chores-for-kids","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/research\/chores-for-kids","title":{"rendered":"Chores for kids: Should kids get an allowance? Or money for chores?"},"content":{"rendered":"<p>Teaching kids to help with household chores not only eases a parent\u2019s workload but also teaches kids a few critical life lessons. Helping with chores prepares children by teaching them life skills and prompts them to learn and adopt time management strategies. It also teaches them the importance of communal participation.<\/p><p>\u201cA child has to have some responsibilities,\u201d explains Roger W. McIntire, University of Maryland psychology professor and author of <a href=\"https:\/\/amzn.to\/3DuKPJ4\" target=\"_blank\" rel=\"noopener\"><em>Raising Good Kids in Tough Times<\/em><\/a>.<\/p><p>The key is to start early and build on skills and abilities. \u201cStart as early as possible in your kids\u2019 lives and make it fun,\u201d explains Pam Myers, BSEd, and author at US-based <a href=\"https:\/\/childdevelopmentinfo.com\/family-building\/how-and-why-to-teach-your-kids-to-help-with-household-chores\/\" target=\"_blank\" rel=\"noopener\">Child Development Institute<\/a>.<\/p><p>In principle this sounds great but how do you get your children on board? Start by focusing on the chores for kids that engage and interest them. That\u2019s because the first lesson you will teach is the habit of doing chores.<\/p><p>To start building a chore routine, you can use a list of chores organized by age. Keep in mind that the best chores for kids list for your children will differ according to ability, developmental readiness, interests and any special needs. (To help, we\u2019ve provided a chore list for kids based on <a href=\"#age-appropriate%20list\">age-appropriate chores<\/a>, below.)<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>What are Chores?<\/h4><p>Chores are regular tasks or routine jobs that are considered necessary to maintain the cleanliness of a space, such as a home.<\/p><\/div><\/article><h3>Finder: Kids\u2019 Money for Chores Calculator<\/h3><p>Use this calculator to calculate how much to pay your kids for completing their chores by selecting where you live, your child\u2019s age, your child\u2019s savings goal and the chore list to complete.<\/p><style>\n  .button--week-custom-gray{\n    border: 1px solid #D3D5D7;\n    color: #17181A;\n  }\n  \n  .button--week-custom-gray-selected{\n    border: 2px solid #17181A;\n    color: #000000; \n  }\n  .button--week--rounded{\n    border-radius: 12px;\n    padding: 8px 14px;\n    size: 14px;\n    font-weight: 400;\n    background-color: white;\n  }\n  .luna-button--custom-gray{\n    border-color: #D3D5D7;\n    color: #17181A;\n    \n  }\n  .field-chore-custom{\n    border-radius: 12px;\n    width: 100%;\n  \n  }\n  .luna-button--rounded{\n    border: 1px solid #D3D5D7;\n    border-radius: 12px;\n    padding: 12px 20px;\n  }\n  .choreCalc {\n    border: none;\n    table-layout: auto;\n  }\n  .choreCalc td{\n    padding: 0.1em; \n    padding-bottom:16px; \n    border-top: none;\n  }\n  .choreCalc th{\n    padding: 0.1em;\n    padding-bottom:24px; \n    border-top: none;\n  }\n  .choreCalc td:first-child{\n    padding-left: 0rem;\n  }\n  .choreCalc td:last-child{\n    text-align: end;\n  }\n  .choreCalc tr:last-child{\n    padding-top: 10px;\n    padding-bottom: 20px;\n  }\n  \n  .choreCalc th:first-child{\n    padding-left: 0rem;\n  }\n  #kidWeeklyTotal td{\n    border-top: 1px solid #91959C;\n    font-weight: 500;\n    padding-top: 10px;\n  }\n  .dot {\n    height: 8px;\n    width: 8px;\n    background-color: #0CCA4C;\n    border-radius: 50%;\n    display: inline-block;\n  }\n  .chore-add-task{\n  font-style: normal;\n  font-weight: 500;\n  font-size: 14px;\n  line-height: 20px;\n  padding-right: 10px;\n  }\n  .chore-add-task-icon{\n    float: left;\n    height: 100%;\n    padding-right: 0.2em;\n    display: flex;\n    align-items: center;\n  }\n  .text-alignMiddle{\n    height: 100%;\n    display: flex;\n    align-items: center;\n  }\n  .chore-add-task-tb td{\n    height: 20px;\n  }\n  .choreCalc-padding-l{\n    padding: 20px 0px !important;\n  }\n\n\n<\/style>\n<article class=\"luna-card luna-card--border\">\n    <div class=\"luna-card__block\">\n      <h3>Kids chore calculator<\/h3>\n      <p>Calculate how much to pay your kids for completing their chores by selecting your province or territory, child's age, child's savings goal, and chore.<\/p>\n      <div class=\"u-grid u-grid--gutterSmall\">\n        <div class=\"u-grid__col u-1\/2@s u-1\/1\">\n          <div class=\"u-grid chore-add-task u-grid--gutterSmall chore-add-task-alignMiddle\">\n            <div class=\"u-grid__col u-1\/3\">\n            <span class=\"chore-add-task-icon\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-map-pin-icon_finder_48x49.png\" alt=\"map icon\" width=\"20\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-map-pin-icon_finder_48x49.png?fit=60 60w\" sizes=\"(max-width: 60px) 28vw, 60px\" loading=\"lazy\"><\/span>\n            <span class=\"text-alignMiddle\">Province\/Territory<\/span>\n            \n            <\/div>\n            <div class=\"u-grid__col u-2\/3\">\n              <select class=\"luna-select field-chore-custom\" id=\"calcState\">\n                <option value=\"\">\n                  Select\n                <\/option>\n                <option value=\"Alberta\">\n                  Alberta\n                <\/option>\n                <option value=\"British Columbia\">\n                  British Columbia\n                <\/option>\n                <option value=\"Manitoba\">\n                  Manitoba\n                <\/option>\n                <option value=\"New Brunswick\">\n                  New Brunswick\n                <\/option>\n                <option value=\"Newfoundland and Labrador\">\n                  Newfoundland and Labrador\n                <\/option>\n                <option value=\"Northwest Territories\">\n                  Northwest Territories\n                <\/option>\n                <option value=\"Nova Scotia\">\n                  Nova Scotia\n                <\/option>\n                <option value=\"Nunavut\">\n                  Nunavut\n                <\/option>\n                <option value=\"Ontario\">\n                  Ontario\n                <\/option>\n                <option value=\"Prince Edward Island\">\n                  Prince Edward Island\n                <\/option>\n                <option value=\"Quebec\">\n                  Quebec\n                <\/option>\n                <option value=\"Saskatchewan\">\n                  Saskatchewan\n                <\/option>\n                <option value=\"Yukon\">\n                  Yukon\n                <\/option>  \n              <\/select>\n            <\/div>\n            <div class=\"u-grid__col u-1\/1 choreCalc-padding-l\"><\/div>\n            <div class=\"u-grid__col u-1\/3\">\n              <span class=\"chore-add-task-icon\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-kids-icon_finder_48x48.png\" alt=\"kid icon\" width=\"20\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-kids-icon_finder_48x48.png?fit=60 60w\" sizes=\"(max-width: 60px) 28vw, 60px\" loading=\"lazy\"><\/span><span class=\"text-alignMiddle\">Kid's age range<\/span>\n            <\/div>\n            <div class=\"u-grid__col u-2\/3\">\n              <select class=\"luna-select field-chore-custom\" id=\"calcKidAge\">\n                <option value=\"\">\n                  Select\n                <\/option>\n                <option value=\"4 to 5\">\n                  4 to 5\n                <\/option>\n                <option value=\"6 to 9\">\n                  6 to 9\n                <\/option>\n                <option value=\"10 to 13\">\n                  10 to 13\n                <\/option>\n                <option value=\"14 to 17\">\n                  14 to 17\n                <\/option>\n              <\/select>\n            <\/div>\n            <div class=\"u-grid__col u-1\/1 choreCalc-padding-l\"><\/div>\n            <div class=\"u-grid__col u-1\/3\">\n              <span class=\"chore-add-task-icon\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-dollar-sign-icon_finder_48x48.png\" alt=\"dollar icon\" width=\"20\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-dollar-sign-icon_finder_48x48.png?fit=60 60w\" sizes=\"(max-width: 60px) 28vw, 60px\" loading=\"lazy\"><\/span>Kid's weekly savings goal\n            <\/div>\n            <div class=\"u-grid__col u-2\/3\">\n              <input type=\"number\" class=\"luna-input field-chore-custom\" placeholder=\"$ Amount\" id=\"calcKidSavGoal\">\n            <\/div>\n            <div class=\"u-grid__col u-1\/1 choreCalc-padding-l\"><\/div>\n            <div class=\"u-grid__col u-1\/3\">\n              <span class=\"chore-add-task-icon\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-broom-icon_finder_48x59.png\" alt=\"dollar icon\" width=\"20\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-broom-icon_finder_48x59.png?fit=60 60w\" sizes=\"(max-width: 60px) 28vw, 60px\" loading=\"lazy\"><\/span><span class=\"text-alignMiddle\">Add chore<\/span>\n            <\/div>\n            <div class=\"u-grid__col u-2\/3\">\n              <select class=\"luna-select field-chore-custom\" id=\"calcKidChore\">\n                <option value=\"\">\n                  Select\n                <\/option>\n                <option value=\"Clean bathroom\">\n                  Clean bathroom\n                <\/option>\n                <option value=\"Clean bedroom\">\n                  Clean bedroom\n                <\/option>\n                <option value=\"Clean car\">\n                  Clean car\n                <\/option>\n                <option value=\"Clean surfaces\">\n                  Clean surfaces\n                <\/option>\n                <option value=\"Clean windows\">\n                  Clean windows\n                <\/option>\n                <option value=\"Do laundry\">\n                  Do laundry\n                <\/option>\n                <option value=\"Make lunch\">\n                  Make lunch\n                <\/option>\n                <option value=\"Mop floor\">\n                  Mop floor\n                <\/option>\n                <option value=\"Pick up toys\">\n                  Pick up toys\n                <\/option>\n                <option value=\"Set table\">\n                  Set table\n                <\/option>\n                <option value=\"Take care of pets\">\n                  Take care of pets\n                <\/option>\n                <option value=\"Take out trash\">\n                  Take out trash\n                <\/option>\n                <option value=\"Vacuum\">\n                  Vacuum\n                <\/option>\n                <option value=\"Wash dishes\">\n                  Wash dishes\n                <\/option>\n                <option value=\"Yardwork\">\n                  Yardwork\n                <\/option>\n              <\/select>\n            <\/div>\n            <div class=\"u-grid__col u-1\/1 choreCalc-padding-l\"><\/div>\n            <div class=\"u-grid__col u-1\/1\" style=\"padding-bottom: 16px;\">\n              <span class=\"chore-add-task-icon\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-calendar-icon_finder_48x48.png\" alt=\"calendar icon\" width=\"20\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2022\/09\/chorecalc-calendar-icon_finder_48x48.png?fit=60 60w\" sizes=\"(max-width: 60px) 100vw, 60px\" loading=\"lazy\"><\/span><span class=\"text-alignMiddle\">Which days will this chore be completed on?<\/span>\n            <\/div>\n            <div class=\"u-grid__col u-1\/1\">\n              <table id=\"choreDaysWeekGrp\">\n                <tr>\n                  <td><button type=\"button\" value=\"sun\" class=\"button--week--rounded button--week-custom-gray\">S<\/button><\/td>\n                  <td><button type=\"button\" value=\"mon\" class=\"button--week--rounded button--week-custom-gray\">M<\/button><\/td>\n                  <td><button type=\"button\" value=\"tue\" class=\"button--week--rounded button--week-custom-gray\">T<\/button><\/td>\n                  <td><button type=\"button\" value=\"wed\" class=\"button--week--rounded button--week-custom-gray\">W<\/button><\/td>\n                  <td><button type=\"button\" value=\"thu\" class=\"button--week--rounded button--week-custom-gray\">T<\/button><\/td>\n                  <td><button type=\"button\" value=\"fri\" class=\"button--week--rounded button--week-custom-gray\">F<\/button><\/td>\n                  <td><button type=\"button\" value=\"sat\" class=\"button--week--rounded button--week-custom-gray\">S<\/button><\/td>\n                <\/tr>\n              <\/table>\n            <\/div>\n            <div class=\"u-grid__col u-1\/1 choreCalc-padding-l\"><\/div>\n            <div class=\"u-grid__col u-1\/1\">\n              <button class=\"luna-button luna-button--primary luna-button--rounded\" id=\"calcAddChoreButton\">Add chore<\/button> <span class=\"is-hidden\" style=\"color:#DB2420\" id=\"addChoreWarning\"> Please fill all fields <\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"u-grid__col u-1\/2@s u-1\/1 \">\n          <article class=\"luna-card\" style=\"background: #F0F7FF;border-radius: 12px;\">\n            <div class=\"luna-card__block\">\n              <table class=\"luna-table choreCalc\">\n                <thead class=\"\">\n                  <tr>\n                    <th scope=\"col\">Chore<\/th>\n                    <th scope=\"col\">S<\/th>\n                    <th scope=\"col\">M<\/th>\n                    <th scope=\"col\">T<\/th>\n                    <th scope=\"col\">W<\/th>\n                    <th scope=\"col\">T<\/th>\n                    <th scope=\"col\">F<\/th>\n                    <th scope=\"col\">S<\/th>\n                    <th scope=\"col\" style=\"text-align: end;\">Rate<\/th>\n                  <\/tr>\n                <\/thead>\n                <tbody class=\"\" id=\"calChores\">\n                  <tr id=\"addChoresTbWarning\">\n                    <td colspan=\"9\" style=\"text-align:left ;\">Add chores to work out weekly total<\/td>\n                  <\/tr>\n                  <tr id=\"kidWeeklyTotal\">\n                    <td>Weekly total<\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td><\/td>\n                    <td id=\"kidWeeklyTotalVal\">$0<\/td>\n                  <\/tr>\n                <\/tbody>\n              <\/table>\n              <p style=\"padding-bottom: 16px;\">Your child is <strong><span id=\"savGoalPer\">0%<\/span><\/strong> toward their weekly savings goal of <span id=\"savGoalVal\">$0<\/span>.<\/p>\n              <button class=\"luna-button luna-button--primary luna-button--rounded luna-button--fluid\" id=\"choreCalcPrint\">Print chore calendar<\/button>\n              <button class=\"luna-button luna-button--custom-gray luna-button--rounded luna-button--ghost luna-button--fluid\" id=\"choreCalcReset\">Start over<\/button>\n              <p style=\"padding-top:32px;\">Chore rates are based on suggestions from experts. See our <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/chores-for-kids#methodology\">methodology<\/a>.<\/p>\n      \n            <\/div>\n          <\/article>\n          \n        <\/div>\n      <\/div>\n    <\/div>\n<\/article>\n<div class=\"is-hidden\" id=\"chorecalc-printout\">\n  <style>\n    .chorecalc-printout-wrapper{\n      font-family: sans-serif;\n      font-style: normal;\n    }\n    .chorecalc-printout-wrapper td{\n      border: #000000 solid 1px;\n      width: 67px;\n      height: 70px;\n      padding: 0.1em;\n    }\n    .chorecalc-printout-wrapper th{\n      border: #000000 solid 1px;\n      padding: 0.1em;\n    }\n  <\/style>\n  <div class=\"chorecalc-printout-wrapper\">\n  <h3 style=\"font-weight: 400;font-size: 20px;text-align: center; \">Kids Chore Calendar<\/h3>\n  <table style=\"width: 600px; border-spacing: 0px;text-align: center; margin: auto;border-collapse: collapse; color: ;\">\n    <thead>\n      <tr>\n        <th scope=\"col\"><\/th>\n        <th scope=\"col\">Mon<\/th>\n        <th scope=\"col\">Tue<\/th>\n        <th scope=\"col\">Wed<\/th>\n        <th scope=\"col\">Thu<\/th>\n        <th scope=\"col\">Fri<\/th>\n        <th scope=\"col\">Sat<\/th>\n        <th scope=\"col\">Sun<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody id=\"chorecalcprint-chorestable\">\n    <\/tbody>\n  <\/table>\n  <p style=\"font-family: 'Roboto';font-style: normal; text-align: center;\">If you complete all of your chores each week, you'll make <span id=\"chorecalcprint-kidssavtotal\">$0<\/span>. This is <span id=\"chorecalcprint-kidssavtotalper\">0%<\/span> of your weekly savings goal!<\/p>\n<\/div>\n\n<script>\n  var btnGrpId = \"choreDaysWeekGrp\";\n  var selClass = \"button--week-custom-gray-selected\";\n  var kidInfo = {\n    \"kidState\":\"\",\n    \"kidAge\":\"\",\n    \"kidSavingsGoal\":0\n  }\n  var kidChores = {};\n  var weeklyTotal = 0;\n  var choresCosts = {\"Clean bathroom\":{\"4 to 5\":\"1.75\",\"6 to 9\":\"2.3125\",\"10 to 13\":\"3.46875\",\"14 to 17\":\"4.64285714285714\"},\"Clean bedroom\":{\"4 to 5\":\"1.17833333333333\",\"6 to 9\":\"2.26\",\"10 to 13\":\"2.54571428571429\",\"14 to 17\":\"2.80333333333333\"},\"Clean car\":{\"4 to 5\":\"4.07285714285714\",\"6 to 9\":\"6.6575\",\"10 to 13\":\"8.22\",\"14 to 17\":\"10.7514285714286\"},\"Clean surfaces\":{\"4 to 5\":\"3.6\",\"6 to 9\":\"4.1\",\"10 to 13\":\"5.6\",\"14 to 17\":\"6.1\"},\"Clean windows\":{\"4 to 5\":\"7.80666666666667\",\"6 to 9\":\"8.80666666666667\",\"10 to 13\":\"9.80666666666667\",\"14 to 17\":\"11.14\"},\"Do laundry\":{\"4 to 5\":\"2.61142857142857\",\"6 to 9\":\"3.39222222222222\",\"10 to 13\":\"4.00333333333333\",\"14 to 17\":\"4.56625\"},\"Make lunch\":{\"4 to 5\":\"1.4\",\"6 to 9\":\"1.75\",\"10 to 13\":\"2\",\"14 to 17\":\"4.25\"},\"Mop floor\":{\"4 to 5\":\"1.50833333333333\",\"6 to 9\":\"2.50714285714286\",\"10 to 13\":\"2.9\",\"14 to 17\":\"4.09166666666667\"},\"Pick up toys\":{\"4 to 5\":\"1.66222222222222\",\"6 to 9\":\"2.36222222222222\",\"10 to 13\":\"2.97888888888889\",\"14 to 17\":\"3.81222222222222\"},\"Set table\":{\"4 to 5\":\"1.07\",\"6 to 9\":\"1.875\",\"10 to 13\":\"2.16666666666667\",\"14 to 17\":\"2.9\"},\"Take care of pets\":{\"4 to 5\":\"1.66428571428571\",\"6 to 9\":\"1.73571428571429\",\"10 to 13\":\"2.64\",\"14 to 17\":\"3.17571428571429\"},\"Take out trash\":{\"4 to 5\":\"1.48666666666667\",\"6 to 9\":\"2.115\",\"10 to 13\":\"2.45875\",\"14 to 17\":\"3.23857142857143\"},\"Vacuum\":{\"4 to 5\":\"2.30285714285714\",\"6 to 9\":\"2.637\",\"10 to 13\":\"2.987\",\"14 to 17\":\"3.09666666666667\"},\"Wash dishes\":{\"4 to 5\":\"1.78428571428571\",\"6 to 9\":\"2.4675\",\"10 to 13\":\"3.2175\",\"14 to 17\":\"3.53428571428572\"},\"Yardwork\":{\"4 to 5\":\"4.6575\",\"6 to 9\":\"5.13727272727273\",\"10 to 13\":\"7.86454545454546\",\"14 to 17\":\"10.401\"}};\n  var costOfLiving = {\"Alberta\":\"105.96\",\"British Columbia\":\"114.49\",\"Manitoba\":\"100.37\",\"New Brunswick\":\"100.9\",\"Newfoundland and Labrador\":\"100.79\",\"Northwest Territories\":\"94.49\",\"Nova Scotia\":\"100.58\",\"Nunavut\":\"96.2\",\"Ontario\":\"104.65\",\"Prince Edward Island\":\"93.65\",\"Quebec\":\"92.45\",\"Saskatchewan\":\"92.15\",\"Yukon\":\"74.14\",}\n  \n  document.getElementById(btnGrpId).addEventListener(\"click\", function (e) {\n    var el = e.target || e.srcElement;\n    if (el && el.nodeName == \"BUTTON\") {\n        if (el.classList.contains(selClass)) {\n            el.classList.remove(selClass);\n        } else {\n            el.classList.add(selClass);\n        }\n    }\n  });\n  \n  document.getElementById(\"calcAddChoreButton\").addEventListener(\"click\", function (e) {\n    \/\/check if everything is filled\n    var choreDaysWeekGrp = document.getElementById(btnGrpId).getElementsByTagName(\"button\");\n    var choreDaysWeek = []\n    for (var i = 0; i < choreDaysWeekGrp.length; i++) { \n      if(choreDaysWeekGrp[i].classList.contains(selClass)){\n        choreDaysWeek.push(choreDaysWeekGrp[i].value);\n      }\n    } \n    var choreState = document.getElementById(\"calcState\").value;\n    var choreKidAge = document.getElementById(\"calcKidAge\").value;\n    var choreAddTask = document.getElementById(\"calcKidChore\").value;\n    if( choreDaysWeek.length>0 && choreState != \"\" && choreKidAge != \"\" && choreAddTask != \"\"){\n      document.getElementById(\"addChoreWarning\").className=\"is-hidden\";\n      kidChores[choreAddTask] = choreDaysWeek;\n      thisChore = {[choreAddTask]:choreDaysWeek}\n      addToChoresCalendar(thisChore);\n    }\n    else{\n      document.getElementById(\"addChoreWarning\").className=\"is-visible\";\n    }\n  });\n  \n  \/\/ when kid state changes\n  document.getElementById(\"calcState\").addEventListener(\"change\", function (e) {\n    kidInfo.kidState = document.getElementById(\"calcState\").value;\n    if(Object.keys(kidChores).length > 0){\n      for (var key of Object.keys(kidChores)) {\n        var weekDays = [\"sun\",\"mon\",\"tue\",\"wed\",\"thu\",\"fri\",\"sat\"];\n        var weekDaysSel = \"\";\n        for (var i = 0; i < weekDays.length; i++) {\n          var thisDaySel = false;\n          for (var x = 0; x < kidChores[key].length; x++) {\n            if (kidChores[key][x] == weekDays[i]){\n              thisDaySel = true;\n              break;\n            }\n          }\n          if(thisDaySel == true){\n            weekDaysSel = weekDaysSel + '<td><span class=\"dot\">';\n          }\n          else{\n            weekDaysSel = weekDaysSel + '<td>';\n          }\n        }\n        var thisChoreWeekTotal = (parseFloat(choresCosts[key][kidInfo.kidAge]) * kidChores[key].length * parseFloat(costOfLiving[kidInfo.kidState]))\/100;\n        thisChoreWeekTotal = (thisChoreWeekTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',});\n        if (document.getElementById('tdChore'+key.replaceAll(' ','')) != null) {\n          document.getElementById('tdChore'+key.replaceAll(' ','')).remove();\n        }\n        var choreToAddRow = '<tr id=\"tdChore'+key.replaceAll(' ','')\n      +'\"><td>' + key + \"\" + weekDaysSel + \"<td>\" + thisChoreWeekTotal + \"\";\n        var weeklyTotalRow = '<tr id=\"kidWeeklyTotal\"><td>Weekly total<td><td><td><td><td><td><td><td id=\"kidWeeklyTotalVal\">'+(weeklyTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',})+'';\n        document.getElementById(\"kidWeeklyTotal\").remove();\n        document.getElementById(\"calChores\").insertAdjacentHTML(\"beforeend\",choreToAddRow);\n        document.getElementById(\"calChores\").insertAdjacentHTML(\"beforeend\",weeklyTotalRow);\n        calcWeekTotal();\n        calcWeekSavings();\n      }      \n    }\n  });\n  \/\/ when kid ages changes\n  document.getElementById(\"calcKidAge\").addEventListener(\"change\", function (e) {\n    kidInfo.kidAge = document.getElementById(\"calcKidAge\").value;\n  });\n  \/\/ when kid saving goal changes\n  document.getElementById(\"calcKidSavGoal\").addEventListener(\"change\", function (e) {\n    kidInfo.kidSavingsGoal = parseFloat(document.getElementById(\"calcKidSavGoal\").value);\n    calcWeekSavings();\n  });\n  \n  function addToChoresCalendar(thisChore){\n    document.getElementById(\"addChoresTbWarning\").className=\"is-hidden\";\n    var weekDays = [\"sun\",\"mon\",\"tue\",\"wed\",\"thu\",\"fri\",\"sat\"];\n    var weekDaysSel = \"\";\n    for (var i = 0; i < weekDays.length; i++) {\n      var thisDaySel = false;\n      for (var x = 0; x < thisChore[Object.keys(thisChore)[0]].length; x++) {\n        if (thisChore[Object.keys(thisChore)[0]][x] == weekDays[i]){\n          thisDaySel = true;\n          break;\n        }\n      }\n      if(thisDaySel == true){\n        weekDaysSel = weekDaysSel + '<td><span class=\"dot\">';\n      }\n      else{\n        weekDaysSel = weekDaysSel + '<td>';\n      }\n    }\n    var thisChoreWeekTotal = (parseFloat(choresCosts[Object.keys(thisChore)[0]][kidInfo.kidAge]) * thisChore[Object.keys(thisChore)[0]].length * parseFloat(costOfLiving[kidInfo.kidState]))\/100;\n    thisChoreWeekTotal = (thisChoreWeekTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',});\n    if (document.getElementById('tdChore'+Object.keys(thisChore)[0].replaceAll(' ','')) != null) {\n      document.getElementById('tdChore'+Object.keys(thisChore)[0].replaceAll(' ','')).remove();\n    }\n    var choreToAddRow = '<tr id=\"tdChore'+Object.keys(thisChore)[0].replaceAll(' ','')\n  +'\"><td>' + Object.keys(thisChore)[0] + \"\" + weekDaysSel + \"<td>\" + thisChoreWeekTotal + \"\";\n    var weeklyTotalRow = '<tr id=\"kidWeeklyTotal\"><td>Weekly total<td><td><td><td><td><td><td><td id=\"kidWeeklyTotalVal\">'+(weeklyTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',})+'';\n    document.getElementById(\"kidWeeklyTotal\").remove();\n    document.getElementById(\"calChores\").insertAdjacentHTML(\"beforeend\",choreToAddRow);\n    document.getElementById(\"calChores\").insertAdjacentHTML(\"beforeend\",weeklyTotalRow);\n    calcWeekTotal();\n    calcWeekSavings();\n  };\n  \n  function calcWeekTotal(){\n    weeklyTotal = 0;\n    for (var key of Object.keys(kidChores)) {\n      weeklyTotal = weeklyTotal + ((parseFloat(choresCosts[key][kidInfo.kidAge]) * kidChores[key].length * parseFloat(costOfLiving[kidInfo.kidState]))\/100);\n    }\n    document.getElementById(\"kidWeeklyTotalVal\").innerText = (weeklyTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',});\n  };\n  \n  function calcWeekSavings(){\n    var weeklyTotalPer = Math.round((weeklyTotal\/kidInfo.kidSavingsGoal) * 100);\n    if (isNaN(weeklyTotalPer) || weeklyTotalPer == Infinity ){\n      weeklyTotalPer = 0;\n    } \n    document.getElementById(\"savGoalPer\").innerText = String(weeklyTotalPer) + '%';\n    document.getElementById(\"savGoalVal\").innerText = parseFloat(kidInfo.kidSavingsGoal).toLocaleString('en-US', {style: 'currency',currency: 'USD',});\n  };\n  \n  document.getElementById(\"choreCalcReset\").addEventListener(\"click\", function (e) {\n    var nodes = document.getElementById(btnGrpId).getElementsByTagName(\"button\");\n    for(var i=0; i<nodes.length; i++) {\n      if (nodes[i] && nodes[i].nodeName == \"BUTTON\") {\n        nodes[i].classList.remove(selClass);\n      }\n    }\n    var nodesChores = document.getElementById(\"calChores\").getElementsByTagName(\"tr\");\n    var nodesChoresLength = nodesChores.length - 1;\n    for(let z=1; z<nodesChoresLength; z++) {\n      nodesChores[1].remove();\n    }\n    nodesChores = document.getElementById(\"chorecalcprint-chorestable\").getElementsByTagName(\"tr\");\n    nodesChoresLength = nodesChores.length;\n    for(let z=0; z<nodesChores.length; z++) {\n      nodesChores[0].remove();\n    }\n    document.getElementById(\"addChoresTbWarning\").className=\"is-visible\";\n    document.querySelector('#calcState').value = '';\n    document.querySelector('#calcKidAge').value = '';\n    document.querySelector('#calcKidChore').value = '';\n    document.getElementById('calcKidSavGoal').value = '';\n    kidInfo = {\n      \"kidState\":\"\",\n      \"kidAge\":\"\",\n      \"kidSavingsGoal\":0\n    }\n    kidChores = {};\n    weeklyTotal = 0;\n    calcWeekTotal();\n    calcWeekSavings();\n  });\n  \n  document.getElementById(\"choreCalcPrint\").addEventListener(\"click\", function (e) {\n    if(Object.keys(kidChores).length<1){\n      return;\n    }\n    var a = window.open('', '', 'height=500, width=700');\n    var weekDays = [\"mon\",\"tue\",\"wed\",\"thu\",\"fri\",\"sat\",\"sun\"];\n    var colorCount = 0;\n    for (var key of Object.keys(kidChores)) {\n      var choreWeekTotal = (parseFloat(choresCosts[key][kidInfo.kidAge]) * kidChores[key].length * parseFloat(costOfLiving[kidInfo.kidState]))\/100;\n      var addTds = \"\";\n      var choreToAddRow = \"\";\n      var fontcolors = [\"#3B82F6\",\"#FF6F1C\",\"#8B5CF6\",\"#187432\",\"#A06A16\"]\n      for (var i = 0; i < weekDays.length; i++) {\n        var thisDaySel = false;\n        for (var x = 0; x < kidChores[key].length; x++) {\n          if (kidChores[key][x] == weekDays[i]){\n            thisDaySel = true;\n            break;\n          }\n        }  \n        if(thisDaySel == true){\n          addTds = addTds + '<td><img decoding=\"async\" src=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2022\/09\/chorecalc-piggybank-icon_finder_60x48.png\" alt=\"piggybank\" width=\"22\">';\n        }\n        else{\n          addTds = addTds + '<td>';\n        }\n        choreToAddRow = '<tr><td style=\"color:' + fontcolors[colorCount] + '\"><p style=\"font-size:14px; font-weight: 600;\">' + key + '<p style=\"font-size:10px;\">'+(choreWeekTotal).toLocaleString('en-US', {style: 'currency',currency: 'USD',})+'' + addTds + '';\n        colorCount++;\n        if(colorCount>4){\n          colorCount=0;\n        }\n      }\n      document.getElementById(\"chorecalcprint-chorestable\").insertAdjacentHTML(\"beforeend\",choreToAddRow);\n    }\n    var weeklyTotalPer = Math.round((weeklyTotal\/kidInfo.kidSavingsGoal) * 100);\n    if (isNaN(weeklyTotalPer) || weeklyTotalPer == Infinity ){\n      weeklyTotalPer = 0;\n    } \n    document.getElementById(\"chorecalcprint-kidssavtotalper\").innerText = String(weeklyTotalPer) + '%';\n    document.getElementById(\"chorecalcprint-kidssavtotal\").innerText = parseFloat(kidInfo.kidSavingsGoal).toLocaleString('en-US', {style: 'currency',currency: 'USD',});\n    a.document.write(document.getElementById(\"chorecalc-printout\").innerHTML);\n    var imgs = '<img decoding=\"async\" src=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2016\/06\/finderCOM-logo-vector-rgb.png\" alt=\"Finder logo\" height=\"80\" style=\"position: absolute; bottom: 10px;\" ><img decoding=\"async\" src=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2020\/11\/Greenlight_Logo_RGB_GreenMint-4.png\" alt=\"Greenlight logo\" height=\"80\" style=\"position: absolute; bottom: 10px; right: 20px;\">';\n    a.document.getElementsByClassName(\"chorecalc-printout-wrapper\")[0].insertAdjacentHTML(\"beforeend\",imgs);\n    a.window.addEventListener(\"afterprint\", function(){a.window.close();});\n    a.document.close();\n    a.print();\n  });\n<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>How to use the <em>Finder: Kids\u2019 Money for Chores<\/em> Calculator<\/h4><ol><li>Select your province or region.<\/li><li>Choose your child\u2019s age range.<\/li><li>Input your child\u2019s weekly savings goal to see how their weekly pay stacks up against their goals.<\/li><li>Pick the chore activity and the days you want the task completed.<\/li><li>Click \u201cAdd chore.\u201d<\/li><li>Repeat steps 4 and 5 to add more chores.<\/li><li>Review the chore schedule, payment and weekly estimate.<\/li><li>Print the chore calendar or select \u201cStart over\u201d to reset the chore calculator for another child.<\/li><\/ol><\/div><\/article><h3>Should I pay my kids for chores?<\/h3><p>Before you start assigning a chore list to your kids, you may be considering whether to pay kids for chores. The good news is there is no right or wrong answer. The best answer depends on your family situation and, ultimately, your family goals.<\/p><p>To help you appreciate how other Canadian parents feel, Finder asked more than 1,110 parents from across Canada whether they agreed with paying kids an allowance or for the completion of chores, along with their reasons.<\/p><p>According to the results of the recent <em>Finder: Chores for Kids Report<\/em>, <strong>69% of Canadian parents<\/strong> agree with providing an allowance or paying kids for chores.<\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-998110\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png\" alt=\"Finder: Chores for Kids 2022 survey - Should you pay kids to complete chores? \" width=\"800\" height=\"600\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Should-you-pay-kids-to-complete-chores-Finder-Financial-Literacy-for-Kids-4.png?fit=2400 2400w\" sizes=\"(max-width: 2400px) 100vw, 2400px\" loading=\"lazy\"><\/p><p>Of the more than 1,100 parents surveyed, almost half <strong>(48%)<\/strong> agreed that kids should be paid to complete chores, while another <strong>21%<\/strong> of Canadian parents believe that kids should be paid for chores in addition to getting an allowance.<\/p><p>Turns out Canadian dads were more supportive <strong>(73%)<\/strong> of using an allowance or paying for the completion of chores, compared to <strong>66%<\/strong> of mums. The strongest advocates for using an allowance or a pay-per-chore system were Albertan dads (<strong>78%<\/strong>), followed by Ontario dads (<strong>74%<\/strong>), and dads living in the Maritimes (<strong>73%<\/strong>).<\/p><p>Less than <strong>10%<\/strong> of parents believe that no form of payment, either for chores or through an allowance, is the best approach. Although Ontario mums led this group with <strong>16%<\/strong> believing kids shouldn\u2019t receive an allowance or get paid for chores.<\/p><p>In general, parents need to weigh the pros and cons of paying kids for household tasks.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@m\"><h4>Pros<\/h4><ul class=\"list-1\"><li><strong>Teaches the value of money:<\/strong> Giving your kids a source of income is a great way to educate them about the importance of earning and managing money.<\/li><li><strong>Teaches kids how to save:<\/strong> Creating opportunities to save helps teach kids about money, makes them more self-reliant and gives them greater financial freedom. Use our kids\u2019 chore calculator to help them visualize a weekly savings goal and to help them stay motivated.<\/li><li><strong>Gives kids a sense of ownership:<\/strong> When children choose to complete a task, it gives them a sense of control and accomplishment.<\/li><li><strong>Helps the household:<\/strong> Parents can get some relief from chasing after their kids to get the housework done.<\/li><li><strong>Teaches consequences:<\/strong> Paying for chores leaves little room for negotiation if the chores aren\u2019t completed. No play, no pay.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@m\"><h4>Cons<\/h4><ul class=\"list-12\"><li><strong>Cost creep:<\/strong> If you want to cap costs or have a set budget then consider setting a fixed allowance or set amount for the completion of all chores, rather than paying a per chore price. If not, some parents may find their kids are earning a sizeable sum each week or month!<\/li><li><strong>External motivation:<\/strong> Instead of internalizing the importance of chores, chore payments give your child an external motivator. So, if no one pays them to take out the trash, they may not do it for themselves.<\/li><li><strong>Makes chores optional:<\/strong> If your child decides that their time is worth more than they\u2019d earn by doing chores, they may skip them altogether \u2013 leaving you with a dirty sink of dishes and a pile of trash.<\/li><li><strong>Can undermine responsibility:<\/strong> Chores are part of being a family and a reality of living together. Rewarding children for things they should do may not teach them the value of pulling their own weight and the importance of working together.<\/li><\/ul><\/div><\/div><h3>Checklist of age-appropriate chores<\/h3><p>According to <a href=\"https:\/\/childdevelopmentinfo.com\/\" target=\"_blank\" rel=\"noopener\">Child Development Info<\/a>, a US-based information site for parents, giving children tasks to complete helps create a solid work ethic. It also helps them develop self-reliance and learn critical thinking and essential life skills. Providing age-appropriate chores helps children to learn respect and helps establish a sense of responsibility.<\/p><p>It also lets children participate in building and maintaining a community (the family home). By paying kids for chores, kids get the added benefit of learning the importance of earning and saving as well as the importance of smart spending habits.<\/p><p>The key is to develop a list of age-appropriate chores that will help alleviate a parent\u2019s workload while teaching children all these necessary skills.<\/p><p>When establishing a chore system, give your child specific instructions about what you expect them to do. Consider your child\u2019s age, maturity level, physical capabilities and environment.<\/p><p id=\"age-appropriate list\">To help, we\u2019ve compiled a chores list for kids by age and allowance. Search for your child\u2019s age group to find a list of appropriate chores by age, including daily chores and extra tasks to earn money, along with a chore price list.<\/p><p>Remember, these lists and suggested prices are just a guideline. If you believe your child is more capable or not yet capable, adjust accordingly. Also, be ready to let your child try and fail. Part of the learning process is to repeat a task and to grow their awareness and skills.<\/p><h4>Chores list for kindergarteners \u2013 kids up to 4 years old<\/h4><p><img decoding=\"async\" class=\"wp-image-997181 size-full\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png\" alt=\"Download PDF of list of chores for kindergartners and kids up to age 4 + chore price list and chore pay scale\" width=\"1736\" height=\"546\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/Chores-for-kindergartners-kids-up-to-4-years-old.png?fit=5208 5208w\" sizes=\"(max-width: 5208px) 100vw, 5208px\" loading=\"lazy\"><\/p><p>To keep chores fun and interesting, consider tasks that are easy for kids four and younger to master and that allow them to work alongside you. For instance, let them help clean the bathroom by wiping down counters, cabinets and handles while you tackle dirtier jobs such as scrubbing the toilet or bathtub.<\/p><h4>Chores list for 5- to 6-year-olds<\/h4><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-997221\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png\" alt=\"Printable PDF of itemized list of chores for 5 to 6-year-olds + chore price list and chore pay scale\" width=\"1620\" height=\"514\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.17.37-PM.png?fit=4860 4860w\" sizes=\"(max-width: 4860px) 100vw, 4860px\" loading=\"lazy\"><\/p><p>Building on what they have learned already, give your kids a chore list that lets them expand on their skills but still keeps tasks manageable.<\/p><h4>Chores list for 7- to 8-year-olds<\/h4><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-997218\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png\" alt=\"Picture not described\" width=\"1616\" height=\"522\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.11.38-PM.png?fit=4848 4848w\" sizes=\"(max-width: 4848px) 100vw, 4848px\" loading=\"lazy\"><\/p><p>At this age, kids may be more interested in playing than helping. This is when you can introduce a payment system \u2013 either paying an allowance in exchange for the completion of all chores or introducing a chore price list where kids get paid based on the chores they complete.<\/p><h4>Chores list for 9- to 10-year-olds<\/h4><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-997227\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png\" alt=\"printable PDF of chore list for 9-to-10-year-olds-Printable-PDF\" width=\"1832\" height=\"580\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-1.28.42-PM.png?fit=5496 5496w\" sizes=\"(max-width: 5496px) 100vw, 5496px\" loading=\"lazy\"><\/p><p>Kids are now more interested in hanging out with friends than helping their parents, but that doesn\u2019t mean they can\u2019t be responsible for completing a set of chores. Keep the list manageable, allow some flexibility around when they can complete their chores and incentivize them with an allowance or a reward, such as screen time.<\/p><h4>Chores list for 11- to 12-year-olds<\/h4><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-997245\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png\" alt=\"Download a printable PDF of chores for 11 and 12 year olds + chore price list and chore pay scale\" width=\"2302\" height=\"570\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.27.31-PM.png?fit=6906 6906w\" sizes=\"(max-width: 6906px) 100vw, 6906px\" loading=\"lazy\"><\/p><p>This is when kids really start to develop an interest in saving up money to purchase highly-valued items. To nurture budgeting, saving and earning (along with smart spending and the value of comparison shopping), tie the completion of household chores to the ability to earn.<\/p><h4>Chores list for teenagers<\/h4><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-997233\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png\" alt=\"Download a PDF of chores for teenagers that includes a chore price list and chore pay scale\" width=\"2286\" height=\"582\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Screen-Shot-2022-10-25-at-2.10.09-PM.png?fit=6858 6858w\" sizes=\"(max-width: 6858px) 100vw, 6858px\" loading=\"lazy\"><\/p><p>While some parents prefer kids to earn money by getting a job outside of the home, other parents like the idea of offering teenagers an allowance tied to the completion of chores or payment based on a price-per-chore list.<\/p><h3>Should kids get an allowance instead?<\/h3><p>There is a bit of a debate in personal financial circles on whether to pay kids for chores or if kids should get an allowance instead.<\/p><p>In his book, <a href=\"https:\/\/amzn.to\/3Tm6VDl\" target=\"_blank\" rel=\"noopener\"><em>Unconditional Parenting<\/em><\/a>, author Alfie Kohn states: \u201cA considerable number of studies found that children and adults alike are less successful at many tasks when they\u2019re offered a reward for doing them \u2013 or for doing them well.\u201d<\/p><p>Kohn goes on to explain that these studies show that students tend to learn better when there are no \u201cA\u2019s\u201d to earn and that rewards are remarkably ineffective at improving the quality of people\u2019s work or learning.<\/p><p>On the flip side, a body of research shows that helping kids make the connection between time, money and budgeting helps to build a solid financial literacy foundation \u2014 and this goes a long way to nurturing sound money management skills.<\/p><p>\u201cThe primary relationship kids have is with their parents and caregivers,\u201d explains Angelique de Montbrun, chief marketing officer for Mydoh, a kids and teens money management app powered by RBC. \u201cParents play a really large role not just in helping kids build financial skills, but in helping children develop their emotional relationship to money.\u201d<\/p><p>According to a <a href=\"https:\/\/us.aicpa.org\/press\/pressreleases\/2016\/four-in-five-americans-say-allowance-teachesfinancial-responsibilty\" target=\"_blank\" rel=\"noopener\">survey by the American Institute of CPAs<\/a>, <strong>4 out of 5 adults<\/strong> say receiving an allowance taught them financial responsibility. A <a href=\"https:\/\/www.sciencedaily.com\/releases\/2018\/11\/181127092523.htm\" target=\"_blank\" rel=\"noopener\">2018 article published in the <em>Journal of Family Issues<\/em><\/a> notes that kids learn more about money from their parents than any other source and that parents have two main methods for teaching kids about money:<\/p><ul><li>By example<\/li><li>By actively teaching kids about money (including earning, saving and smart spending).<\/li><\/ul><p>For Canadian parents, the primary reason for paying kids to complete chores was to help children to develop a sense of responsibility (46%), followed by the opportunity to teach children the value of hard work (<strong>45%<\/strong>), while <strong>37%<\/strong> of parents used payment for chores in order to motivate kids to get their chores done.<\/p><iframe id=\"datawrapper.dwcdn.net\/yLgVA\/2\/\" title=\"Reasons to Pay Your Children to Complete Chores\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/yLgVA\/2\/\" loading=\"lazy\"><\/iframe><p>\u201cJust like teaching your kids to be polite or grateful, parents have a critical role in teaching kids about money,\u201d explains Rim Charkani, co-founder and CEO of Walo, a mobile app and a prepaid card that helps parents teach kids money. \u201cMoney skills are learned habits. If someone doesn\u2019t teach us, we just end up guessing, so teaching this skill might as well be deliberate.\u201d<\/p><p>Both Charkani and de Montbrun believe the best way for parents to start is to develop the habit of talking about money and broader financial decisions. \u201cMoney is hard and to help we need to move beyond shame and build an open dialogue,\u201d says de Montbrun.<\/p><p>By using an allowance or a chore pay list, parents are creating opportunities to talk about money and deliberately learn financial skills in a way that is interesting and engaging for kids. \u201cIt really doesn\u2019t matter how much you pay,\u201d says de Montrun. \u201cIt\u2019s about setting up a process that helps start conversations and helps children build on the skills that allow them to grow into adulthood a bit more prepared.\u201d<\/p><p>In this way, parents have a significant role in shaping a child\u2019s future financial success. \u201cContext is everything,\u201d says de Montbrun. If a child goes to school and opens up a lesson plan in a workbook, it has far less impact than if they are negotiating with you on how many chores to complete to earn money for their next purchase.<\/p><p>When actively teaching kids about money, parents can either give their kids an allowance, pay for the completion of chores or a hybrid of these two options.<\/p><p>Here\u2019s a breakdown of each allowance strategy and how it works:<\/p><h3>Allowance and chore strategies<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 10%;\" scope=\"col\">Strategy<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">How it works<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Benefits<\/th><th style=\"text-align: center; width: 30%;\" scope=\"col\">Best for teaching<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><p style=\"color: blue;\">ALLOWANCE<\/p><\/td><td>Parents provide a regular sum at regular intervals that allows kids to learn about money, start saving and begin the basics of budgeting and wise spending.<\/td><td><ul><li>Easy to manage and works well with automatic, regularly scheduled payments<\/li><li>Straightforward and simple<\/li><li>No complex oversight is required by parents<\/li><li>Works well with no or low-cost kids\u2019 bank accounts<\/li><\/ul><\/td><td><ul><li>Kids can focus on becoming familiar with money and the fundamentals of saving and budgeting.<\/li><li>Simple way to start teaching fundamentals of money management and basic money concepts<\/li><li>Simple way to start teaching fundamentals of money management<\/li><\/ul><\/td><\/tr><tr><td><p style=\"color: blue;\">PAY PER CHORE<\/p><\/td><td>This strategy is the most \u2018job-like\u2019 as it requires kids to complete tasks or chores before being paid their allowance. Chores can be completed daily, weekly, monthly or based on seasons.<\/td><td><ul><li>Offers stimulation and incentive for kids to both complete chores and take on tasks to earn money<\/li><li>Can turn into a fun challenge, especially if there are extra tasks or chores to complete to earn extra money<\/li><\/ul><\/td><td><ul><li>Kids learn the value of a dollar (need to spend time working to earn that dollar)<\/li><li>Parents can increase or decrease payment values based on skills the child needs to focus on and develop<\/li><li>Kids learn the budget and can use the chore pay list to estimate the amount of money required and work needed to achieve a goal<\/li><\/ul><\/td><\/tr><tr><td><p style=\"color: blue;\">CHORES +<\/p><p style=\"color: blue;\">ALLOWANCE<\/p><\/td><td>This is a hybrid system that lets parents pay a flat sum \u2014 like an allowance \u2014 but to earn that money, kids must complete their chores.<\/td><td><ul><li>Great way to remove the performance pressure some kids feel with a pay-per-chore list.<\/li><li>Option to create a more flexible (and realistic) workload so that chores are completed without eating into activities, such as sports or homework<\/li><\/ul><\/td><td><ul><li>Kids learn that you need to spend time working before you get the reward of payment<\/li><li>No complex pay-per-chore list or oversight is required by parents<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p>According to a <a href=\"https:\/\/www.finder.com\/kids-banking\/kids-allowance\">Finder survey<\/a>, released in 2021, the main reason children earned an allowance was through the completion of chores.<\/p><h4>Reasons kids earned an allowance<\/h4><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 40%;\" scope=\"col\">Activity<\/th><th style=\"text-align: center; width: 60%;\" scope=\"col\">% of kids who got paid for the activity<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Chores<\/td><td style=\"text-align: center;\">43.1%<\/td><\/tr><tr><td>Get good grades<\/td><td style=\"text-align: center;\">41.0%<\/td><\/tr><tr><td>Nothing<\/td><td style=\"text-align: center;\">14.6%<\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Allowance Statistics<\/h4><ul><li><strong>$110<\/strong> is the average allowance kids get each month<\/li><li><strong>35%<\/strong> of parents pay between $56 and $113 in allowance each month<\/li><li><strong>64%<\/strong> of parents give kids an allowance but \u201cthey have to earn it\u201d<\/li><li><strong>1 in 5<\/strong>parents start giving an allowance when kids are between the ages of 9 and 10<\/li><li><strong>15 to 17<\/strong>is the age range when parents typically stop paying kids to do chores<\/li><\/ul><iframe id=\"datawrapper-chart-CB8og\/1\" title=\"Age to Start Paying Kids for Chores\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/CB8og\/1\/\" loading=\"lazy\"><\/iframe><p><em>Source: 14th Annual Parents Kids Money Report, T. Rowe Price, Finder: Chores for Kids 2022 survey<\/em><\/p><\/div><\/article><p>To help you decide whether to give an allowance to your kids, consider these benefits and drawbacks:<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@m\"><h4>Chores for kids: Pros<\/h4><ul class=\"list-1\"><li><strong>Opens up a conversation:<\/strong> Allowances are a great way to start having a conversation with your kids about how to use money responsibly.<\/li><li><strong>Teaches them financial responsibility:<\/strong> As your children earn money, they\u2019ll learn how to manage it responsibly. They could learn to save for bigger purchases or to give some to those in need.<\/li><li><strong>Good motivation:<\/strong> Earning an allowance is a great incentive to get chores done in a timely manner. It\u2019s also a great incentive to earn good grades.<\/li><li><strong>Spending money:<\/strong> Your child can use their allowance to cover any nonessentials, like new clothes, a video game or a new toy.<\/li><li><strong>Gives them a safe place to make mistakes:<\/strong> It\u2019s better if your child makes $10 mistakes with their money now, so they can learn from those lessons and avoid making $10,000 mistakes as an adult.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@m\"><h4>Chores for kids: Cons<\/h4><ul class=\"list-12\"><li><strong>Your kid could get the wrong impression:<\/strong> If you pay your child for everyday household chores, they may get the impression that they should be rewarded for anything they contribute to the family.<\/li><li><strong>Could strain your budget:<\/strong> Allowances could strain your budget if you have multiple kids or a low income.<\/li><li><strong>Kids could lose motivation:<\/strong> Once your child has saved up enough money to get what they want, they could slack off on chores or good grades.<\/li><li><strong>It\u2019s another thing on your to-do list:<\/strong> You\u2019ll have to remember to assign chores, track your kids\u2019 progress, pay allowances each week and monitor their spending on top of your other household duties.<\/li><\/ul><\/div><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h3>Average monthly allowance<\/h3><p>According to the <em>Parents and Kids Money Report<\/em>, released by T. Rowe Price, the average kids\u2019 allowance is just under $110 each month (based on USD to CAD conversion in October 2022).<\/p><\/div><\/article><h4>Average monthly allowance paid by parents<\/h4><p><img decoding=\"async\" class=\"aligncenter wp-image-997813\" title=\"Image: Finder: Percent of parents who pay average monthly allowance - range of average monthly allowance\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png\" alt=\"Percent of parents who pay average monthly allowance - range of average monthly allowance\" width=\"800\" height=\"614\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Kids-Chores-Campaign-Average-Monthly-Allowance.png?fit=2400 2400w\" sizes=\"(max-width: 2400px) 100vw, 2400px\" loading=\"lazy\"><\/p><h3>Money for chores: How to pay kids for chores<\/h3><p>According to the <em>Parents and Kids Money Report<\/em>, released by T. Rowe Price, the most common type of allowance is to pay kids for doing chores. But how much should parents pay for chores?<\/p><p>Before you can answer this question, you must first decide what payment method to use. When it comes to earning money for chores, there are three payment methods:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Flat fee:<\/strong> Regardless of the chore list, your child will get paid a flat fee each week or month. This helps reduce administrative time and work for parents. However, it does create the possibility that kids will slack off (i.e. not complete their chores, but still expect to get paid). The flat fee payment strategy works well with online checklist apps and with pen and paper checklists.<\/li><li style=\"padding-bottom: 14px;\"><strong>Price per chore:<\/strong> Another option to incentivize your kids to complete chores is to pay per chore. This method requires a bit more management by parents, but it does help parents and children prioritize what chores are critical (both to learn life skills and to optimize family dynamics). To use the price-per-chore strategy, parents can print off and use a chore list (see below for an example) or use an online money management app, such as <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/mydoh-review\">Mydoh<\/a>. A third method is to use the <strong><em>Finder: Kids\u2019 Money for Chores<\/em><\/strong> calculator, which allows parents to add chores, the frequency of these chores and the price per chore. The list can then be printed off for each child.<\/li><li style=\"padding-bottom: 14px;\"><strong>Using a money management app:<\/strong> If you or your child prefers using technology to keep track of tasks, consider using a money management app, such as <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/mydoh-review\">Mydoh<\/a>. These apps are specifically geared to align money management skills with specific tasks that allow kids to earn money. The app allows parents to set up, assign and monitor one-time or recurring chores and, in many cases, kids get instant validation between completing a task and earning money.<\/li><\/ul><h3>3 ways to track your kid\u2019s chores and where to put their money<\/h3><h4>1. Chore checklist<\/h4><p>Create a list of items that kids can check off as they complete them. This is one of the easiest options to implement as it only requires a pen and paper.<\/p><p>For more stylized checklists, check out the Finder blank chore lists (see below) or build your own checklist using the age-appropriate chore lists that include average chore prices and estimated time spent on chores, based on age group.<\/p><p>When using a chore checklist, you\u2019ll need to consider how you will need to decide where to store the money your child earns. A good option, regardless of your child\u2019s age, is to open a <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\">kid\u2019s bank account<\/a>. These accounts offer no- or low-monthly fees and provide an opportunity to help your kids learn how to save, e-transfer, transfer between accounts and if the account includes a <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/debit-cards-for-kids\">kid\u2019s debit card<\/a>, how to make cashless payments.<\/p><h4>2. Chore spreadsheet<\/h4><p>Much like a chore checklist, a chore spreadsheet is a method for organizing and tracking the chores your child completes and how much they earn. You can design a chore spreadsheet with the days of the week as columns and the chore in each row using Microsoft Office tools or Google Office suite. Like the chore checklist, the chore spreadsheet will require you to set up a way to track and store earnings.<\/p><h4>3. Chore app<\/h4><p>Use an app like Mydoh to set up, assign and monitor one-time or recurring tasks. Online apps not only allow you to create the ultimate age-appropriate chore list but also lets you keep track of how much your child earns plus it lets your child monitor their earnings and allocate funds for specific saving goals.<\/p><p>If you decide not to use an all-in-one money or chore app and you want to teach your children the connection between time, money earned, saving and budgeting, then you\u2019ll need to open a kid\u2019s savings account (or other types of kid\u2019s bank account).<\/p><p>In Canada, most kids\u2019 bank accounts offer limited services and charge no (or low) monthly fees. To learn more about the best bank accounts for kids, check out the Finder <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\">guide on kid\u2019s banking<\/a>. If you\u2019re looking for your teen, consider comparing the <a href=\"https:\/\/www.finder.com\/ca\/banking\/kids-banking\/best-bank-account-for-teens\">best bank accounts for teens<\/a>.<\/p><h3>Age-appropriate chores for kids + time spent on chores<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 20%;\" scope=\"col\">Age Group<\/th><th style=\"text-align: center; width: 60%;\" scope=\"col\">Chore + Tasks<\/th><th style=\"text-align: center; width: 20%;\" scope=\"col\">Time Spent on Chores<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Chores for kindergarteners up to 4 year olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Wipe down counters\/surfaces, put away bath toys, dust with cloth<\/li><li><strong>Clean bedroom: <\/strong> Tidy up books and toys, put away clothes, tidy up bed<\/li><li><strong>Laundry: <\/strong>Help fold, help put away clean clothes<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Help make lunch\/Set table<\/strong><\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area:<\/strong> Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Put trash into bins, help put new bags into bins, help sort recycling<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car:<\/strong> Throw out garbage, collect and put away all toys and books<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Entryway shoes, books on shelves, cupboards, socks<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work:<\/strong> Help with weeding, help rake and bag leaves, help shovel snow, help with planting and watering<\/li><\/ul><\/td><td>Up to 10 minutes \/ day<\/td><\/tr><tr><td>Chores for 5 to 6 years olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Put away bath toys, dust with cloth, wipe down surfaces, sweep\/mop floors<\/li><li><strong>Clean bedroom:<\/strong> Tidy up books and toys, put away clothes, tidy up bed<\/li><li><strong>Laundry:<\/strong> Help fold, help put away clean clothes<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Help make lunch\/Set table<\/strong><\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area: <\/strong>Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Put trash into bins, help put new bags into bins, help sort recycling, empty compost bin<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car:<\/strong> Throw out garbage, collect and put away all toys and books<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Entryway shoes, books on shelves, cupboards, socks<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work: <\/strong>Help with weeding, help rake and bag leaves, help shovel snow, help with planting and watering<\/li><\/ul><\/td><td>Up to 10 minutes \/ day<\/td><\/tr><tr><td>Chores for 7 to 8 years olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Put away bath toys, dust with cloth, wipe down surfaces, sweep\/mop floors<\/li><li><strong>Clean bedroom:<\/strong> Tidy up books and toys, put away clothes, tidy up bed<\/li><li><strong>Laundry:<\/strong> Help fold, help put away clean clothes<\/li><li><strong>Clean surfaces: <\/strong>Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Help make lunch\/Set table<\/strong><\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area:<\/strong> Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Collect all trash and put into bins, sort and put out recycling bins, put out garbage bins, empty compost<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car: <\/strong>Throw out garbage, collect and put away all toys and books<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Entryway shoes, books on shelves, cupboards, socks<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work:<\/strong> Help with weeding, help rake and bag leaves, help shovel snow, help with planting and watering<\/li><\/ul><\/td><td>Up to 10 minutes \/ day + 1 project \/ week that takes a bit longer<\/td><\/tr><tr><td>Chores for 9 to 10 years olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Put away bath toys, dust with cloth, wipe down surfaces, sweep\/mop floors, clean mirrors, disinfect surfaces<\/li><li><strong>Clean bedroom:<\/strong> Tidy up books and toys, put away clothes, tidy up bed<\/li><li><strong>Laundry:<\/strong> Help fold, help put away clean clothes, help load clothes into washer and dryer<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Help make lunch\/Set table<\/strong><\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area: <\/strong>Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Collect all trash and put into bins, sort and put out recycling bins, put out garbage bins, empty compost<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car:<\/strong> Throw out garbage, collect and put away all toys and books<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize: <\/strong>Entryway shoes, books on shelves, cupboards, socks, refrigerator<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work:<\/strong> Help with weeding, help rake and bag leaves, help shovel snow, help with planting and watering<\/li><\/ul><\/td><td>Up to 15 minutes \/ day + 2 projects \/ week that take a bit longer<\/td><\/tr><tr><td>Chores for 10 to 12 years olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Put away bath toys, dust with cloth, wipe down surfaces, sweep\/mop floors, clean mirrors, disinfect surfaces<\/li><li>Clean bedroom: Tidy up books and toys, put away clothes, help make bed<\/li><li><strong>Laundry:<\/strong> Help fold, help put away clean clothes, help load clothes into washer and dryer<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Meal prep:<\/strong> Make lunch for school, set\/clear table, disinfect countertops<\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area: <\/strong>Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Collect all trash and put into bins, sort and put out recycling bins, put out garbage bins, empty compost<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car:<\/strong> Tidy up and remove garbage, clean and vacuum interior<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Kitchen cupboards, refrigerator, shelves, storage space<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work: <\/strong>Pull weeds, potting and repotting plants, rake and bag leaves, shovel snow, water plants<\/li><\/ul><\/td><td>Up to 20 minutes \/ day + 2 projects \/ week that take a bit longer<\/td><\/tr><tr><td>Chores for 13 to 17 years olds<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Sweep and mop floors, clean bath and shower, clean mirrors, disinfect surfaces<\/li><li><strong>Clean bedroom:<\/strong> Tidy up books and toys, put away clothes, make bed<\/li><li><strong>Laundry:<\/strong> Help fold, put away clean clothes, help load clothes into washer and dryer, add detergent and start washing machine, iron clothes, treat stains<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Meal prep:<\/strong> Make lunch for school, set\/clear table, organize the pantry, disinfect sink and countertops<\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area:<\/strong> Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Collect all trash and put into bins, sort and put out recycling bins, put out garbage bins, empty compost, powerwash outside trash and compost bins<\/li><li>Take care of pets: Food and water, clean up, walk, groom<\/li><li><strong>Clean car:<\/strong> Tidy up and remove garbage, clean and vacuum interior<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Kitchen cupboards, refrigerator, shelves, storage space<\/li><li>Wash dishes\/load or unload dishwasher<\/li><li><strong>Yard work:<\/strong> Mow the lawn, rake and bag leaves, shovel snow\/li&gt;<\/li><\/ul><\/td><td>Up to 30 minutes \/ day + 1 project \/ week that takes a bit longer<\/td><\/tr><tr><td>Chores for 18 year olds +<\/td><td><ul><li><strong>Clean bathroom:<\/strong> Sweep and mop floors, clean bath and shower, clean mirrors, disinfect surfaces<\/li><li><strong>Clean bedroom:<\/strong> Tidy up books and toys, put away clothes, make bed<\/li><li><strong>Laundry:<\/strong> Help fold, put away clean clothes, help load clothes into washer and dryer, add detergent and start washing machine, iron clothes, treat stains<\/li><li><strong>Clean surfaces:<\/strong> Wipe down counters\/shelves\/cabinets\/baseboards<\/li><li><strong>Meal prep:<\/strong> Make lunch for school, set\/clear table, organize the pantry, disinfect sink and countertops<\/li><li><strong>Mop, vacuum or sweep floor<\/strong><\/li><li><strong>Clean common area:<\/strong> Tidy up, dust with cloth, wipe down surfaces<\/li><li><strong>Trash and recycling:<\/strong> Collect all trash and put into bins, sort and put out recycling bins, put out garbage bins, empty compost, powerwash outside trash and compost bins<\/li><li><strong>Take care of pets:<\/strong> Food and water, clean up, walk, groom<\/li><li><strong>Clean car: <\/strong>Tidy up and remove garbage, clean and vacuum interior<\/li><li><strong>Clean windows and mirrors<\/strong><\/li><li><strong>Organize:<\/strong> Kitchen cupboards, refrigerator, shelves, storage space<\/li><li><strong>Wash dishes\/load or unload dishwasher<\/strong><\/li><li><strong>Yard work:<\/strong> Mow the lawn, rake and bag leaves, shovel snow\/li&gt;<\/li><\/ul><\/td><td>Up to 30 minutes \/ day + 2 projects \/ week that take a bit longer<\/td><\/tr><\/tbody><\/table><h3>Best way to give an allowance to teens<\/h3><p>If you\u2019re wondering whether or not your teen should still get an allowance or be paid to complete chores, you are not alone.<\/p><p>According to the recent Finder: Financial Literacy for Kids 2022 survey, of more than 1,100 Canadian parents, more than three-quarters (76%) believed you should stop paying your kids an allowance or for completed chores as soon as they hit their teens.<\/p><p>Financial experts tend to disagree.<\/p><p>When giving kids money, we need to remember that the ultimate goal isn\u2019t simply the accumulation of funds but helping them to build a foundation of sound money management skills, explains de Montbrun.<\/p><p>Regardless of where your teen earns their money \u2014 through an allowance, getting paid to complete chores or through a part-time job \u2014 parents continue to have a role in learning critical financial literacy skills.<\/p><p>To help, parents should use earnings to help their teens develop the following three critical skills:<\/p><h4>1. Build confidence<\/h4><p>Learning to manage money, budget effectively and use financial tools is not always easy. To help your kids grow in confidence be sure to talk about their money decisions and acknowledge their achievements. Remember, kids grow in confidence when they are recognized for their accomplishments.<\/p><h4>2. Laugh and learn from mistakes<\/h4><p>We all regret spending decisions and teens are no different. But to learn from mistakes \u2014 and to keep confidently building on money management skills \u2014 we all need to learn and laugh at our financial mistakes. Share your mishandled money moments with your teen and encourage them to talk openly and freely about their decisions (and how these decisions made them feel).<\/p><p>The key is not to create a shameful space, but to establish a safe space to mess up now, when the stakes aren\u2019t as high.<\/p><h4>3. Encourage responsibility<\/h4><p>Teens are eager to prove themselves and their ability to manage on their own \u2014give them that space. Find ways to help your teen to take financial responsibility. Let them manage their banking and make their budget. As they grow older, consider giving your teen a pre-paid credit card or using a money management app, such as Mydoh.<\/p><p>Cards and apps allow for more engagement and interaction when it comes to your teen and their money decisions. Not only will teens like the sense of independence a pre-paid credit card provides, but it allows them to learn about cashless transactions, the impact of high-interest debt and the importance of paying bills.<\/p><p>According to data from the recent Finder: Chores for Kids 2022 survey, <strong>71% <\/strong>of Canadian parents agreed that giving pre-teens or teens a pre-paid credit card was a great way to teach kids about credit, debit and the impact of debt.<\/p><p>More than <strong>1 in 5 parents (22%) <\/strong>\u201cstrongly agreed\u201d that allowing a teen to use a credit card was a great money management tool. Compare this to just 6% of Canadian parents who strongly disagreed with giving teens a credit card to learn about credit and debt.<\/p><p>With a pre-paid credit card a parent can:<\/p><ul><li><strong>Limit debt:<\/strong> Set the maximum amount that can be charged (thereby limiting potential unpaid debt);<\/li><li><strong>Teach budgeting:<\/strong> By requiring the teen to reload their pre-paid credit card, a parent can teach their child the importance of reviewing earnings, savings and spending.<\/li><li><strong>Introduce digital finance skills:<\/strong> To reload a credit card or pay off a bill, the young adult needs to learn and become familiar with online banking, e-transfers and bill payments.<\/li><\/ul><p>Whether you opt to use a pre-paid credit card or choose to use a money management app, these tools create opportunities for parents to have those critical money discussions with their teens.<\/p><p>\u201cIt\u2019s the ideal conversation starter,\u201d says de Montbrun. Getting kids engaged is often the biggest hurdle and starting the conversation based on what they care about and what impacts them directly is an ideal in-the-moment opportunity. \u201cIt\u2019s these conversations that help kids flex their financial skills and allows parents to reinforce smart money decisions.\u201d<\/p><h3>Tips for finding cashless tools for teens<\/h3><p>When your teenager reaches the age of 18, they are legally entitled to apply for a credit card but without a solid grasp of financial literacy skills, these young adults can get into trouble with credit cards and high-interest debt.<\/p><p>To avoid these costly mistakes, it\u2019s important for parents to help their children learn the responsible use of cashless payments and credit and the implications of budgeting and keeping up with bill payments.<\/p><p>One option is to adopt a money management app. These online tools help pre-teens and teens engage in financial literacy skills using technology and real-time learning. For instance, teens that pay for merchandise using their Mydoh<\/p><p>To help find the best Canadian credit cards for students, teens and pre-teens, consider the following four tips:<\/p><h4>1. Help make the connection between time, money and budgets<\/h4><p>Young adults often get into trouble with cashless spending because they didn\u2019t learn the connection between cashless payments and the impact on their budget. To help, use a money management app that helps make this connection more apparent to pre-teens and teens.<\/p><p>Apps, Mydoh, help older kids to make the connection between earning and spending by providing real-time feedback on saving and spending decisions. \u201cAs soon as they spend using the cash card, they can see the money disappear from their account,\u201d explains Chakrani. This process also gives parents insight into the spending habits and saving decisions made by their children \u2014 and more opportunities to discuss these decisions.<\/p><h4>2. Look for no-fee credit cards<\/h4><p>When your teen is ready to take the step from money app cash card to a credit card, be sure to talk about the key features they need to consider. Remind them that the best credit card should combine the convenience of cashless, credit payments without the possibility of paying big fees. Help them look for a credit card with no annual fees (and be sure to find a credit card for teens that doesn\u2019t charge for secondary cards).<\/p><h4>3. Focus on building credit not just money management skills<\/h4><p>While money management is a critical tool taught when using cash cards and credit cards, it\u2019s also a good idea to consider who to get a head start on helping your teen build a solid credit history.<\/p><p>By adding your teen as a pre-authorized credit card user on your account will enable your teen to learn how to use a credit card, it doesn\u2019t help them build their credit history. That\u2019s because the account belongs to the primary cardholder, who is ultimately responsible for any debt, but also earns all the credit for paying bills.<\/p><p>Instead, shop for a pre-paid or regular credit card that allows secondary cardholders. A secondary cardholder becomes a co-borrower \u2014 another person responsible for the management and use of the credit account. Remember, it\u2019s hard to find a credit card that offers secondary cardholder status to young adults under 18. It may be easier to find a pre-paid credit card that allows teenagers secondary cardholder status.<\/p><h4>4. Max out perks and discounts<\/h4><p>One of the benefits of using a credit card is the ability to earn rewards. Whether it\u2019s cash back, points or discounts, consider how the rewards will help incentivize your teen to use, but not abuse, the credit card.<\/p><p>To help narrow down the list check out Finder\u2019s comparison of the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-card-options-teens\">best credit cards for teens<\/a>.<\/p><h3>Bottom line<\/h3><p>There\u2019s no right or wrong answer to whether you should pay your kids for doing chores. If you decide to reward your children for completing household tasks, remember to take their age and the needs of the family into account.<\/p><h4>Methodology for the <em>Finder Kids\u2019 Money for Chores<\/em> Calculator<\/h4><p>The <em>Finder Kids\u2019 Money for Chores<\/em> calculator provides a cost for chores based on frequency and cost of living. The price per chore was determined based on expert commentary as well as industry-vetted averages. The expert commentary included insight from four external financial and parenting experts and two Finder banking experts:<\/p><ul><li><a href=\"https:\/\/www.finder.com\/author\/michaelbenninger\">Michael Benninger, banking writer at Finder<\/a>, specializing in kids\u2019 banking products, cash management accounts and fintechs<\/li><li><a href=\"https:\/\/summercamphub.com\/about-us\/\" target=\"_blank\" rel=\"noopener\">Mark Evans, consultant at Summer Camp Hub<\/a>, a parenting blog designed to help parents find the best summer camp for their children<\/li><li><a href=\"https:\/\/thirdrowadventures.com\/\" target=\"_blank\" rel=\"noopener\">Brianna Leonhard, founder of Third Row Adventures<\/a>, a travel blog focused on travel for young families<\/li><li><a href=\"https:\/\/www.parentalquestions.com\/\" target=\"_blank\" rel=\"noopener\">Mo Mulla, parenting expert and founder of Parental Questions<\/a>, a parenting blog offering tips and advice for everyday parenting<\/li><li><a href=\"https:\/\/www.finder.com\/author\/alexaserrano\">Alexa Serrano, banking editor at Finder<\/a>, specializing in personal finance, crypto banking and kids\u2019 debit cards<\/li><li><a href=\"https:\/\/www.figtech.com\/team\" target=\"_blank\" rel=\"noopener\">Jeff Zhou, personal finance expert and CEO of Fig Loans<\/a>, a lender that offers socially responsible products to the underbanked<\/li><\/ul><p>Aggregate chore price lists were taken from data collected by content area specialists, including the following:<\/p><ul><li><a href=\"https:\/\/www.moneyprodigy.com\/chores-for-money-chart\/\" target=\"_blank\" rel=\"noopener\">Money Prodigy<\/a><\/li><li><a href=\"https:\/\/www.cnbc.com\/2018\/03\/02\/parents-pay-the-most-allowance-for-these-10-chores.html\" target=\"_blank\" rel=\"noopener\">CNBC<\/a><\/li><li><a href=\"https:\/\/www.wsj.com\/articles\/SB10001424052702304432704577349711248126398\" target=\"_blank\" rel=\"noopener\">WSJ<\/a><\/li><li><a href=\"https:\/\/www.countryfinancial.com\/\" target=\"_blank\" rel=\"noopener\">Country Financial<\/a><\/li><\/ul><p>To provide age-appropriate chores and allowance ranges, we asked experts and collected data based on the following age groups:<\/p><ul><li>Preschoolers \u2013 kids between the ages of 4 and 5<\/li><li>Elementary school kids \u2013 kids between the ages of 6 and 9<\/li><li>Middle-schoolers \u2013 kids between the ages of 10 and 13<\/li><li>High-schoolers \u2013 kids between the ages of 14 and 17<\/li><li>Young adults \u2013 18+<\/li><\/ul><p>We then tallied and averaged all expert suggestions to create a baseline chore price for each task and age group.<\/p><p>To calculate the cost of living, based on regional differences, we used data from Statistics Canada regarding <a href=\"https:\/\/www150.statcan.gc.ca\/t1\/tbl1\/en\/tv.action?pid=3610022501\" target=\"_blank\" rel=\"noopener\">average household earnings<\/a> and <a href=\"https:\/\/www150.statcan.gc.ca\/t1\/tbl1\/en\/tv.action?pid=1110022201\" target=\"_blank\" rel=\"noopener\">average household expenditures<\/a> in 2020 and 2021.<\/p><h4>Methodology for the Finder: Chores for Kids 2022 survey<\/h4><p>The findings of the Finder: Chores for Kids 2022 survey were collected through an online Pollfish survey conducted between October 12 and 31, 2022, where 1,111 Canadian parents from British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland &amp; Labrador, were asked about their opinions on paying kids for chores, paying kids an allowance and providing teens with a pre-paid credit card. The estimated margin of error for the survey is +\/-3%, 19 out of 20 times.<\/p><h3>Kids\u2019 chores and appropriate allowance by age FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How much should an allowance be by age?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>A good rule of thumb is to multiply your child's age by a set amount to arrive at a base weekly allowance. Money management app Mydoh suggests children be paid between $0.50 and $1.00 for each birthday they've celebrated. For instance, a four-year-old could get paid $2 to $4 as a weekly allowance ($0.50 x 4 = $2 or $1.00 x 4 = $4.00).<\/p><p>Not only does the amount of allowance differ based on a child's age, but so does the frequency of payment. Younger kids should be paid more frequently \u2013 such as weekly. Older kids can be paid every two weeks or once per month. This will help them learn more complex budgeting skills, increase patience and help develop the ability to delay gratification.<\/p><p>An allowance is a practical way for children to learn about spending, saving, earning and budgeting. It should be modified based on their age and ability to help your child learn these skills.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Should kids have chores?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Teaching kids to help with household chores not only eases the workload of parents but also teaches kids a few critical life lessons. Completing chores prepares children by teaching them life skills and helping them develop time management strategies. It also teaches them the importance of communal participation.<\/p><p>Keep in mind that there's no such thing as a normal chore for kids. However, there are age-appropriate chores that parents can use to help children learn skills, develop responsibility and earn money. For many parents, the normal chores that kids end up doing are basic tasks that are repetitive and help build on basic skills. For example, a preschool child can start helping to clean the bathroom by wiping down counters. As they grow older, they can begin to help with cleaning the mirror and mopping floors and eventually scrubbing the toilet.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What chores should be done daily by children (and should chores be done every day)?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Quite often the chores to be completed by your child on a daily basis are repeatable tasks that they won't get paid for. These include brushing their hair and teeth, taking a shower, dressing or getting their backpack ready for school.<\/p><p>For parents who want to incentivize their kids to complete daily chores that are not part of the child's general routine, consider a list of tasks that are easy and repetitive enough to remember and complete. This can include the following:<\/p><ul><li>Washing dishes or loading and unloading the dishwasher<\/li><li>Feeding or walking the family pet<\/li><li>Organizing the shoes at the entryway<\/li><li>Picking up books and toys in a common area, such as the family room or den<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What are the top 10 chores?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The following are the top 10 chores that people hate to do:<\/p><ol><li>Cleaning the bathroom<\/li><li>Doing the dishes<\/li><li>Cleaning the stovetop (or oven)<\/li><li>Doing laundry<\/li><li>Ironing clothes<\/li><li>Vacuuming or mopping the floor<\/li><li>Sweeping the floors<\/li><li>Cleaning up after pets<\/li><li>Dusting<\/li><li>Cleaning the windows<\/li><\/ol><p>To help your household and your child learn critical life skills, find out if your child likes completing any of the chores on the top 10 \"hated\" list. Allow them to take on the task and incentivize them by paying extra. This helps kids learn the value of hard work and earning money and helps you, as a parent, to remove less-than-fun chores from your to-do list.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">How can parents calculate an appropriate allowance for kids?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>An allowance can be either a set amount of money with no strings attached or money for doing chores suited to their age. An allowance is a practical tool that can help kids learn critical life skills and help a child to grasp key financial lessons, including earning, saving, spending and budgeting.<\/p><p>To calculate an appropriate amount of allowance for your child, consider this rule of thumb: pay your child $0.50 to $2.00 for every birthday celebrated. That means a seven-year-old could earn $3.50 to $14.00 per week (or month), while a four-year-old could earn $2.00 to $8.00 every week (or month).<\/p><p>On average, North American parents pay their children approximately $110 per month for an allowance, according to the Parents and Kids Money Report released by T. Rowe Price.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">How many parents give their kids an allowance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>According to the latest research, almost <strong>3 in 4 Canadian parents (71%)<\/strong>, give their kids money either as payment for chores or as an allowance.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out what are good, age-appropriate chores for kids, plus average allowance and per chore price lists.<\/p>\n","protected":false},"author":1275,"featured_media":1039802,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"nicheCode":"","productId":"","enableOptimizely":false,"_persistent_nav_menu_items":[],"blockTemplateId":"","_post_hreflang":"en","related_url":"\/chores-for-kids","workflow-intro":"","workflow-faq":"","workflow-conclusion":"","workflow-benefits":"","workflow-overview":"","workflow-test":"","footnotes":""},"categories":[5949],"tags":[107142,5439],"asset_tag":[],"class_list":["post-997201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-research","tag-kids-banking","tag-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chores for Kids: Age-Friendly Chores &amp; Allowance | Finder Canada<\/title>\n<meta name=\"description\" content=\"Use our chores for kids calculator, chores list for kids by age or average allowance paid by parents to determine how much to pay for chores.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/research\/chores-for-kids\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chores for kids: Should kids get an allowance? Or money for chores?\" \/>\n<meta property=\"og:description\" content=\"Use our chores for kids calculator, chores list for kids by age or average allowance paid by parents to determine how much to pay for chores.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/research\/chores-for-kids\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/RKHomeowner\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-31T21:58:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/Child-Doing-Laundry-Chores_Supplied_Canva_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Romana King\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Romana King\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"34 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/research\/chores-for-kids#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/research\/chores-for-kids\"},\"author\":{\"name\":\"Romana King\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/6c63e632a66b450c8cfd2d8d3bb54ac7\"},\"headline\":\"Chores for kids: Should kids get an allowance? 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Money management app Mydoh suggests children be paid between $0.50 and $1.00 for each birthday they've celebrated. For instance, a four-year-old could get paid $2 to $4 as a weekly allowance ($0.50 x 4 = $2 or $1.00 x 4 = $4.00).\\r\\rNot only does the amount of allowance differ based on a child's age, but so does the frequency of payment. Younger kids should be paid more frequently \u2013 such as weekly. Older kids can be paid every two weeks or once per month. This will help them learn more complex budgeting skills, increase patience and help develop the ability to delay gratification.\\r\\rAn allowance is a practical way for children to learn about spending, saving, earning and budgeting. It should be modified based on their age and ability to help your child learn these skills.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Should kids have chores?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rTeaching kids to help with household chores not only eases the workload of parents but also teaches kids a few critical life lessons. Completing chores prepares children by teaching them life skills and helping them develop time management strategies. It also teaches them the importance of communal participation.\\r\\rKeep in mind that there's no such thing as a normal chore for kids. However, there are age-appropriate chores that parents can use to help children learn skills, develop responsibility and earn money. For many parents, the normal chores that kids end up doing are basic tasks that are repetitive and help build on basic skills. For example, a preschool child can start helping to clean the bathroom by wiping down counters. As they grow older, they can begin to help with cleaning the mirror and mopping floors and eventually scrubbing the toilet.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What chores should be done daily by children (and should chores be done every day)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rQuite often the chores to be completed by your child on a daily basis are repeatable tasks that they won't get paid for. These include brushing their hair and teeth, taking a shower, dressing or getting their backpack ready for school.\\r\\rFor parents who want to incentivize their kids to complete daily chores that are not part of the child's general routine, consider a list of tasks that are easy and repetitive enough to remember and complete. This can include the following:\\r<ul>\\r \\t<li>Washing dishes or loading and unloading the dishwasher<\/li>\\r \\t<li>Feeding or walking the family pet<\/li>\\r \\t<li>Organizing the shoes at the entryway<\/li>\\r \\t<li>Picking up books and toys in a common area, such as the family room or den<\/li>\\r<\/ul>\\r\"}},{\"@type\":\"Question\",\"name\":\"What are the top 10 chores?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rThe following are the top 10 chores that people hate to do:\\r<ol>\\r \\t<li>Cleaning the bathroom<\/li>\\r \\t<li>Doing the dishes<\/li>\\r \\t<li>Cleaning the stovetop (or oven)<\/li>\\r \\t<li>Doing laundry<\/li>\\r \\t<li>Ironing clothes<\/li>\\r \\t<li>Vacuuming or mopping the floor<\/li>\\r \\t<li>Sweeping the floors<\/li>\\r \\t<li>Cleaning up after pets<\/li>\\r \\t<li>Dusting<\/li>\\r \\t<li>Cleaning the windows<\/li>\\r<\/ol>\\rTo help your household and your child learn critical life skills, find out if your child likes completing any of the chores on the top 10 \\\"hated\\\" list. Allow them to take on the task and incentivize them by paying extra. This helps kids learn the value of hard work and earning money and helps you, as a parent, to remove less-than-fun chores from your to-do list.\\r\"}},{\"@type\":\"Question\",\"name\":\"How can parents calculate an appropriate allowance for kids?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rAn allowance can be either a set amount of money with no strings attached or money for doing chores suited to their age. An allowance is a practical tool that can help kids learn critical life skills and help a child to grasp key financial lessons, including earning, saving, spending and budgeting.\\r\\rTo calculate an appropriate amount of allowance for your child, consider this rule of thumb: pay your child $0.50 to $2.00 for every birthday celebrated. That means a seven-year-old could earn $3.50 to $14.00 per week (or month), while a four-year-old could earn $2.00 to $8.00 every week (or month).\\r\\rOn average, North American parents pay their children approximately $110 per month for an allowance, according to the Parents and Kids Money Report released by T. Rowe Price.\\r\"}},{\"@type\":\"Question\",\"name\":\"How many parents give their kids an allowance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rAccording to the latest research, almost <strong>3 in 4 Canadian parents (71%)<\/strong>, give their kids money either as payment for chores or as an allowance.\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-05-30T16:48:48+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Chores for Kids: Age-Friendly Chores & Allowance | Finder Canada","description":"Use our chores for kids calculator, chores list for kids by age or average allowance paid by parents to determine how much to pay for chores.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/research\/chores-for-kids","og_locale":"en_US","og_type":"article","og_title":"Chores for kids: Should kids get an allowance? 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Money management app Mydoh suggests children be paid between $0.50 and $1.00 for each birthday they've celebrated. For instance, a four-year-old could get paid $2 to $4 as a weekly allowance ($0.50 x 4 = $2 or $1.00 x 4 = $4.00).\r\rNot only does the amount of allowance differ based on a child's age, but so does the frequency of payment. Younger kids should be paid more frequently \u2013 such as weekly. Older kids can be paid every two weeks or once per month. This will help them learn more complex budgeting skills, increase patience and help develop the ability to delay gratification.\r\rAn allowance is a practical way for children to learn about spending, saving, earning and budgeting. It should be modified based on their age and ability to help your child learn these skills.\r\r"}},{"@type":"Question","name":"Should kids have chores?","acceptedAnswer":{"@type":"Answer","text":"\rTeaching kids to help with household chores not only eases the workload of parents but also teaches kids a few critical life lessons. Completing chores prepares children by teaching them life skills and helping them develop time management strategies. It also teaches them the importance of communal participation.\r\rKeep in mind that there's no such thing as a normal chore for kids. However, there are age-appropriate chores that parents can use to help children learn skills, develop responsibility and earn money. For many parents, the normal chores that kids end up doing are basic tasks that are repetitive and help build on basic skills. For example, a preschool child can start helping to clean the bathroom by wiping down counters. As they grow older, they can begin to help with cleaning the mirror and mopping floors and eventually scrubbing the toilet.\r\r"}},{"@type":"Question","name":"What chores should be done daily by children (and should chores be done every day)?","acceptedAnswer":{"@type":"Answer","text":"\rQuite often the chores to be completed by your child on a daily basis are repeatable tasks that they won't get paid for. These include brushing their hair and teeth, taking a shower, dressing or getting their backpack ready for school.\r\rFor parents who want to incentivize their kids to complete daily chores that are not part of the child's general routine, consider a list of tasks that are easy and repetitive enough to remember and complete. This can include the following:\r<ul>\r \t<li>Washing dishes or loading and unloading the dishwasher<\/li>\r \t<li>Feeding or walking the family pet<\/li>\r \t<li>Organizing the shoes at the entryway<\/li>\r \t<li>Picking up books and toys in a common area, such as the family room or den<\/li>\r<\/ul>\r"}},{"@type":"Question","name":"What are the top 10 chores?","acceptedAnswer":{"@type":"Answer","text":"\rThe following are the top 10 chores that people hate to do:\r<ol>\r \t<li>Cleaning the bathroom<\/li>\r \t<li>Doing the dishes<\/li>\r \t<li>Cleaning the stovetop (or oven)<\/li>\r \t<li>Doing laundry<\/li>\r \t<li>Ironing clothes<\/li>\r \t<li>Vacuuming or mopping the floor<\/li>\r \t<li>Sweeping the floors<\/li>\r \t<li>Cleaning up after pets<\/li>\r \t<li>Dusting<\/li>\r \t<li>Cleaning the windows<\/li>\r<\/ol>\rTo help your household and your child learn critical life skills, find out if your child likes completing any of the chores on the top 10 \"hated\" list. Allow them to take on the task and incentivize them by paying extra. This helps kids learn the value of hard work and earning money and helps you, as a parent, to remove less-than-fun chores from your to-do list.\r"}},{"@type":"Question","name":"How can parents calculate an appropriate allowance for kids?","acceptedAnswer":{"@type":"Answer","text":"\rAn allowance can be either a set amount of money with no strings attached or money for doing chores suited to their age. An allowance is a practical tool that can help kids learn critical life skills and help a child to grasp key financial lessons, including earning, saving, spending and budgeting.\r\rTo calculate an appropriate amount of allowance for your child, consider this rule of thumb: pay your child $0.50 to $2.00 for every birthday celebrated. That means a seven-year-old could earn $3.50 to $14.00 per week (or month), while a four-year-old could earn $2.00 to $8.00 every week (or month).\r\rOn average, North American parents pay their children approximately $110 per month for an allowance, according to the Parents and Kids Money Report released by T. Rowe Price.\r"}},{"@type":"Question","name":"How many parents give their kids an allowance?","acceptedAnswer":{"@type":"Answer","text":"\rAccording to the latest research, almost <strong>3 in 4 Canadian parents (71%)<\/strong>, give their kids money either as payment for chores or as an allowance.\r"}}]}]},"article_modified_time":"2024-05-30T16:48:48+00:00"},"hrefLangLinks":[{"region":"USA","locale":"en-us","url":"https:\/\/www.finder.com\/kids-banking\/chores-for-kids","isCurrentSite":false},{"region":"Canada","locale":"en-ca","url":"https:\/\/www.finder.com\/ca\/research\/chores-for-kids","isCurrentSite":true}],"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Learn how to decide between an allowance or money for chores, plus figure out what to pay based on a chores for kids calculator.\"}"],"_content_type":["niche-content\/information\/how-to"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/997201"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/1275"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=997201"}],"version-history":[{"count":10,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/997201\/revisions"}],"predecessor-version":[{"id":1047704,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/997201\/revisions\/1047704"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1039802"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=997201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=997201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=997201"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=997201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}